So Wells Fargo is bascially telling us they are going to reject our mod because my husband has a rental property he is foreclosing on. They are considering that part of our profit and loss even though my husband is not making the mortgage payments. Because of this, it is showing we are negative -1000 at the end of the month, which really is not true since we are not paying the mortgage. We have a surpluss of 300 at the end of the month.
So they told us we will owe the deliquint amount of 6000 right away when they deny us or they will foreclose. WE can't afford 6000 all at once, and we can't foreclose.
What can we do?