I have been in this process since November 2009.
I was pre-aproved on January 2010 starting my trial payments on February 2010.
Since then I have been calling every other week and my file was all the time in "REVIEW".
And last Friday I received a call from customer service to let me know that I was not aproved for the Loan Mod, but Wells fargo was trying to do an In House Mod and file was still in "REVIEW".
I asked the reason Why I did not qualified, but the rep couldn't tell, she said that they mailed a letter regular mail with more information.
Has anyone been approved on an "in House" by Wells Fargo. Are rates at list less than 5%???
Is this process going to take also more than 6 months????
I will appreciate any information.