I initially heard about the program on the news and in the paper. The website is NJ Judiciary Foreclosure Mediation Program 1-888-989-5277 I called the hotline and they put me in touch with a housing counsellor. Since I was in foreclosure and had a sale date, they made me an appointment ASAP at a local agency. The counsellor sat with us, took all our income/expense and other info (same stuff Wells asks you for) and then filled out paperwork requesting a mediation date and also the application for a HAMP trial/mod. While we waited for a mediation date (about 3 months) the sale was stayed. You can read the rest of my threads to see how the mediation process progressed. We ended up having to go 3 times, which they said was not unusual. Hope this helps. Let me know if you have more questions.