Last week I followed a link off of another posting to this article regarding the HAMP program. Here it is so you can read it:
So basically, HAMP is a crock of u-no-what. No guarantees. And from the looks of things on this website, few (if any) have gotten any kind of result after the 3-month trial! Which really follows suit with what the article is saying. Once I read that article on "livinglies" - I noticed to the left of the screen, a bunch of links, and being the glutton for punishment that I am, I linked around. Found this:
You have to follow that link above, and look to the posting dated 9/11 by username "spiritual2009"... it reads: "We are looking for people willing to join a possible class action suit against Wells Fargo in ID. Please call Robert at XXX-XXX-XXXX for details of how to get on board." You will have to go and find his posting in order to get his phone number. (We cannot post phone numbers/emails here on loansafe for our own safety. )
I called him, and spoke for a little while, telling him my own servicing nightmare and he reassured me that there were thousands of us in the same boat. From what I gathered, he is assisting a gentleman named Charles Lincoln in a class action suit in Idaho (my memory escapes me, if it is a WF suit or some other predator bank), but they want us WF folks to start (or join??) a class action against Wells Fargo. Now, keep in mind that a class action can take years to come to it's fruition, so if immediate help is needed (and in most of our cases, we need immediate help to stay in our homes), we need to pursue that on our own. But if we are a part of that class action, and it settles a couple years from now, we get the monetary judgment (if any) at that time. As I talked with Robert, he gave me the website info of the fella wishing to start this suit. Here is a cut-and-paste from the email he sent me:
"Charles and I will be collecting names for the suit against Wells Fargo. We will be posting more information on his site listed below in the coming days about the suit. You can use my name and the site below to get the word out."
Charles Lincoln website blog TIERRA LIMPIA by Charles Lincoln
So go and take the links, read the HAMP article, read the livinglies blog entry, call Robert and talk things over. My first impression with the Charles Lincoln website is that he is a rebel against the organized banking system, and I was a little put-off by it. But, upon further thought, isn't that just what is needed? Someone who is willing to stand up to all the bull and run with it?! If someone is going to stand up and try a class action lawsuit on predatory servicing against a giant like WF, he'd better be a rebel and have some darned thick skin! Go decide for yourself...