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  1. #121
    Senior Member Housebroken13's Avatar
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    Re: The Time Has Come to Unite as One & Monitor Mortgage Servicers

    Use Twitter and Facebook to get our presence known start a trend on Twitter #loansafe

  2. #122
    Senior Member so-cal-gal's Avatar
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    Re: The Time Has Come to Unite as One & Monitor Mortgage Servicers

    Quote Originally Posted by joanne View Post
    I'm in! I have programming experience (PHP, MYSQL, HTML) -- can lend a hand that way and/or any other way needed!

    Joanne
    I can also deal with SQL and html (I have more HOL experience where I've used more complex SQL than MYSQL).

    Also, I can advise on getting people to using social media to get the word out. We would want a cadre of people to develop many social media sites and have them link to loansafe.

    I can show people how to get into local search too, so that people searching locally get driven to our site. This might even help divert people from going to the scammers.

    We can set it up so that those seeking help readily find loansafe AND we could provide a media resource that has good search engine rankings also.

    We'd have our social media sites funneling traffic for each to the respective site.

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  4. #124
    Senior Member so-cal-gal's Avatar
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    Re: The Time Has Come to Unite as One & Monitor Mortgage Servicers

    Quote Originally Posted by Housebroken13 View Post
    Use Twitter and Facebook to get our presence known start a trend on Twitter #loansafe
    There are WAY more than just Twitter and Facebook. Two other MAJOR sites are Squidoo and Hubpages. But we would be best off to have two types of postings, at a MINUMUM on each of about 400 types of social media sites. And to get local search involved, you'd have a title that incorporated the city, town, county or vicinity into it.

    The two types of sites would be:
    1) lead people searching for help to loansafe with both help and invitation to active participation
    2) lead-in (for search purposes) to our MEDIA resource site that we'd be trying to get the media organizations to come to 'rely' on.

    We would want an organized approach to this. We'd want some quality videos that we would upload to the YouTube and then link to on our sites.

    We should organize it so that there was a degree of quality control since we want to have CREDIBILITY.

  5. #125
    Senior Member BudgetCutsinOC's Avatar
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    Re: The Time Has Come to Unite as One & Monitor Mortgage Servicers

    whats the next step???????

  6. #126
    Banned bloominga's Avatar
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    Re: The Time Has Come to Unite as One & Monitor Mortgage Servicers

    I am wondering how long it might take us to get a plan and begin working on this. We must be careful and plan each step but I know there are too many that are tired of waiting and want to get started.

    There has to be a light at the end of this dark tunnel!

  7. #127
    Senior Member townie271's Avatar
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    Re: The Time Has Come to Unite as One & Monitor Mortgage Servicers

    Moe,
    what a great idea, count me in let's do it.

  8. #128
    Senior Member sealag's Avatar
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    Re: The Time Has Come to Unite as One & Monitor Mortgage Servicers

    I'm in Central Fl and you can count me in.

  9. #129
    Senior Member ohhhdear's Avatar
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    Re: The Time Has Come to Unite as One & Monitor Mortgage Servicers

    Quote Originally Posted by dan m View Post
    get some of the attorneys to quit acting like attorneys and tell us what we need to know that will help(loop holes, facts, what works/what doesn't) instead of being general or round about. include people that work for the servicers and processors or anybody of that nature who knows about this stuff and we have some ammo. i can make one or two phone calls a day. what if we had 100-200 calling the same number about the same thing in a day.

    I like this idea about calling!

    Also, I still think if people would file a complaint with the Office of the State Attorney--- it would help get attention.

    Maybe if we can post links to the various State Atty's sites, and perhaps post some links to various state laws. I just read Florida's recent new laws regarding modifications.
    Statutes & Constitution :View Statutes :->2009->Ch0494->Section 00296 : Online Sunshine

  10. #130
    Founder Maurice Bedard's Avatar
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    Re: The Time Has Come to Unite as One & Monitor Mortgage Servicers

    Quote Originally Posted by AzGryffindor View Post
    I know I'm going to sound negative but here goes.
    All feed back is appreciated and I hope not everyone agrees, but that we can come to a simple common ground to start an accountability campaign.

    Moe: What you are asking would require you to create a Political Action Committee (PAC). Are you prepared to go through the piles of paperwork required to become such an organization?
    Why do we need a PAC when we can do a guerrilla grass roots campaign via the internet, social media and phone? Maybe not a union, but a group or association? I am no expert here, but just throwing ideas out...

    An idea that both my husband and I have mulled is as follows: Create a no bank month. In essence, as a unified front, all participants refuse to pay or provide any funds to any bank for one month. This would include:
    I like all your ideas. But this will be tough. I'll explain more below.

    But, in order for this to work, we as a community, would need to get as many community action & consumer protection groups together as possible. If we try to do this solely with the members of this forum it will not work. There simply aren't enough of us.
    Unfortunately that is a lot easier said than done. The facts are the community action groups compete against one another via marketing and funding. AKA MONEY AND WASHINGTON recognition. I don't think they would never form an alliance nor would they work with an online social media campaign. They just don't get online media.

    We have a half a million visitors coming to this site monthly!! Yeah, they are not members, but that is more than most the biggest agencies, banks and non -profits could dream of. If we could get a group of 5k-10k homeowners, that would be enough.
    Best Regards,

    Maurice Bedard
    Founder of LoanSafe.org

    DISCLAIMER: The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Here.

  11. #131
    Senior Member ohhhdear's Avatar
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    Re: The Time Has Come to Unite as One & Monitor Mortgage Servicers

    Quote Originally Posted by nativelasvegan View Post
    __________________________________________________ _____________

    I agree with there is power in numbers. If a post were to include "today's task is to call/email/fax a certain representative," I'll bet the people here would follow the directive.

    Yes, yes, yes! I LOVE this idea !!

    The KISS theory is one of the ways to go!

    Keep it simple!! And more will participate!

  12. #132
    Senior Member fredk's Avatar
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    Re: The Time Has Come to Unite as One & Monitor Mortgage Servicers

    Quote Originally Posted by faith View Post
    Here are my suggestions:
    1, People who are going to be in this team must pass a criminal background check. You need someone who is trustworthy and will have no other hidden agenda to protect Loansafe reputation.

    2. For homeowners who are asking for help to use Loansafe deal with their Loan Modification and other issues must give authorization to Loansafe to talk to their lenders and also to release Loansafe and each members of any potential lawsuit just in case the decision of the lenders is not acceptable to them

    3. Any members who want to be in this team must give you their objectives why they want to do this, it’s like a resume and it’s up for you and Evan and your attorneys on board to decide which one to get.

    4. The team that will be approved must take an oath to protect Loansafe and each members and their confidential information... They must treat this matter seriously just like having a Jury Duty.

    I just thought of this for your protection and want to safeguard Loansafe’s reputation.

    I have to pray about this Moe because this is a very important matter.

    Thanks
    I am wondering if Moe would address Faith's first point with the forum. I've never posted any of this because I have no way of verifying anything but I have read some accounts of Moe and loansafe.com that would surely come up once the fight became large enough to be noticed.

    Would you be ready and able to address these issues once the media gets ahold of the information ?

  13. #133
    Senior Member caldwell02's Avatar
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    Re: The Time Has Come to Unite as One & Monitor Mortgage Servicers

    Regarding background checks: I work for a small chapter of a national nonprofit that requires background checks. We are a BIG nonprofit and so got a national deal. Still, each basic check (felonies only) costs at least $3.50. I'm thinking there must be another way around this, because I don't see us spending that money here. Perhaps a Code of Conduct or Personal Statement that we sign (electronically) stating we are legit? Remember Joe the Plumber wasn't really a plumber? His cause still made some waves.

  14. #134
    Senior Member Irish Gal's Avatar
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    Re: The Time Has Come to Unite as One & Monitor Mortgage Servicers

    Quote Originally Posted by brokemama View Post
    I tend to agree with much of AzGryffindor's post. There are also confidentiality issues at play here which could create some serious problems.
    I have a tendency to agree. I've also considered Moe's counter-comments to AzGryffindor, and acknowledge I'm not as aware or up-to-date re all the "insider" dynamics and politics that affect this issue.

  15. #135
    Senior Member caldwell02's Avatar
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    Re: The Time Has Come to Unite as One & Monitor Mortgage Servicers

    I guess I didn't read Gryffindor's whole post (gotta be a Harry Potter fan). Anyhow, thanks for the info on the debit card. I use mine all the time. I have one for Chase, and one for a local credit union. I'm going to stop using Chase's.

    I can't quite get to the point of not paying my credit cards. What I am going to do is not use them and work on paying them off. After all, I did buy the stuff they are charging me for. Of course, I haven't had the huge CC rate increases that I'm sure are coming, so then we'll see how I feel.

    I'm not paying my mortgage. I knew I wouldn't be able to by now - which was why I started this whole thing in January!!!!!

    I still think we can do something as a group. I continue to believe flooding specific agencies/people on certain days would be a real tool. We can organize to do that and I really think that would get some attention, including media attention.

  16. #136
    Founder Maurice Bedard's Avatar
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    Re: The Time Has Come to Unite as One & Monitor Mortgage Servicers

    Faith has said nothing about me personally. But, I do know what your are referring to and this has been old news that I can deal with at anytime fredk. Much of what has been written about me is lies and some of it is true. Some people would understand and some wouldn't. That is the way life is and I accept it humbly.

    I have been in the media many times and have been asked and interviewed about my past and nothing has come up because I am doing the right thing and am in no way shady. The attacks on me have come from the mortgage/banking industry or ex employees that I fired for incompetence.

    As far as my criminal record goes. Yes, I do have one and have paid my dues long ago.
    I grew up in an alcoholic family and had a rough childhood. I soon followed my Fathers foot steps at a young age and soon I became and alcoholic and drug user.My friends seemed to never get in trouble ands I would get caught. Bad luck or divine intervention.

    I say divine intervention.

    I did my time in the past for my stupidity with drinking, drugs and a terrible relationship. I did a year and a half in a drug rehabilitation center in Norco, Ca. and successfully graduated from the drug treatment program, and completed another 52 weeks once I got out in 2004-2005. Since then I have not even so much got a ticket and have remarried with a beautiful wife and I have two new beautiful children.
    I have never done any financial crimes, robberies or anything related to fraud or stealing.

    I am 38 now. I hit bottom, lost it all and finally grew up. I was one of the few that did learn from his mistakes in prison.

    Many people ( I know not all) have done things or even committed illegal acts in their past and have never got caught. Whether that be smoking pot, fudging on your mortgage application, fudging to the IRS or on your loan application. ALL these unseen and unheard crimes can land people in jail. I got caught for breaking the law and you know what?

    IT WAS THE BEST THING THAT EVER HAPPENED TO ME AND MADE ME THE MAN I AM TODAY!

    I promised God, myself and my family when I was in prison that I would never break the law, cheat or lie again to get ahead in life. I have stood by that promise and God has rewarded me and my family immensely for doing what is right.

    Hopefully some of you believe in Redemption, second chances and have seen my hard work for years now to know that I am one of the good guys. To know that when you join LoanSafe I am not spamming you to buy BS and or sell your info. Just here to help. No hidden agenda with me.

    Will my past hinder me being involved? Maybe. I can still run this website pretty darn well and we have a designated "homeowner member" to be our voice. Or we can have a squeaky clean politician type or ex-banker be the front man, but aren't they the guys and gals who should be in prison now?

    Yes, my past may become an issue, but I am just an average guy that happened to have a good idea to start a website. I am not running for office or President.
    Best Regards,

    Maurice Bedard
    Founder of LoanSafe.org

    DISCLAIMER: The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Here.

  17. #137
    Senior Member fredk's Avatar
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    Re: The Time Has Come to Unite as One & Monitor Mortgage Servicers

    Quote Originally Posted by Moe Bedard View Post
    Faith has said nothing about me personally. But, I do know what your are referring to and this has been old news that I can deal with at anytime fredk. Much of what has been written about me is lies and some of it is true. Some people would understand and some wouldn't. That is the life is.

    I have been in the media many times and have been asked and interviewed about my past and nothing has come up because I am doing the right thing and am in no way shady. The attacks on me have come from the mortgage/banking industry or ex employees that I fired for incompetence.

    As far as my criminal record goes. Yes, I do have one and have paid my dues long ago.
    I grew up in an alcoholic family and had a rough childhood. I soon followed my Fathers foot steps at a young age and soon I became and alcoholic and drug user.My friends seemed to never get in trouble ands I would get caught. Bad luck or divine intervention.

    I say divine intervention.

    I did my time in the past for my stupidity with drinking, drugs and a terrible relationship. I did a year and a half in a drug rehabilitation center in Norco, Ca. and successfully graduated from the drug treatment program, and completed another 52 weeks once I got out in 2004-2005. Since then I have not even so much got a ticket and have remarried with a beautiful wife and I have two new beautiful children.
    I have never done any financial crimes, robberies or anything related to fraud or stealing.

    I am 38 now. I hit bottom, lost it all and finally grew up. I was one of the few that did learn from his mistakes in prison.

    Many people ( I know not all) have done things or even committed illegal acts in their past and have never got caught. Whether that be smoking pot, fudging on your mortgage application, fudging to the IRS or on your loan application. ALL these unseen and unheard crimes can land people in jail. I got caught for breaking the law and you know what?

    IT WAS THE BEST THING THAT EVER HAPPENED TO ME AND MADE ME THE MAN I AM TODAY!

    I promised God, myself and my family when I was in prison that I would never break the law, cheat or lie again to get ahead in life. I have stood by that promise and God has rewarded me and my family immensely for doing what is right.

    Hopefully some of you believe in Redemption, second chances and have seen my hard work for years now to know that I am one of the good guys. To know that when you join LoanSafe I am not spamming you to buy BS and or sell your info. Just here to help. No hidden agenda with me.

    Will my past hinder me being involved? Maybe. I can still run this website pretty darn well and we have a designated "homeowner member" to be our voice. Or we can have a squeaky clean politician type or ex-banker be the front man, but aren't they the guys and gals who should be in prison now?

    Yes, my past may become an issue, but I am just an average guy that happened to have a good idea to start a website. I am not running for office or President.
    What a wonderful outcome!

    Thank you for being so direct in your responce. I didn;t want to bring up the details but thought it would be a good idea to get this out right at the start.

    I have way too much time on my hands so
    I tend to look into things I come accross. I was hoping therer was more to the story than the recaps
    I hace seen.

    Congrats on turning your life around and especially in such a wonderful way, helping pthers.

    Again, thanks for addressing this head on.

  18. #138
    nativelasvegan
    Anonymous Guest nativelasvegan's Avatar

    Re: The Time Has Come to Unite as One & Monitor Mortgage Servicers

    SillyWorld Same here...That would be sooo Coool to have per say 200 members call daily to the Bankateers on one persons account and ask for update by mentioning there real name of course if we all can mess up every lender phones for months they would get no new deals, they would get scared...Wooo Hpooooo.. Support from PA here is waiting... I would love to tie up Citi phones for a month...Wooo Hoooo

    --------------------------------------------------------------------
    Great idea. I will be more than happy to help anyone. I'm in if someone wants to bombard their rep with telephone calls. We would not have to ask for an update because then we would need a release form. However, we could express our concern that the process is taking too long and that we will not go away until the modification with the homeowner has been completed. I'M IN!

  19. #139
    Founder Maurice Bedard's Avatar
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    Re: The Time Has Come to Unite as One & Monitor Mortgage Servicers

    Thank you for being so direct in your response. I didn;t want to bring up the details but thought it would be a good idea to get this out right at the start.
    Thanks Fredk. I agree in hitting issues and concerns right on.

    My talent is in running websites people can find and I happen to know a heck of a lot about loan modifications because of 2 1/2 years of research and helping people.

    I think having a homeowner leader as the LoanSafe.org front man or woman who is articulate and willing to speak with the media is ideal.
    Best Regards,

    Maurice Bedard
    Founder of LoanSafe.org

    DISCLAIMER: The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Here.

  20. #140
    Senior Member art4ari's Avatar
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    Re: Loan modifications Survey

    Any changes to it? suggestions? wanna add questions?

    Anybody with experience to handle this survey who can join the data collection and reporting?

    People who are going to contact the press, banks, gov, etc. will need this data. Data of our own, not the data given by the goernment or banks.

  21. #141
    nativelasvegan
    Anonymous Guest nativelasvegan's Avatar

    Re: The Time Has Come to Unite as One & Monitor Mortgage Servicers

    NO BANK MONTH HAS MY SUPPORT TOO. Organize it, let me know ahead of time and I will plan accordingly. It is my opinion that the credit card companies will have their own demise in the near future. Since people are using credit cards to pay other debt, there will come a time when most Americans stop paying their credit card altogether. I'm in!

  22. #142
    Senior Member jinksy's Avatar
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    Re: The Time Has Come to Unite as One & Monitor Mortgage Servicers

    I think a lot of us have screwed up at one time or another and still go on to be law abiding productive citizens, myself included. I have screwed up and was still able to pass a Justice Dept background check to buy a gun in AZ. I admire Moe for being candid and for turning his life around.

  23. #143
    Senior Member AzGryffindor's Avatar
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    Re: The Time Has Come to Unite as One & Monitor Mortgage Servicers

    Quote Originally Posted by ohhhdear View Post

    Also, I still think if people would file a complaint with the Office of the State Attorney--- it would help get attention.

    Maybe if we can post links to the various State Atty's sites, and perhaps post some links to various state laws. I just read Florida's recent new laws regarding modifications.
    Statutes & Constitution :View Statutes :->2009->Ch0494->Section 00296 : Online Sunshine
    THIS is on the right track. If we could get groups of people from each state to make a date and actually go down to their Attorney General's offices to file fraud/breach of contract complaints and get media coverage of us doing so, I think we might get some attention/movement.

  24. #144
    nativelasvegan
    Anonymous Guest nativelasvegan's Avatar

    Re: The Time Has Come to Unite as One & Monitor Mortgage Servicers

    I have filed a complaint with the Texas Attorney General before and received no response. I should have been more persistent though and followed up on my complaint. I will file one right now. Anyone in Texas who wishes to do so, here is the link. https://www.oag.state.tx.us/forms/cpd/form.php

  25. #145
    Senior Member faith's Avatar
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    Re: The Time Has Come to Unite as One & Monitor Mortgage Servicers

    Quote Originally Posted by Moe Bedard View Post
    Faith has said nothing about me personally. But, I do know what your are referring to and this has been old news that I can deal with at anytime fredk. Much of what has been written about me is lies and some of it is true. Some people would understand and some wouldn't. That is the way life is and I accept it humbly.

    I have been in the media many times and have been asked and interviewed about my past and nothing has come up because I am doing the right thing and am in no way shady. The attacks on me have come from the mortgage/banking industry or ex employees that I fired for incompetence.

    As far as my criminal record goes. Yes, I do have one and have paid my dues long ago.
    I grew up in an alcoholic family and had a rough childhood. I soon followed my Fathers foot steps at a young age and soon I became and alcoholic and drug user.My friends seemed to never get in trouble ands I would get caught. Bad luck or divine intervention.

    I say divine intervention.

    I did my time in the past for my stupidity with drinking, drugs and a terrible relationship. I did a year and a half in a drug rehabilitation center in Norco, Ca. and successfully graduated from the drug treatment program, and completed another 52 weeks once I got out in 2004-2005. Since then I have not even so much got a ticket and have remarried with a beautiful wife and I have two new beautiful children.
    I have never done any financial crimes, robberies or anything related to fraud or stealing.

    I am 38 now. I hit bottom, lost it all and finally grew up. I was one of the few that did learn from his mistakes in prison.

    Many people ( I know not all) have done things or even committed illegal acts in their past and have never got caught. Whether that be smoking pot, fudging on your mortgage application, fudging to the IRS or on your loan application. ALL these unseen and unheard crimes can land people in jail. I got caught for breaking the law and you know what?

    IT WAS THE BEST THING THAT EVER HAPPENED TO ME AND MADE ME THE MAN I AM TODAY!

    I promised God, myself and my family when I was in prison that I would never break the law, cheat or lie again to get ahead in life. I have stood by that promise and God has rewarded me and my family immensely for doing what is right.

    Hopefully some of you believe in Redemption, second chances and have seen my hard work for years now to know that I am one of the good guys. To know that when you join LoanSafe I am not spamming you to buy BS and or sell your info. Just here to help. No hidden agenda with me.

    Will my past hinder me being involved? Maybe. I can still run this website pretty darn well and we have a designated "homeowner member" to be our voice. Or we can have a squeaky clean politician type or ex-banker be the front man, but aren't they the guys and gals who should be in prison now?

    Yes, my past may become an issue, but I am just an average guy that happened to have a good idea to start a website. I am not running for office or President.
    Moe,
    I am sorry if I caused any confusion on my suggestions. I have nothing to say about you But a good man who spend a lot of times and hours to help all the struggling homeowners and I'm one of them. You gave all Moe all for free, you can't even get free water these days.

    I am a person who was trained in Negotiation, Teaching, Claims, Collecting Data, Supervision, Investigation in Worker's Comp Claim, Fraud and had a total of over 20 years experience. I am very organized, thorough and very effective. My first instinct before hiring a person is to check their background and other personal information related in my decision in hiring a person.

    The suggestions I've made is for you and your member's protection and to safeguard Loansafe's reputation. I didn't mean it to be used in a negative way. I don't judge people for what happened in the past because all of us have our past and painful experience. I happen to be a victim of physical, verbal and emotional abuse by my parents, loveones and people I met on the bus stop.

    What a good job you are doing Moe! I am sure God is reserving a reward for you and someday he will tell you, "Well done, good and faithful servant.

    Thank you for your honest response and all the help you have given us.

    God bless you always!
    Regards,

    Faith
    "Pay it forward"

  26. #146
    fla borrower
    Anonymous Guest fla borrower's Avatar

    Re: The Time Has Come to Unite as One & Monitor Mortgage Servicers

    Count me in. I work full time, but I will help with acquiring emails, phone numbers etc for the gov't contacts that may be able to help us.

  27. #147
    Senior Member Marie T's Avatar
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    Re: The Time Has Come to Unite as One & Monitor Mortgage Servicers

    Quote Originally Posted by ohhhdear View Post
    I like this idea about calling!

    Also, I still think if people would file a complaint with the Office of the State Attorney--- it would help get attention.

    Maybe if we can post links to the various State Atty's sites, and perhaps post some links to various state laws. I just read Florida's recent new laws regarding modifications.
    Statutes & Constitution :View Statutes :->2009->Ch0494->Section 00296 : Online Sunshine

    I just found out today cannot make complaint to state attorney general or state division of banking because CHASE is a national bank....not regulated by state agencies....instead must make a complaint to Office of the Comptroller of Currency 1-800-613-6743...OCC - Office of the Comptroller of the Currency, Administrator of National Banks

    and I will help with this too but wondering if there is a way to join forces with other agencies or groups to be more powerful?

  28. #148
    nativelasvegan
    Anonymous Guest nativelasvegan's Avatar

    Re: The Time Has Come to Unite as One & Monitor Mortgage Servicers

    Marie T - I just found out today cannot make complaint to state attorney general or state division of banking because CHASE is a national bank....not regulated by state agencies....instead must make a complaint to Office of the Comptroller of Currency 1-800-613-6743...OCC - Office of the Comptroller of the Currency, Administrator of National Banks

    and I will help with this too but wondering if there is a way to join forces with other agencies or groups to be more powerful?

    __________________________________________________ _____________
    I filed a complaint with the comptroller of currency for the state of texas. Have not received a response to my complaint. Maybe we can get a list together of appropriate agencies to contact for every bank/financial institution of the people who are fighting here. I'd be happy to start one for Bank of America/State of Texas residents.

  29. #149
    Founder Maurice Bedard's Avatar
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    Re: The Time Has Come to Unite as One & Monitor Mortgage Servicers

    Thanks Faith and Jinksy. Your words are comforting. Many will have issues with my past and understandably so. This may have killed any organizing I had in mind because many will turn away now when the read the words I have wrote. That is just the way life is. Some are a bit more open minded and others, not so much. I don't hate them for that.

    How about you all decide on what to do and I just run the website (what I am best at). I started it and you all take it to the next level. Carry on patriots and organize the fight for common courtesy and no lies.
    Best Regards,

    Maurice Bedard
    Founder of LoanSafe.org

    DISCLAIMER: The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Here.

  30. #150
    nativelasvegan
    Anonymous Guest nativelasvegan's Avatar

    Re: The Time Has Come to Unite as One & Monitor Mortgage Servicers

    Moe. I cannot thank you enough for this website. I am an educated woman, family oriented, Christian. I do not care what happened in your past. I am not worthy to judge anyone. Please keep doing what you are doing. You have helped me in my darkest days. I would almost say I am addicted to this website. It has helped me and for that reason alone, you are my light in the dark. I would challenge anyone who has not sinned to throw the first stone. In Acts 7, I believe Jesus said "whoever was without sin to throw the first stone. And when the accusers melted away..." Whether you are religious or not, this website is for a common cause-to help Americans fight against big banking institutions. To hold them to the guidelines required of them when they took our taxpaying money. Enough said. Let's move on with the business at hand, shall we?

  31. #151
    nativelasvegan
    Anonymous Guest nativelasvegan's Avatar

    Re: The Time Has Come to Unite as One & Monitor Mortgage Servicers

    Oh, one more thing.... YOU ARE MY HERO!

  32. #152
    Founder Maurice Bedard's Avatar
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    Re: The Time Has Come to Unite as One & Monitor Mortgage Servicers

    Thanks so much nativelasvegan for the kind words and acceptance. I agree, but we will see how many of the other members who had posted here agree to move on as one. This post went from one fire to dead in the water. I'll keep helping and fighting, but figured this would be how things would turn out with my effort.

    Good intentions don't always mean good results.

    I think Obama, HUD, your state and even Acorn who got billions for foreclosure prevention is making things happen to help you all right?
    Best Regards,

    Maurice Bedard
    Founder of LoanSafe.org

    DISCLAIMER: The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Here.

  33. #153
    Senior Member Liz Medrano's Avatar
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    Re: The Time Has Come to Unite as One & Monitor Mortgage Servicers

    I am still in

  34. #154
    Founder Maurice Bedard's Avatar
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    Re: How many out there are wiling to donate toward bumper stickers?

    Yes, I do. I can donate and help in any way I can. Loan Modification Forum - LoanSafe.org - PayPal Donate
    Best Regards,

    Maurice Bedard
    Founder of LoanSafe.org

    DISCLAIMER: The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Here.

  35. #155
    Founder Maurice Bedard's Avatar
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    Re: Lets start emailing our NEWS agencies!!

    BudgetCuts,

    When I replied to your post, I was just trying ot have one discussion on the subject that many of you have chose to ignore. No hard feelings at all and I really like your idea. I was just trying to keep us all together in one open discussion on making true progress since I have been one of the few who have been at this since 2007 and have seen and done it all.

    Mission failed. So, please carry on and see what you all can do with your emails, BS media and videos etc.
    Best Regards,

    Maurice Bedard
    Founder of LoanSafe.org

    DISCLAIMER: The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Here.

  36. #156
    Founder Maurice Bedard's Avatar
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    Re: The Time Has Come to Unite as One & Monitor Mortgage Servicers

    Thanks Liz.

    Maybe I should revive this website that I have???? One that goes straight at the legal jugular?



    Good night everyone, time for the kids after a 16 hour day.
    Best Regards,

    Maurice Bedard
    Founder of LoanSafe.org

    DISCLAIMER: The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Here.

  37. #157
    Senior Member SillyWorld's Avatar
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    Re: The Time Has Come to Unite as One & Monitor Mortgage Servicers

    Like I said earlier, if we get enough groups or all of us who participate, all we need to do is take 1 person on here for say a week, we would all keep calling there mortgage company as many times a day as possible just to keep there lines tied up for 1 account this would make a big impact, as emails they just delete, mails they just trash but phone calls are there life of new and old accounts
    Been Resubmitted 6 Times NACA
    GAVE UP NACA To Do Something With Citi STREAMLINE FHA MORTGAGE 07/22/2010
    CLOSED 07/22/2010 SKIP 2 PAYMENTS
    NACA HELP Me>>>..?NO

  38. #158
    Senior Member Irish Gal's Avatar
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    Re: The Time Has Come to Unite as One & Monitor Mortgage Servicers

    Quote Originally Posted by Moe Bedard View Post
    Many will have issues with my past and understandably so. This may have killed any organizing I had in mind because many will turn away now when the read the words I have wrote. That is just the way life is. Some are a bit more open minded and others, not so much. I don't hate them for that.

    How about you all decide on what to do and I just run the website (what I am best at). I started it and you all take it to the next level. Carry on patriots and organize the fight for common courtesy and no lies.

    Hey Moe,

    This sounds like defeat, or hesitation about having been so forthright about your past. Please don’t have regrets about your disclosures. First of all, I’d like to say, it took a lot of courage to expose yourself, as you did. I appreciate your honesty and understand completely where you’ve been and am happy for you and your family that you found your way out of that past. Not all do. As a matter of fact, most don’t. Only the courageous ones. So, please don’t assume many are judging you. And, if anyone does, their loss, not yours. Right? There is NO ONE who visits this site who hasn’t been affected by alcohol or drug addiction, in one way or another. Either directly, or via friends, mates, children, relatives, bosses, employees, neighbors, whatever. It’s an epidemic in this society. If you haven’t been exposed to the destruction of addiction somewhere, somehow, you’re either not alive or you’ve got your eyes closed and your ears covered! Legal problems are, most of the time, just a by-product of active addiction. If you knew better (then), you would have done better. You now know better. So, you’ve done better. Congrats, for that. You’re a much more evolved human being (than most) for not only acknowledging but overcoming your demons. I do know you are a smart guy. With great ideas. Keep sharing them. You are the expert on many of these housing issues, as you’ve been in the trenches, more than all of us, sir. So, don’t stop! I’m personally not going for a loan mod, so I didn’t contribute terribly much on your recent developments. I’m also unemployed and have to concentrate on that 100% too. And, that’s exhausting, in and of itself. But, that doesn’t mean I don’t support you, your ideas, or the others here who are seeking mods. Carry on, soldiers! Patton has spoken! I have faith that whatever is supposed to happen, will happen, here. By the way, I already knew about the issues that were presented today. Net based, as you know. If I were left w/ serious concern, I would not have continued coming to your site. I already knew from what was presented that you had some enemies out there, for whatever reason. When people go after you like that (in life), you must be doing something right! I’m the kind of person who makes up my own mind about people. I’m not a lemming. And, I think you are ok. So, here I am. Thank you for all you do. Every day. To help homeowners. Everywhere.

  39. #159
    Senior Member Riley18's Avatar
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    Re: The Time Has Come to Unite as One & Monitor Mortgage Servicers

    Quote Originally Posted by nativelasvegan View Post
    Marie T - I just found out today cannot make complaint to state attorney general or state division of banking because CHASE is a national bank....not regulated by state agencies....instead must make a complaint to Office of the Comptroller of Currency 1-800-613-6743...OCC - Office of the Comptroller of the Currency, Administrator of National Banks

    and I will help with this too but wondering if there is a way to join forces with other agencies or groups to be more powerful?

    __________________________________________________ _____________
    I filed a complaint with the comptroller of currency for the state of texas. Have not received a response to my complaint. Maybe we can get a list together of appropriate agencies to contact for every bank/financial institution of the people who are fighting here. I'd be happy to start one for Bank of America/State of Texas residents.

    A few weeks ago I sent a letter to my state senator detailing how we are all unable to get the banks to comply with the HAMP program. My intent with the letter was to prove there is a pattern where the banks are dragging this process out with no end in sight. I got a response from the senator's office telling me they had sent the letter to the Office of the Comptroller of the Currency.

    Thanks for the phone number because I plan on calling the Office. I think the Comptroller's Office is an important link for us to contact to share how difficult it is to deal with the banks.

  40. #160
    Senior Member SillyWorld's Avatar
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    Re: The Time Has Come to Unite as One & Monitor Mortgage Servicers

    Hey Look at Glen Beck on FOX he admits he was and is a recovering drinker...Been there done that too, and i would say most of us peeps here if you dig in the past you can find dirt, it is the current that matters not the past
    Been Resubmitted 6 Times NACA
    GAVE UP NACA To Do Something With Citi STREAMLINE FHA MORTGAGE 07/22/2010
    CLOSED 07/22/2010 SKIP 2 PAYMENTS
    NACA HELP Me>>>..?NO

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