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Complicated situation

Discussion in 'CitiMortgage' started by lisadee, Oct 19, 2009.

  1. lisadee

    lisadee LoanSafe Member

    A few years ago, after my divorce my then fiance' refinanced my home into his name in order to get a better interest rate. Long story short, the economy seriously stunted my company and my fiance' was laid off.
    I was aware we were behind and struggling but unaware we were about to be forclosed on. October 1 my fiance' died unexpectedly and that very day we were served forclosure papers- response due by the 24th.
    My fiance' willed the house to me- and I now have lousy credit.
    Will my children and I be able to stay in our home?
    CitiFinancial said there may be options but wont discuss it further until I fax in the death certificate and will. I will be able to get a death certificate from the town hall this Wed. THREE days before the court date.
    I'm just so unsure of how this will go down- I want to keep the only home my three children have ever known (ages 5,6 and 8)-
    Any ideas what may happen?
  2. Evan Bedard

    Evan Bedard Call 1-800-779-4547 Loan Safe Mortgage

    Hi lisadee welcome and thank you for joining.

    I am very sorry to hear this has happened.

    You should be able to postpone the foreclosure date to try and work out some sort of modification. I would call the number below today and explain to them your situation:

    you can contact CitiMortgage at the number for LoanSafe members to begin the process of the modification...........
  3. lisadee

    lisadee LoanSafe Member

    A week since I faxed documents to Citi for a loan modification I have been qualified!
    My loan is 2% 40 years- My house has been pulled from foreclosure and my payment has gone from 1980.00 to 920.00!!
    I feel blessed, blessed, blessed!
  4. concernedva

    concernedva LoanSafe Member

    You have been qualified. Is the qualification on a trial period or is it set in stone.
  5. Sunbeam

    Sunbeam LoanSafe Member

    I am so happy for you....someone at Citi has a heart. They felt your grief and responded...I am sure of it.

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