Home Loans and Support

CENLAR(Central Loan Administration) In House Modification Approval ?

Discussion in 'Loan Modification' started by marcwsu, Mar 19, 2012.

  1. marcwsu

    marcwsu LoanSafe Member

    After about 2 1/2 years of applying for assistance... we final received approval for a trial period to start 4/1. We were not qualified for HAMP but assume this is an inhouse mod. Our loan is owned by Freddie. Hope we can finally get back on track!

    Questions?

    Has anyone ever dealt with Cenlar and specifically a loan mod?

    What should I expect after the last trial payment?

    I was thinking we should make our payment by phone... even though there is a fee I want to make sure there are no questions that they did not receive our payment and screw up the process.

    Any feedback or advice would be much appreciated!
  2. Evan Bedard

    Evan Bedard Call 1-800-779-4547 Loan Safe Mortgage

    Welcome and thanks for joining the forum.

    That is good news you have been approved to begin the trial period.. Once the 3-4 month trial period is complete be prepared to make an additional 1-3 trial payments until a final decision is made.. I would not stop making the payments or provide more than the requested amount until yo have either been approved or denied for permanent assistance..

    Here are other threads with members who have pursued a loan mod with Cenlar:

    http://www.loansafe.org/forum/loan-modification/31192-advice-getting-loanmod-cenlar.html

    http://www.loansafe.org/forum/loan-modification/44847-cenlar-loan-work-out-vs-loan-modification.html

    http://www.loansafe.org/forum/loan-modification/37552-just-started-my-cenlar-mod-have-questions.html

    http://www.loansafe.org/forum/stop-...y/27569-mod-program-do-we-qualify-cenlar.html

    http://www.loansafe.org/forum/stop-...filling-out-loan-mod-app-if-were-walking.html

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