Trying to stop foreclosure alone can be a painful and a depressing process. This section is where you can unite with other homeowners and let out your questions, frustrations and post your whole story. The more we know, the more we can help you stop foreclosure. No one will be judged or criticized for posting their story.

Due to the OVERWHELMING amount of Countrywide Home Loan stories, issues and problems, we at Loan Safe thought it would be best to have an entire forum dedicated to tracking what Countrywide is doing to HELP struggling homeowners and how they are treating their customers. Good or bad, let your voice be heard and your story be known.

The great people at Citi Mortgage and Citi Financial (which are now merged) have contacted us at Loan Safe and asked that we make sure that their customers know that they are here to help them. We at Loan Safe believe 100% that this is true and will help facilitate this via Citi's new forum.

Chase Mortgage and Chase Home Finance are and were huge lenders. We are getting a lot of traffic from people looking for help with their adjustable rate loans. This section will help you deal with this corporate giant where people are starting to get lost in their loss mitigation system.

Loan Safe Alert: Option One is now American Home Mortgage Servicing. It seems that many Option One Mortgage/ AHMSI borrowers are struggling to get help and we have had many horror stories as well as success stories . Please tell us your story and see how Loan Safe can help.

Moe Bedard tells it like it is and refuses to play mainstream media games or promote lender created propaganda. American homeowners have been swindled and millions of our citizens will be forced on the streets. It is not right and it needs to stop. Feel free to contribute your thoughts or debate mine. This section is the section that lenders and our government do not want you to read. THEY CAN'T HANDLE THE TRUTH! Watch the videos, read the truth and join in on the discussions.

Need Help with a deed in lieu of foreclosure AKA Take this Home & Shove It! You are not alone. We thought we would add this section to the forum to assist the homeowners that have made the tough decision to walk away from their homes. This is America and you have the right to walk away from contracts and your home. The question is what implications will you suffer for saying, "Take this home and shove it, I aint paying you no more!" Find out the good, the bad and the ugly.

Investors need help and they need it fast. The real estate investors forum is here to fill that need. Many have multiple properties, assets and retirement accounts that they want and need to protect. What's going to happen if you walk away? What are the tax and credit implications? Can your lender garnish your wages?

This section is dedicated to the homeowners who were facing foreclosure and fought back to win the battle against their lenders. I hope to add many more stories here as times goes by. Please let us know if you have a success story that you can share to give others encouragement to keep fighting!

Wecome to the Loan Safe lounge. An area to talk about whatever you'd like to. Our community is comprised of mostly all homeowners and family people that have a lot in common. This isn't just about loans and homes, it's about the people!

Are you the victim of mortgage fraud and or predatory lending? This forum is dedicated to homeowners who want to report and publish the loan officer's name that scammed them, expose mortgage broker crooks and or predatory lenders. Let your voice be heard so these crooks can't claim another victim.

Learn the the foreclosure process and various ways that you can stop foreclosure and save your home.

Learn everything you need to know about loan modifications. Can't refinance? Are you in a ARM mortgage that's adjusted or about to? Late on your mortgage? Then this section for you!

The term "short sale" is very popular in today's mortgage and housing market. There are potentially millions of people facing foreclosure and a lot of these homeowners are under water on their mortgages. Some will choose to stick it out and fight. However, many will decide to choose to walk away. Short sales are becoming more and more popular as an exit strategy for homeowners. Learn the methods, software and magic it takes to navigate the foreclosure process and get the help you need.

This section is dedicated to the various foreclosure laws to help you understand the legal process.

Are you the victim of predatory lending? You're not alone. Learn about the laws and from experts who can direct you in the right direction. Mortgage laws such as the Truth in Lending Act and RESPA can save your home from predatory lenders.

This section is dedicated to the non-profit organizations that are actively helping people.

This is the latest in breaking foreclosure news hitting the internet and I think you should read it. Some of the news is helpful and some is quite disturbing. You'll find good news and bad news. But all of it's reality and we all need to face it! Please feel free to post any stories and news in this section in regards to your local market.

It is time to open up a mortgage broker/ loan officer forum for mortgage industry professionals to join, vent, share and educate homeowners about home loans. There are a lot of "ethical" professionals who could give helpful information to the homeowners who visit Loan Safe and I encouage the honest and ethical mortgage professionals to please join and assist the community in any way you can. . Please no sales pitches or links. Pay it forward and it may pay off for your business.

Looking to refinance your mortgage? Learn what loan products are still available from lenders and what mortgage is best for you.

FHA loans are coming back strong into the mortgage market. Borrowers need to get educated about the different requirements, guidelines and rates that FHA offers.

Learn all you need to know about the home equity line of credit AKA HELOC.

Learn the truth about foreclosure bail out loans and see if this type of mortgage can save your home and not break the bank.

The best online loss mitigation training available in this private and interactive forum. Download forms, training modules, sample letters and participate in live discussions and learn from the true experts. Coming Soon!

Sub-Forums: Forensic Loan Document Audit , Loss Mitigation Forms , Loss Mitigation Training Material , Truth in Lending Act (TILA) , TILA Case Law & Landmark Cases , Real Estate Settlement & Procedures Act (RESPA) , Sample Legal Forms & Letters

This section is moderated by James. If you have a sale date coming soon and need to know status and it is not in quick base then ask it here.