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Last Shout - Posted by: Moe - Monday, 06 October 2008 10:07
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| Get FREE foreclosure help and and answers to your loan modification and short sale questions with America's #1 Home Loan Forum & SAFE online community for homeowners at Loan Safe. Get the mortgage help you need from "real" experts and attorneys that will assist you in saving your home. 193 HOMES SAVED AS OF 10/5/2008 - Congratulations to #183) sonvme1 (Ocwen/Select Portfolio), #184) Frogs are lucky (Chase), #185) KEVINNJ (Chase), #186) mst251 (Carrington), #187) searay (Chase), #189) mwebster (Chase), #190) frankthetank (Chase), #191) hightower (Ocwen), #192) alisoncg (ASC), #193) colahhh08 (IndyMac). Please join our forum and maybe you can be next!
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| Success Stories - Homeowners Who Fought Back & Won This section is dedicated to the homeowners who were facing foreclosure and fought back to win the battle against their lenders. I hope to add many more stories here as times goes by. Please let us know if you have a success story that you can share to give others encouragement to keep fighting! |
This is a discussion on Frustrated to SUCCESS!! w/Countrwide thanks to LoanSafe!! within the Success Stories - Homeowners Who Fought Back & Won forums, part of the Real Homeowner Stories of Real People Trying to Stop Foreclosure and Get a Loan Modification category; Horsegirl,
Thank you for the update.............it sounds good..........
07-08-2008, 07:59 AM
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Moderator & Chase Success
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Join Date: Dec 2007
Location: Colorado
Posts: 5,300
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Re: frustrated too...
Horsegirl,
Thank you for the update.............it sounds good....... 
__________________
>Cat<
Email: Cat@loansafe.org
The LoanSafe Advocacy Group™
The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. You should contact your attorney to obtain advice with respect to any particular issue or problem.
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07-21-2008, 07:00 AM
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Member
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Join Date: Jun 2008
Posts: 12
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Re: frustrated too...
Well we got the loan modification! I got the paperwork Fedex'ed to me Friday and these are the terms: Our option ARM will become a fixed loan at 5.25% interest only for two years, after that time period it will become a full interest/principle payment (still fixed at 5.25%) approx $1K more a month. So not too bad, considering our mortgage balance! Our second did get the margin removed, not sure how that will affect the payment yet but it will go down some. So good news! Our first payment isn't due until Sept 1st so we have a little time to catch up, they included all the past payments we haven't made into the new loans and they aren't asking for any upfront money so yeah! What do you all think?
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07-21-2008, 09:25 AM
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New Member Guide & Fighting Homeowner
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Join Date: Jan 2008
Location: New Jersey
Posts: 961
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Re: frustrated too...
Congratulations horsegirl, kudos to you, party hardy, you deserve it
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07-21-2008, 10:02 AM
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Member
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Join Date: Mar 2008
Posts: 7
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Re: frustrated too...
way to go ! i'm curious - do you think you will be able to make the extra thousand a month in two years ?
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07-21-2008, 10:43 AM
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Fighting Homeowner
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Join Date: Dec 2007
Location: Gold Country, Northern California
Posts: 690
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Re: frustrated too...
__________________
Erika
Fighting Option One for a Loan Modification.
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07-21-2008, 10:49 AM
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Senior Member
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Join Date: Apr 2008
Posts: 585
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Re: frustrated too...
horsegirl...
How great is that!!!!!! CONGRATULATIONS...rj
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07-21-2008, 12:22 PM
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Member
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Join Date: Jun 2008
Posts: 12
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Re: frustrated too...
Quote:
Originally Posted by imadreamer
way to go ! i'm curious - do you think you will be able to make the extra thousand a month in two years ?
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No, but we have two years to find a solution. I've been scanning news sites waiting to hear about the mortgage rescue bill. I'm hoping we're able to get some help that way. But for now we're working with what we have...
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07-21-2008, 04:27 PM
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Senior Member
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Join Date: Jun 2008
Location: new hampshire
Posts: 46
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Re: frustrated too...
Hi Horsegirl! I'm so happy for you and your family...I hope now you can get back on track.
Do you know who the investor is?? mine is bank of NY.. I have Sheila too and I was suppose to hear by today...but I haven't received anything...  ....I'm really nervous...I tried to calll her but didn't get her...
Take care~ |
07-21-2008, 05:32 PM
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Moderator & Chase Success
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Join Date: Dec 2007
Location: Colorado
Posts: 5,300
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Re: Frustrated to SUCCESS!! w/Countrwide thanks to LoanSafe!!
Horsegirl,
Congratulations!!! That is great news!!
I am so happy for you!!! You Did It!!!
__________________
>Cat<
Email: Cat@loansafe.org
The LoanSafe Advocacy Group™
The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. You should contact your attorney to obtain advice with respect to any particular issue or problem.
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07-23-2008, 11:12 AM
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Member
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Join Date: Jun 2008
Posts: 12
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Re: frustrated too...
Quote:
Originally Posted by frazzledma25
Hi Horsegirl! I'm so happy for you and your family...I hope now you can get back on track.
Do you know who the investor is?? mine is bank of NY.. I have Sheila too and I was suppose to hear by today...but I haven't received anything... ....I'm really nervous...I tried to calll her but didn't get her...
Take care~ |
Honestly I have no clue, I'm in California so it's probably not the same as yours. Try calling the home retention line, that's what I did. They probably won't give you directly to Sheila but they can give you an update! Good luck! Thanks for all the congrats people! And thank you so much Cat for all the help!!!
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