Nine months and finally success!

[dthom]

Thought I would post this under success stories. My journey with Countrywide started nine months ago, see my still ongoing thread NACA OFFER.

As September 10 we have made our first trial payment on our MHA modification.

Submitted in January with NACA. In July contacted BofA/Countrywide advocacy rep David L, who had us fax over updated income proof. Sept. 3 NACA submits for forbearance instead of original modification request. Sept. 10th call to attempt to make a partial payment, and low and behold, told MHA had been approved on Aug. 27th! Don't know how that happened as not even NACA had submitted for MHA.

Bottom line thanks to LoanSafe, if I hadn't found this site wouldn't have known about NACA or got the advice I needed to be my own advocate at the same time.

[Moe Bedard]

Congratulations dthom!

I am so happy for you and am honored to have you as a member. Thanks for sharing, paying it forward and being a patriot. Your good Karma has came full circle to reward your good deeds.

I wish you the best and hope you stick around!

[Mountain life]

Congrats DTHOM! A question, were you ever denied the modification? Was that why NACA submitted a forbearance intead of a restructure proposal?
Just trying to figure out the long process, I was just denied my HAMP modification request by CHASE, even though NACA submitted a restructure proposal to them. Right now I am figuring out my next strategy.