loan modification

[tomser]

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tomser (ttomser@gmail.com), a Zillow user, has sent you this message:
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loan modification ( HAMP ) 3 homes,one is primary,2 is rental,3 is rental .all interest only loan will rest new rate coming September . All my loans are current on time
I am retired,both me and wife no job,health problem,my investmnet account went down 40% ( vangurad ,mutual funds ,stcks bond) and new rest interest rate is too high to pay mortgage.
my total income is SS ,withdrawal fron investment account and rental income toal is $9739 and my total expeses are $9750. how to write hardship letter and how to present the LM and what are the chance approval I'm wellsfargo.
I can short sale all my rental and just apply the primary resident for MD HAMP??
my email ttomser@gmail.com my, phone 408 603 5463 cell