1. Announcement:
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    Maurice Bedard (Founder)
    11-01-2012
    Views:
    14,134

Forum: Stop Foreclosure and Tell Us Your Story

Trying to stop foreclosure alone can be a painful and a depressing process. This section is where you can unite with other homeowners and let out your questions, frustrations and post your whole story. The more we know, the more we can help you stop foreclosure. No one will be judged or criticized for posting their story.

  1. Sticky Thread Sticky: Report Dual Tracking in California!

    Started by Evan Bedard, 03-25-2013 04:36 PM
    california homeowner bill of rights, california mortgage fraud, dual tracking foreclosure, mortgage modification and foreclosure, report mortgage complaint
    • Replies: 2
    • Views: 671
    UnderwaterWells
    05-15-2013, 03:42 PM Go to last post

  2. Sticky Thread Sticky: How to File a Complaint Against Your Mortgage Servicer

    Started by Evan Bedard, 03-25-2013 05:18 PM
    file consumer complaint, file mortgage complaint, foreclosure fraud complaint, foreclosure process fraud, mortgage fraud complaint
    • Replies: 1
    • Views: 918
    BubJJ
    03-31-2013, 10:52 PM Go to last post

  3. Sticky Thread Sticky: New Mortgage Protections Take Effect January 2014

    Started by Evan Bedard, 03-22-2013 11:59 AM
    dual tracking foreclosure, mortgage modification complaints, mortgage modification guidelines, mortgage modification laws
    • Replies: 6
    • Views: 1,297
    Evan Bedard
    03-28-2013, 03:53 PM Go to last post

  4. Question Sticky Thread Sticky: Predatory Lending Question

    Started by Maurice Bedard, 09-18-2007 10:44 AM
    • Replies: 52
    • Views: 9,213
    JRFlyer
    03-27-2013, 06:14 AM Go to last post

  5. Exclamation Sticky Thread Sticky: Don't Just Sit There - File A Complaint!!

    Started by JacMac, 02-01-2008 07:42 AM
    • Replies: 20
    • Views: 7,476
    Evan Bedard
    03-26-2013, 10:41 AM Go to last post

  6. Question Sticky Thread Sticky: Are you 60 or older

    Started by caldwell02, 01-04-2010 06:48 PM
    • Replies: 97
    • Views: 15,374
    gameoveringa
    02-01-2013, 12:07 PM Go to last post

  7. Poll Sticky Thread Sticky: Poll: Who is Your Lender?

    Started by Andrew, 01-13-2008 05:47 PM
    • Replies: 263
    • Views: 31,770
    lemonjuice
    10-14-2012, 06:29 PM Go to last post

  8. Exclamation Sticky Thread Sticky: Get FREE Help in the Inland Empire, CA. with Your Loan Modification or Foreclosure from Moe.

    Started by Maurice Bedard, 02-13-2008 06:46 AM
    • Replies: 59
    • Views: 15,016
    elliott
    08-07-2012, 11:42 PM Go to last post

  9. Exclamation Sticky Thread Sticky: Property Taxes....

    Started by momto4, 02-17-2008 09:02 PM
    • Replies: 27
    • Views: 12,629
    Pockets
    02-29-2012, 05:58 PM Go to last post

  10. Lightbulb Sticky Thread Sticky: Home, Sweet Home

    Started by Maurice Bedard, 12-09-2007 01:52 PM
    • Replies: 19
    • Views: 8,460
    salmon
    01-07-2012, 02:26 AM Go to last post

  11. Thumbs up Sticky Thread Sticky: For Military Members - Active Duty Only

    Started by Mary Salzer, 02-10-2008 08:14 AM
    • Replies: 9
    • Views: 8,266
    Spinderella95
    12-16-2011, 11:58 PM Go to last post

  12. Lightbulb Sticky Thread Sticky: Loan Rescission - When Three Days Really Means Three Years

    Started by Nathan F., 10-04-2007 01:31 PM
    • Replies: 31
    • Views: 13,349
    Social Apocalypse
    04-02-2011, 10:39 AM Go to last post

  13. Arrow Sticky Thread Sticky: The Office Of The Comptroller Of The Currency

    Started by JacMac, 02-07-2008 07:57 AM
    • Replies: 1
    • Views: 4,835
    xvzopr4270
    07-06-2010, 11:31 AM Go to last post

  14. Arrow Sticky Thread Sticky: Contact Your State Attorney

    Started by JacMac, 02-06-2008 06:58 AM
    • Replies: 6
    • Views: 5,877
    RStemler
    03-31-2010, 12:36 PM Go to last post

  15. Thumbs up Sticky Thread Sticky: What Every Borrower Should Receive

    Started by JacMac, 12-10-2007 08:53 PM
    • Replies: 5
    • Views: 4,957
    caldwell02
    10-03-2009, 11:36 AM Go to last post

  16. Exclamation Sticky Thread Sticky: FBI's Efforts to Combat Mortgage Fraud Congressional Testimony

    Started by Maurice Bedard, 02-13-2009 12:44 PM
    • Replies: 0
    • Views: 4,439
    Maurice Bedard
    02-13-2009, 12:44 PM Go to last post

  17. Exclamation Sticky Thread Sticky: Brokers & Real Estate Agents are Now Scamming Homeowners in Foreclosure

    Started by Maurice Bedard, 02-19-2008 07:59 AM
    • Replies: 5
    • Views: 6,055
    ClaireBear8705
    08-15-2008, 12:21 AM Go to last post

  18. Exclamation Sticky Thread Sticky: Conned On The Front End, Conned On The Back End, Be Careful Out There Folks

    Started by Mary Salzer, 02-20-2008 08:15 AM
    • Replies: 3
    • Views: 4,245
    mreedlaw
    02-22-2008, 05:37 PM Go to last post

  19. Exclamation Sticky Thread Sticky: Predatory Lending, What to Look For

    Started by Maurice Bedard, 02-20-2008 10:58 AM
    • Replies: 0
    • Views: 5,515
    Maurice Bedard
    02-20-2008, 10:58 AM Go to last post

  20. Exclamation Sticky Thread Sticky: Disclaimer - Communications Decency Act

    Started by Maurice Bedard, 02-01-2008 10:50 AM
    • Replies: 2
    • Views: 4,033
    JacMac
    02-08-2008, 03:27 PM Go to last post

  21. Exclamation Sticky Thread Sticky: Is your lender charging you for questionable fees? Fight back against predatory fees!

    Started by Maurice Bedard, 01-04-2008 04:38 PM
    • Replies: 4
    • Views: 8,248
    Maurice Bedard
    01-08-2008, 07:35 PM Go to last post

  1. From walking away to keeping my home

    Started by KLina, 03-05-2012 04:51 PM
    • Replies: 5
    • Views: 823
    KLina
    03-05-2012, 09:21 PM Go to last post

  2. Had enough Going to walk in Virginia!! will banks come after me for diff Va is recourse state

    Started by cobra1, 03-04-2012 06:50 PM
    • Replies: 2
    • Views: 1,072
    Cat Damiano
    03-05-2012, 08:22 AM Go to last post

  3. Sun Trust Modification in California or Construction Loans

    Started by season, 02-26-2012 02:39 PM
    construction loan, sun trust, sun trust modification
    • Replies: 3
    • Views: 942
    season
    03-04-2012, 03:47 PM Go to last post

  4. Currently in F/C (Alliance Credit Union) Options: Forbearance? BK? So confused....

    Started by llamastalker, 03-02-2012 04:03 AM
    alliance credit union, bankruptcy, forbearance, foreclosure, naca
    • Replies: 3
    • Views: 963
    MIDSOUTH
    03-02-2012, 07:50 PM Go to last post

  5. Looking to file BK to save house.

    Started by anthonyr, 02-26-2012 09:08 PM
    • Replies: 7
    • Views: 937
    motorcitymadness
    03-02-2012, 06:12 AM Go to last post

  6. Need advice/suggestions with our situation

    Started by Tropitan, 02-28-2012 10:27 AM
    • Replies: 9
    • Views: 978
    Evan Bedard
    02-29-2012, 01:08 PM Go to last post

  7. Short sale complete, high credit card debt now what?

    Started by valentcm, 02-28-2012 02:44 PM
    high credit card debt, loan options, short sale complete
    • Replies: 2
    • Views: 1,100
    BigBlok502
    02-29-2012, 12:51 PM Go to last post

  8. Has anyone else been offered a mod with INCREASED principle?

    Started by Renoira, 02-01-2012 08:34 AM
    modification, pennymac, principle increase, underwater
    • Replies: 10
    • Views: 979
    Renoira
    02-28-2012, 10:04 PM Go to last post

  9. Cool IBM LBPS - Arizona Property Non-recourse - Foreclosed 2011 - 1099? A - C ? Filing 2011 Taxes - Waiting on this

    Started by cmass122, 07-18-2011 10:23 PM
    1099-a, 1099-c, arizona foreclosure, ibm, non recourse
    • Replies: 5
    • Views: 1,335
    cmass122
    02-27-2012, 06:27 PM Go to last post

  10. How to postpone sale while under review for hamp

    Started by kmarvin, 07-07-2011 08:27 PM
    • Replies: 3
    • Views: 2,218
    coverexile
    02-27-2012, 02:29 PM Go to last post

  11. Thumbs up Another Walk Away in WA

    Started by UnderWaterCondo, 01-17-2012 01:21 AM
    forclosure, walk away. underwater mortgage, washington state
    • Replies: 9
    • Views: 1,244
    UnderWaterCondo
    02-27-2012, 11:52 AM Go to last post

  12. Angry Bank of America stalling tactics!!!

    Started by asiablue1, 09-10-2011 01:39 AM
    • Replies: 34
    • Views: 4,284
    Evan Bedard
    02-27-2012, 08:09 AM Go to last post

  13. Question regarding depreciation recapture -- please help!

    Started by javierrodriguez, 02-26-2012 01:59 PM
    • Replies: 2
    • Views: 1,080
    javierrodriguez
    02-26-2012, 02:46 PM Go to last post

  14. My situation just got more strange.

    Started by droflex, 02-19-2012 12:14 AM
    • Replies: 13
    • Views: 1,416
    acesfull
    02-24-2012, 03:30 PM Go to last post

  15. Advice

    Started by Davedbutch, 02-22-2012 08:40 PM
    • Replies: 10
    • Views: 868
    susandee
    02-24-2012, 02:24 PM Go to last post

  16. CA - My walk, foreclosure, c4k, renting, settling the second and FREEDOM!!

    Started by DismalDays, 02-23-2012 05:20 PM
    • Replies: 1
    • Views: 879
    MIDSOUTH
    02-24-2012, 12:55 PM Go to last post

  17. CHASE Called me, Told to make Trial Payment yesterday, CHASE Called me today,told Trial offer is no good???

    Started by Upside, 02-23-2012 12:59 PM
    • Replies: 2
    • Views: 787
    Upside
    02-23-2012, 08:21 PM Go to last post

  18. Certified letter question.....need some help

    Started by OUCH!!, 02-13-2012 04:26 PM
    • Replies: 7
    • Views: 1,361
    Evan Bedard
    02-22-2012, 08:50 AM Go to last post

  19. BofA HSBC Investor Help!!

    Started by gemstone, 02-21-2012 03:27 PM
    • Replies: 0
    • Views: 521
    gemstone
    02-21-2012, 03:27 PM Go to last post

  20. My situation

    Started by electricjeff, 02-20-2012 04:45 AM
    • Replies: 3
    • Views: 845
    Cat Damiano
    02-21-2012, 10:34 AM Go to last post

  21. My bank took my payments but applied them in a crazy manner

    Started by kim-thomas, 02-18-2012 04:43 AM
    • Replies: 1
    • Views: 714
    Cat Damiano
    02-19-2012, 10:20 AM Go to last post

  22. denied loan modification

    Started by Diann Henson, 02-14-2012 04:28 PM
    • Replies: 9
    • Views: 1,073
    Cat Damiano
    02-18-2012, 12:30 AM Go to last post

  23. Need a little guidance

    Started by soonergirl10, 02-14-2012 04:57 PM
    • Replies: 7
    • Views: 825
    RyanJP
    02-17-2012, 10:47 AM Go to last post

  24. Documenting our Walk

    Started by Confused in the I.E., 04-06-2011 06:18 AM
    • Replies: 101
    • Views: 8,529
    Freedom4four
    02-16-2012, 12:09 PM Go to last post

  25. Virginia Home Owner Seeking Guidance

    Started by jsettle, 02-15-2012 06:50 PM
    • Replies: 1
    • Views: 776
    TomEason
    02-15-2012, 07:19 PM Go to last post

  26. Pennymac

    Started by ham1977, 02-25-2011 11:55 AM
    • Replies: 3
    • Views: 781
    pwoolfolk
    02-15-2012, 04:54 AM Go to last post

  27. Our walk in Washington, 4 months in...

    Started by rottieluvr, 01-28-2012 09:47 PM
    • Replies: 6
    • Views: 1,034
    rottieluvr
    02-14-2012, 09:55 PM Go to last post

  28. NEED HELP WANT TO BUY HOME IN WIFE"S NAME-only

    Started by cobra1, 02-10-2012 08:03 AM
    • Replies: 4
    • Views: 1,759
    briknope
    02-14-2012, 08:50 PM Go to last post

  29. Hellish condo situation, perfect storm of bad circumstance. Need to walk away?

    Started by aperfectstorm, 02-06-2012 10:12 PM
    • Replies: 3
    • Views: 1,019
    5storymess
    02-14-2012, 07:19 PM Go to last post

  30. Need Some advice Bank of America

    Started by vrus=, 01-23-2012 12:19 PM
    bank of america loan modification
    • Replies: 9
    • Views: 1,160
    vrus=
    02-13-2012, 03:32 PM Go to last post

  31. loan modification w/principle reduction from ocwen

    Started by toogood, 01-27-2012 08:51 PM
    ocwen loan modification
    • Replies: 3
    • Views: 5,022
    Evan Bedard
    02-13-2012, 10:07 AM Go to last post

  32. Foreclosure startegy after CH7 in CA

    Started by shamrock, 02-11-2012 03:42 PM
    bofa, ch 7, foreclosure, gmac, streamlined short sale
    • Replies: 2
    • Views: 770
    Angels
    02-13-2012, 08:18 AM Go to last post

  33. Edward DeMarco - FHFA Chief & Public Enemy #1

    Started by Housebroken13, 02-10-2012 01:06 PM
    • Replies: 4
    • Views: 1,018
    Housebroken13
    02-13-2012, 06:31 AM Go to last post

  34. What would you do?

    Started by scaredandconfused, 02-11-2012 10:15 AM
    • Replies: 1
    • Views: 748
    Coleu
    02-11-2012, 12:28 PM Go to last post

  35. How Long Will BAC Let My Property Taxes Remain Delinquent Before They Pay Them?

    Started by Coleu, 02-10-2012 04:21 PM
    • Replies: 2
    • Views: 1,053
    Coleu
    02-10-2012, 06:55 PM Go to last post

  36. Received "Important Legal Notice" from Recontrust Company today, I need quick help!

    Started by rrami64, 06-04-2011 06:42 PM
    • Replies: 27
    • Views: 9,531
    davephx
    02-10-2012, 05:15 PM Go to last post

  37. Charged off second with Green Tree -- now what??

    Started by meganh0710, 05-04-2010 12:43 PM
    • Replies: 42
    • Views: 7,472
    TomEason
    02-10-2012, 04:38 PM Go to last post

  38. Paying hamp mortgage on time but house significantly underwater

    Started by breatheasy, 02-10-2012 11:30 AM
    • Replies: 1
    • Views: 3,960
    Cat Damiano
    02-10-2012, 11:40 AM Go to last post

  39. Help with deciding what to do with my HELOC - which has gone to a collection agency

    Started by bobbyo, 02-06-2012 03:50 PM
    collection agency, foreclosure, heloc
    • Replies: 13
    • Views: 1,241
    WKSum
    02-09-2012, 08:13 PM Go to last post

  40. What would you do??

    Started by rn583764, 03-30-2011 09:16 AM
    walking away; strategic default; foreclosure; recourse loans
    • Replies: 3
    • Views: 684
    budjavi
    02-09-2012, 08:54 AM Go to last post

  41. Underwater Condo - Contingency Planning

    Started by MichaelHerrera, 02-08-2012 03:51 PM
    • Replies: 1
    • Views: 650
    TomEason
    02-08-2012, 04:17 PM Go to last post

  42. POST FORECLOSURE THREAD - UPDATES on CREDIT SCORE, LINES OF CREDIT

    Started by cmass122, 12-10-2010 04:34 PM
    • Replies: 28
    • Views: 4,164
    lanky
    02-07-2012, 05:39 PM Go to last post

  43. Cash for Keys a Scam?

    Started by Naomi, 01-08-2012 09:11 PM
    • Replies: 19
    • Views: 3,758
    Naomi
    02-07-2012, 11:01 AM Go to last post

  44. Success with Mods on GMAC Investment Homes?

    Started by Mrs. G, 02-03-2012 09:59 AM
    florida, gmac, gmac modification, investment home modification, scra
    • Replies: 3
    • Views: 814
    Cat Damiano
    02-07-2012, 12:33 AM Go to last post

  45. Foreclosure delay tactics in California on Strategic Default

    Started by WalnutCreek Homeowner, 02-06-2012 11:22 AM
    • Replies: 1
    • Views: 1,353
    Cat Damiano
    02-06-2012, 11:27 AM Go to last post

  46. Unhappy Countrywide loan, bank of america, greentree, BAC LP, Promise solutions...modify my loan where the hell is it...and who owns it?

    Started by pre-meditated foreclosure, 12-26-2011 10:18 PM
    • Replies: 17
    • Views: 2,735
    pre-meditated foreclosure
    02-05-2012, 09:42 PM Go to last post

  47. Tax Help on Short Sale Gains and Losses

    Started by BCFSD, 02-03-2012 11:59 AM
    • Replies: 3
    • Views: 730
    Denada
    02-03-2012, 04:00 PM Go to last post

  48. NY A.G. files major lawsuit against major banks for fraud due to MERS

    Started by SOUTHCAICOS, 02-03-2012 02:26 PM
    • Replies: 1
    • Views: 737
    Evan Bedard
    02-03-2012, 02:58 PM Go to last post

  49. What a mess I am in

    Started by museumguy, 02-01-2012 03:54 PM
    1099, 2nd loan, bankruptcy, foreclosed, judgement
    • Replies: 5
    • Views: 1,011
    museumguy
    02-03-2012, 02:24 PM Go to last post

  50. Short Sale: making payments question

    Started by kurzball, 01-31-2012 05:33 PM
    • Replies: 5
    • Views: 847
    Cat Damiano
    02-03-2012, 10:54 AM Go to last post

  51. Why does SunTrust fly under radar, still not participation in HAMP?

    Started by Murray12, 08-04-2009 08:14 PM
    • Replies: 11
    • Views: 2,522
    Cat Damiano
    02-03-2012, 10:30 AM Go to last post

  52. No Luck SETTLING-CITIBANK

    Started by kaynick27, 04-06-2011 03:41 PM
    • Replies: 1
    • Views: 920
    kaynick27
    02-02-2012, 07:29 PM Go to last post

  53. Guess who called me 46 days after foreclosing on my home

    Started by calgirl67, 02-01-2012 10:19 PM
    • Replies: 2
    • Views: 1,236
    Jeffrey L. Shurtliff
    02-02-2012, 12:58 AM Go to last post

  54. M&I HELOC Question

    Started by jmt_76, 02-22-2010 02:33 PM
    • Replies: 3
    • Views: 1,380
    bankhostage
    02-01-2012, 06:49 PM Go to last post

  55. Unhappy Divorce Mess - House awarded to wife, loan on my name

    Started by Mercury Chrome, 08-11-2008 04:21 PM
    • Replies: 14
    • Views: 15,689
    free_falling
    02-01-2012, 12:53 PM Go to last post

  56. Chapter 7 Question

    Started by AmericanDreamUnderwater, 01-22-2012 09:12 AM
    • Replies: 4
    • Views: 726
    AmericanDreamUnderwater
    02-01-2012, 10:15 AM Go to last post

  57. What a mess I'm in

    Started by museumguy, 01-31-2012 01:31 PM
    1099, 2nd loan, bankruptcy, foreclosure, judgement
    • Replies: 0
    • Views: 514
    museumguy
    01-31-2012, 01:31 PM Go to last post

  58. GreenTree 1st and 2nd do I have a chance to settle 2nd

    Started by busterbully, 01-26-2012 07:20 PM
    • Replies: 3
    • Views: 907
    Cat Damiano
    01-30-2012, 11:05 AM Go to last post

  59. Ball is rolling...Need advise please.

    Started by droflex, 01-28-2012 09:01 PM
    • Replies: 2
    • Views: 861
    droflex
    01-28-2012, 10:33 PM Go to last post

  60. Can they change my 2nd mortgage into a Personal Loan and garnish my wages for it?

    Started by I'm So Tired Portland Ore, 01-26-2012 05:11 PM
    • Replies: 3
    • Views: 1,103
    freedomwon
    01-27-2012, 05:39 PM Go to last post

  61. CitiMortgage Insurance - BANKER STANDARD aka ACE?

    Started by gmazz, 01-26-2012 05:20 AM
    • Replies: 2
    • Views: 766
    gmazz
    01-27-2012, 05:27 PM Go to last post

  62. Strategic Default and Credit Cards in California

    Started by WalnutCreek Homeowner, 01-27-2012 09:15 AM
    • Replies: 3
    • Views: 1,366
    meggood
    01-27-2012, 02:16 PM Go to last post

  63. Walk Away in California

    Started by AmericanDreamUnderwater, 01-21-2012 11:43 AM
    • Replies: 2
    • Views: 1,012
    DismalDays
    01-26-2012, 03:48 PM Go to last post

  64. Old mortgages rise from the dead, haunt homeowners

    Started by Maurice Bedard, 01-26-2012 01:09 PM
    • Replies: 1
    • Views: 672
    estela13
    01-26-2012, 01:27 PM Go to last post

  65. Thumbs down Citi is trying to take my home AND I was current on payments! Citi dismissed the 120 hearing

    Started by justin-citi, 01-26-2012 11:14 AM
    citi foreclosure, denver, fruad
    • Replies: 1
    • Views: 545
    Maurice Bedard
    01-26-2012, 12:18 PM Go to last post

  66. Maryland Help for Homeowners Website---WHAT A JOKE!

    Started by Upside, 01-25-2012 10:36 AM
    • Replies: 1
    • Views: 549
    Evan Bedard
    01-25-2012, 10:44 AM Go to last post

  67. Ready to walk in AZ - ready to move ASAP

    Started by azmove, 01-24-2012 01:50 PM
    • Replies: 4
    • Views: 812
    Cat Damiano
    01-25-2012, 10:04 AM Go to last post

  68. Being Forced out w/no Missed/Late Payments

    Started by MzMare, 01-23-2012 04:13 PM
    • Replies: 8
    • Views: 1,161
    MzMare
    01-24-2012, 10:15 PM Go to last post

  69. Saxon Mortgage Loan Modification

    Started by Mimi08, 07-24-2008 03:46 PM
    • Replies: 14
    • Views: 4,038
    jabney
    01-24-2012, 11:13 AM Go to last post

  70. Buy and Bail question

    Started by amyn22, 01-23-2012 10:27 AM
    • Replies: 5
    • Views: 1,330
    shayl475
    01-23-2012, 02:01 PM Go to last post

  71. New Mexico Drama - community property

    Started by josh.d, 01-21-2012 12:29 PM
    • Replies: 5
    • Views: 857
    Jeffrey L. Shurtliff
    01-22-2012, 03:55 AM Go to last post

  72. Phase 2 in our home debt restructure strategy goes into action

    Started by onwards, 04-25-2010 08:10 PM
    • Replies: 13
    • Views: 1,517
    onwards
    01-21-2012, 01:36 AM Go to last post

  73. Paralysis by Analysis - Strategic Default on Two Rentals?

    Started by McKins, 12-31-2011 09:21 AM
    • Replies: 6
    • Views: 1,254
    McKins
    01-20-2012, 04:35 PM Go to last post

  74. Lender not on deed of trust--can we fight foreclosure?

    Started by familyfirst, 12-31-2010 07:25 PM
    citimortgage, deed of trust, foreclosure
    • Replies: 13
    • Views: 2,323
    pre-meditated foreclosure
    01-20-2012, 01:20 PM Go to last post

  75. Short Sale and sending all financial information to lender

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