We were approved for a trial modification in October, 2012 by Bank of America. The payments were lowered to an awesome amount. So excited. We signed the acceptance form and sent it back. When it came time to send in our first payment we were notified by BOA that NationStar Mortgage had bought our mortgage. Okay no problem I thought I'll just send the payment to NationStar. Wrong!!!! NationStar would not honor BOA's trial plan and we had to start all over again. Since I had copies of all the paperwork from BOA it wasn't too hard resubmitting to NationStar. On March 1, 2013 NationStar said we had been approved for a trial modification plan. The monthly payment was $185 higher per month than BOA but we could live with that. We were also told that after they received the 2nd payment our final docs would be sent to us to sign and get notarized. I stayed in touch with our loan specialist (we had 5 different reps prior to approval). The loan docs neve came and the our loan specialist told us they were ready to send but a clerical error had been discovered. Not to worry. He continued to follow-up with us and even said he would email them to us as soon as they were ready. We made our 3rd trial payment on April 30th (for May) and on May 1st received a phone call from our rep informing us that the trial modification was denied. I was devastated so I looked on my state's Attorney General's website and they listed HUD counselors to call. We had dealt with them before so I called again. The counselor told me they could not help and to call a lawyer. We can't afford an attorney. I then researched Freddie Mac which is our investor. I called the hotline and spoke with a rep for two (2) hours gathering information. He tried to call the escalation department at NationStar but received voicemail. Today he is going to call me and we will have a 3-way conversation regarding this matter. Counting the time working with BOA it has been two years trying to get a modification. If the rep from Freddie Mac can't help us with NationStar we have no alternative but to let them foreclose.