Hi-I have some questions-currently due to job loss then got job but lower salary we have gotten 6 months behind in our payments and had to break a couple of repayment plans with ASC due to not being able to get the payment in on time. Now they say I am in active foreclosure with no sale date yet even though I had send our financial worksheet in to them with proof of income-my questions are-
-What sort of papers are being "served" to us without a sale date? (someone is coming this Sunday)
-How long before a negotiator can stop the foreclosure process?
-We do not want a loan modification (had one already when lost family member) we can now afford our payments to be paid on time we just need some sort of repayment plan to cover the past due payments-is this possible with ASC?
-If they do not approve us can we get a loan repayment plan or maybe modification with another company?
-We are freaking out about this foreclosure issue-this is so scary how can we pause/stop it??
Thanks for all of your help!!