Aurora bought our Loan

[carol548]

Our home loan is with Aurora and Homecomings we have been trying to work with Aurora since May when they took over our loan from Homecomings and added a escrow account that doubled our payment I called them and they told me thay as we were not in default they could not help me I took out a personal loan to cover the payment but needless to say I could not afford the payments I called them and filled out a financial hardship form that they said I had to wait for them to review and call them back in a couple of weeks I did they could not find my paperwork so they wanted me to refax to them Idid we are now in Aug I am now in default I call them again they sugest a short sale they would amend the escrow spread the account over the year but now I owe late charges I cannot afford . I contact a short sale agent she takes over the contact with Aurora and gets a offer on the house and submits it to Aurora who just assigned a negotiator to the house but the house is in foreclosure and due to be sold in December my husband and I would love to be able to keep our home the bank could keep refusing the offers so as to sell at auction to get more money, has this happened to anyone on the forum? I know of at least one case but it misfired and the owners are now squatting are we all destined to be squatters not home owners?

[Moe Bedard]

Hi Carol,

Welcome to the forum and thank you for joining..................

If this is a different contact than what your agent has been using............have the agent try this number to see at what stage the file is at.............

Aurora Loan Service Loss Mitigation
1-800-550-0509

[carol548]

Thanks I will

[revcarrie]

Carol,
You are not alone with Aurora. As soon as my cousin's son is well enough to help her on the computer, you will be joined by her in this search for a solution to the Aurora situation. Welcome to this website. It is terriffic!!!
Rev. Carrie

[carol548]

Thanks I have contacted one of the lawyers from the website and am working on the financial info to see if we can qualify for a loan mod ,also I receiveda letter from Aurora saying they need my tax returns and bank statements which I had already sent to them once again they have lost my info.I wish yourcousin good luck and I will keep you posted and I agrea this website is terrific!!!

[revcarrie]

Carol,
Thanks for your in put and my cousin will be on here soon for herself and her son who lives with her. Best wishes with your quest.
Rev. Carrie

[carol548]

Hi well I spoke with Kevin from Griswold but the fees are almost $5000 I asked if they had payment plans but they don't but I don't have to pay anything upfront as they check to see first if I can qualify for a loan mod,he will call me back today as there may be a legal conflict due to working with another agent for a short sale.
He explained the process and stated if I had started with a lawyer instead of trying to work with the bank it would have been less complicated but all you read on the Fha or Hope websites deal with the bank first but some of us have tried that and failed.
I read on the website the concerns of being able to pay lawyer fees and I to am wondering where I can get the money to pay I took out personal loans to keep my home .
Do any of the lawyers on the website take payments?