Hi.. I am in need of writing a hardship letter for my mortgage company. I don't have much time so I'm desperate.
My husband and I filed for bankruptcy at the end of 2007, chapter 13. We had been sending monies in to the trustee monthly. Our home was included in this this. In early March of 2011 my husband was hospitalized for emergency surgery for a hernia that included partial removal of his intestine and to place his bladder back where it was suppose to be. He spent a week and a half in the hospital and could not do normal work for one month. In the meantime his business partner decided to shut down their business, where as he kept everything.
Once my husband was able to return to working he tried everything in his power to find more work. We have borrowed to keep up with the bankruptcy payments, we sold odds and ends to keep everything up. But in April of 2012 we were forced to final Chapter 7 and and have since been discharged. But we still have our mortgage. We are in need of writing a hardship letter but I was wondering if the bankruptcy can be used in it or not. Is there anyway I could get a sample letter?