I stopped making my mortgage payment 05/2011 after begging the bank to work with me for 8 months. I had listed the property for just enough to cover everything and had no offers. Chase wouldn't consider a short sale unless we had an offer. A real estate agent wouldn't even entertain a short sale without Chase agreeing to it first. After having the property off the market for a few months they were willing to do a dead in lieu but only if the property had been listed for six months. I begged them to take the house more times than I can count and was always turned down. It finally went to sheriffs sale only to be contacted a few weeks later. They wanted to rescind the foreclosure itself. What???? I had a second mortgage at one time but, I paid it off years ago and they never recorded it as paid and failed to notify the second mortgage holder. I refused and didn't hear anything more. I have tried a few times to get the real estate company that posted the notice after the sheriffs sale to take possession of the property but they refuse.
I moved a few months ago and last week someone broke in and took a few items. I notified the real estate company who said they would secure the property last week. Finally were making progress WRONG, the next day they posted a notice for an eviction hearing on my door. I called the attorney listed on it and asked what they needed me to sign because I didn't want the house or the eviction. They said nothing and I didn't need to go to the hearing but, until after it I was still responsible for the house. They couldn't do anything without an order from a judge or they could get in trouble for wrongful eviction. I drove by yesterday and a truck and trailer were in the front yard, they were sent to "trash out" the house. I spoke with them they made a few phone calls and promptly left. Stating they couldn't be there. I did notice that the bank had changed the locks and put one of those cute keyboxes on the front door. Today I get called because another unknown vehicle is in the driveway and it's an appraiser for Fannie Mae. They wouldn't give me any information or leave the property. I called the police and filed a report. The officer was less than pleasant and didn't want to do anything about it, including filing a police report. He finally did so but, not willingly. What are my rights at this point? The bank wants to evict me from a property I'm no longer in while already having possession!? This makes absolutely no sense and I'm beyond fed up. All I really want is for them to agree to take the house and not put an eviction on my record. It shouldn't be this hard.