Aurora Loan Mod

[ghmilton]

hello , have anyone had any experience with Aurora with respect to a request for mod

[Moe Bedard]

ghmilton,


Welcome to the forum and thank you for joining.................

We need much more information than this to offer any type of assistance if we can.............

What is the interest rate?
What is the loan amount?
Is it fixed or adjustable?
If adjustable when is it adjusting?
Are you paying interest only or PITI?
Are your payments current or behind?
What state are you in?
When you put together your household income versus the household expenses do you show a surplus of at least $100-$250 left at the end of the month?

[ghmilton]

Background: My distress is due to not being able to work since jan 08. I am awaiting SSA and Retirement disability, which as you know can take 9-12 months.

What is the interest rate? 5.875 fixed c30
What is the loan amount? $354k
Is it fixed or adjustable?fixed
If adjustable when is it adjusting?
Are you paying interest only or PITI?NO
Are your payments current or behind? 3
What state are you in? MD
When you put together your household income versus the household expenses do you show a surplus of at least $100-$250 left at the end of the month? excepting mortgage payment I have only$1049 left to pay mortgage

[Moe Bedard]

most workouts require proof of income..............you might have to wait until you receive some sort of proof of the income that you are going to be receiving..........

ALS requires you to fill out the financial form and either mail it or fax it with proof of income and other documents listed here..............

https://www.myauroraloan.com/ui/comm...retention.aspx