I have had 2 jobs this past year that laid me off due to the economy. Still have some income with part-time work, while looking for full-time job. Tried to do HAMP with Citi and of course that was a joke. Can anyone get inside the corporate mind of Citi to find out how quickly they're going to foreclose? What else can I do to stay in my home?
Any suggestions welcome, thanks.
Welcome to the forum and thanks for joining.Originally Posted by Howiecanstay
It is very unfortunate to hear that you were laid off from your jobs this year. Hopefully you can find more employment soon so you can achieve a modification. One thing they may consider is a forbearance plan if you cannot afford to make the payment even with a modified amount. This plan will allow you to make reduced payments for a period of 3-6 months while you work on finding a full time job.
The foreclosure process is going to vary for everyone no matter which servicer you have. I have seen it take as little as six months or less for a foreclosure date to be set and for some members here it has been up to one or two years and have yet to be served with a notice of sale.
How many months are you currently behind?
Keep Fighting!
Evan Bedard
LoanSafe.org Support Team
The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Here.
Posting Permissions
Reply With Quote
Bookmarks