We stopped paying our 2nd at the beginning of this year. After a couple of months they sent us a letter saying we needed to dispute the validity of the debt and if we didn't it would be assumed to be valid. So I typed up on one ligner that said something like "we dispute validity of this debt", signed it and faxed it off. Since then we have heard NOTHING from our mortgage company. It shoes the loan as being "paid off" on their website.
Anybody have this happen after disputing the validity of a 2nd mortgage?