Well, I called AGAIN today. ***Remember, my workout specialist gave me a direct line, but it was just another trunk line for HomeQ***. Again, I couldn't speak to my specialist, she was on the phone with someone else. I asked the rep on the phone what the stataus of my loan mod. was. She said it was rec. on 11/9, sent to a supervisor for review, reviewed by supervisor on 11/18, sent to specialist to correct errors, sent back to supervisor for review, supervisor and specialist reviewed it together on 11/25, supervisor sent it back to specialist to correct yet MORE errors, supervisor has been reviewing it since the 26th. WTF!!!!!!!!???????? I asked her if the errors were on my part or theirs, she said theirs. I asked her why? She said that this is all new to them. I asked her what the turnaround time is going to be, she said she didn't know. I told her that I spoke to the CEO of the company, and that he said all of this shouldn't be a problem, she said that this is all new to them, they just started doing them, and that they are still learning. ***Somewhere, I don't remember signing up to be a guinea pig*** I am frustrated. I am bummed out. I feel like I am fighting a battle that I am not going to win. If they don't work this out with me, I am sticking them with this house. BOTTOM LINE. The will have to go thru the whole judicial foreclosure and evict me. I want them to spend as much as they possibly have to because I am trying. I am willing to meet them 1/2 way, but at this point, they won't even tell me what that is. People say this will trash my credit, well, it will trash my husbands credit, not mine, so we could buy another house again, without all the predatory bullshit that we are going thru right now. Sorry for *****ing, I am just burned out.