<all caps>Take action today!</caps>

[nativelasvegan]

Please send an email to the MHA Compliance Center. One email from me is not enough to make a difference. PLEASE STEP UP. Thousands of emails might make a difference.

Just copy and paste the language below, be sure to change your personal information. Please post after you have sent the email. THANK YOU!

Send to: MHA_Compliance@mhacompliance.com
THANK YOU for implementing a program whereby servicers are required to report their status of home loan modifications. I have faith that you will continue to work diligently by providing servicers with stricter guidelines to provide much needed relief to homeowners facing foreclosure.

I am pretty sure it is as obvious to you as the rest of the world that the President's plan is not working.
As the overseer of this program, I feel the need to inform you of a _________________________________ [PUT YOUR SERVICER'S NAME HERE, ie Bank of America, Citibank, etc.]customer's experience trying to get a loan modified.

[ADD BRIEF PARAGRAPH OF THE CHRONOLOGY OF YOUR ATTEMPT TO GET MOD. KEEP IT BRIEF AND FACTUAL]

I have made over _________ [INSERT NUMBER OF CALLS, LETTERS, ETC.] communications to ___________________ [INSERT THE NAME OF YOUR SERVICER HERE] and yet they still refuse to provide me with modified terms.

Please know that this is not just a matter of the bank refusing to comply with the President's plan. Should this trend of servicers continue to refuse to offer loan modifications, ALL Americans will suffer. We are heading for destabilization of our entire economy by allowing hundreds of thousands of foreclosures to happen, entire communities will suffer, and expected growth of our whole economy is at high risk.

I urge you to take action immediately. Should you chose not to, we will lose our home, and another number will be added to the already alarming foreclosure statistics.

Thank you for your time.
Sincerely,
_________________________ [YOUR NAME]
Property address: __________________________________ [PUT YOUR PROPERTY ADDRESS HERE]

[caldwellb02]

Just sent it. Onward!!!!!

[nativelasvegan]

Thank you for participating caldwell.

[daglo]

Just e-mailed mine!!

[AZOwner]

Mine has been sent as well.

Thank you for doing this!

Mel

[AZOwner]

Just sent a link to our action committee, linking to this thread. . .

[Catherine]

Thank you for the link Melissa. May have missed it without it Mine is sent

[nativelasvegan]

Thanks AZ, Catherine, Daglo. By count, we have 5 people who have helped us with our cause today. Thank you all very much!

[inmyview]

Hi all, just sent my email onward

[SillyWorld]

Originally Posted by nativelasvegan

Please send an email to the MHA Compliance Center. One email from me is not enough to make a difference. PLEASE STEP UP. Thousands of emails might make a difference.

Just copy and paste the language below, be sure to change your personal information. Please post after you have sent the email. THANK YOU!

Send to: MHA_Compliance@mhacompliance.com
THANK YOU for implementing a program whereby servicers are required to report their status of home loan modifications. I have faith that you will continue to work diligently by providing servicers with stricter guidelines to provide much needed relief to homeowners facing foreclosure.

I am pretty sure it is as obvious to you as the rest of the world that the President's plan is not working.
As the overseer of this program, I feel the need to inform you of a _________________________________ [PUT YOUR SERVICER'S NAME HERE, ie Bank of America, Citibank, etc.]customer's experience trying to get a loan modified.

[ADD BRIEF PARAGRAPH OF THE CHRONOLOGY OF YOUR ATTEMPT TO GET MOD. KEEP IT BRIEF AND FACTUAL]

I have made over _________ [INSERT NUMBER OF CALLS, LETTERS, ETC.] communications to ___________________ [INSERT THE NAME OF YOUR SERVICER HERE] and yet they still refuse to provide me with modified terms.

Please know that this is not just a matter of the bank refusing to comply with the President's plan. Should this trend of servicers continue to refuse to offer loan modifications, ALL Americans will suffer. We are heading for destabilization of our entire economy by allowing hundreds of thousands of foreclosures to happen, entire communities will suffer, and expected growth of our whole economy is at high risk.

I urge you to take action immediately. Should you chose not to, we will lose our home, and another number will be added to the already alarming foreclosure statistics.

Thank you for your time.
Sincerely,
_________________________ [YOUR NAME]
Property address: __________________________________ [PUT YOUR PROPERTY ADDRESS HERE]

ITS IN THE MAIL

[montana59451]

Email sent! Do you really think anyone is going to read these?

[nativelasvegan]

Thanks Montana.
Here is the reply I received from mha compliance.

Thank you for contacting Making Home Affordable–Compliance. Your e-mail has been escalated to Fannie Mae, as it appears that they are the mortgage loan investor for your property. Their representatives should be able to work with you to effectively address your concerns. If you do not hear from them in a timely manner, please feel free to contact Fannie Mae directly, by calling the Fannie Mae Resource Center at 1-800-7Fannie.

Please contact us if you have any additional questions.

Thank you,
MHA–Compliance

HERE IS MY REPLY:

Thank you for your email.
Fannie Mae is refusing to acknowledge their non-compliance of the President's Making Home Affordable Program. Please see their response to my email below.
In response to Fannie's email to me:
1. I do not need guidance or counseling to resolve my issues. What I need is for Fannie Mae to abide by the Treasury's Directives and direct their employee, BOA to modify my loan.
2. I should not have to consult with an attorney or financial advisor when this is such a blatant disregard of regulations, it doesn't take an attorney to figure this out.

As the entity appointed to oversee compliance of HAMP, I am requesting that you contact Fannie Mae to ascertain the reason they are refusing to comply with the written Directives. Such failure should warrant an investigation by you into their practices and a written order that they start complying and continued failure to do so will result in severe penalties.

I have been in touch with Paul Kiel of ProPublic. As you might recall, he recently wrote an article entitled "Eye On The Bailout.... Freddie Mac, Given Oversight of Mortgage Mod Program, Falls Down On The Job." I have asked Mr. Kiel to make my modification journey public. As reported in this article, I will also be relying on the National Consumer Law Center for their support in exposing the flagrant disregard of the President's plan. Diane Thompson of the National Consumer Law Center has suggested that meaningful penalties be imposed on servicers who fail to comply with the program. I support her suggestion.

Thank you for your time.

[nativelasvegan]

I want to thank everyone for their participation today. I received a call from my negotiator/bank employee who told me that they HEAR me. And I should expect to receive my documents next week. He said he would call me next week with a FedEx tracking number. I hope he isn't messing with me. I try not to get happy but I feel a bit of relief. I WANT MY LIFE BACK. I have, as most of you here, spent countless hours on this crap and I am sick and tired of it. I'll let you know if I do receive the elusive trial documents next week. Been trying since March. PRE-qualified in July..... time will tell.

[HeruHere]

Just sent e-mail. Thank you so much!

[ama125]

Originally Posted by nativelasvegan

I want to thank everyone for their participation today. I received a call from my negotiator/bank employee who told me that they HEAR me. And I should expect to receive my documents next week. He said he would call me next week with a FedEx tracking number. I hope he isn't messing with me. I try not to get happy but I feel a bit of relief. I WANT MY LIFE BACK. I have, as most of you here, spent countless hours on this crap and I am sick and tired of it. I'll let you know if I do receive the elusive trial documents next week. Been trying since March. PRE-qualified in July..... time will tell.

I specifically asked my nego if he could give me a tracking number and he told me he would have no idea about that (basically, it would be news to him when I call to say I got the packet). Maybe I will have to push a little to get that information. My first effort on a mod I was told to wait 2 to 4 weeks for FedEx and it took 2 months! I've been at this since April so I know how you are feeling. I guess I may have to do a little squeaking!

[caldwellb02]

Did anyone else receive a reply from the MHA people? I didn't

[bloominga]

I forgot to post that I sent mine but it was late since my day was unusual. I will let you know if I receive a reply.

[Social Apocalypse]

OUTSTANDING Effort everyone. THIS is the way we get things done. AZOwner, God Bless You.

[Believe]

Native and Caldwell, I did NOT receive a response to my e-mail to MHA Compliance.

[montana59451]

I did not receive a reply either. Perhaps they read yours first and then realized they were getting more of the same. At least you got SOMEONE's attenton!

[pdsfoley]

OK sent mine.......you guys are GREAT!!!

[nativelasvegan]

Although you have not received a response from mha, at least they know there is more than one person who is holding them responsible for their oversight of the President's plan. If they continue to get complaints of non-compliance, they will hopefully be held accountable for their dropping the ball. Thanks again to all who have participated.

[motorcitymadness]

I just sent my email as well. Let's hope this sparks something.

[nmwadam]

Originally Posted by montana59451

Email sent! Do you really think anyone is going to read these?

They really do read them, I sent my complaint to everyone at Bank of American and I also copied in the MHA compliance email address along with the senate, house of reps, every senator and every news outlet. I recieved a number of repsonses.

[caldwellb02]

Dear Ms. Caldwell,

Here is the reply I just got. I guess we all better flood the 888-995-HOPE hotline if MHA is going to listen?

We regret reading that you have not resolved your issues concerning the Home Affordable Modification Program (HAMP). In our previous response, we informed you that the Homeowners Hope Hotline (888-995-HOPE) is the resource which can best explain the HAMP process, servicer obligations, your servicer's response, and can work to bridge any gaps in communication between you and your servicer. The Hotline has an established process to investigate and escalate your issues, if necessary.

Please do contact the HOPE Hotline. They should be able to work with you towards resolution of your concerns.

Thank you,
MHA–Compliance