Upside Down

[Glenn]

I just did a new modification application over the phone with the help of Novadebt for Bank of America she from BOA said I qualify for multiple options Etc, but of course need to be approved first should I follow up with the individuals that Evan Bedard in my other thread suggested I do along with the modification rep, and I have a second mortgage/equity line with National City they are going to try and modify it cut my payment in half but only for 1 year that is really the issue I should have written that in the original post I obtained that loan approximately 2 years ago, the house was appraised at $250,000 not worth that now so I am upside down by around $60,000 any suggestions for what I can do for this issue?