We are looking to pursue a short sale and wondering whether there is any benefit to submitting a hardship letter and supporting paperwork now, or whether it makes more sense to submit everything once we have an offer on the house? We are getting advice that the bank will not do anything at all until there is a contract offer with a deposit. However, our thought is that perhaps we could at least get the bank to review our hardship and assign a negotiator now, which might expedite the process later on. Thoughts?
Thanks for the input!