Foreclosure Defense...A Case for Fraud...???

[vfr700]

Hello All:

I recently sent my lender a RESPA "qualified written request" via certified mail and I have received all of the requested documents.

The Initial Loan Disclosures show (2/15/05):

1. signed GFE for a 4.85% loan

2. no variable rate disclosures exist

3. signed Truth-In-Lending Disclosures indicate a fixed-rate loan


The Closing Papers (3/1/05)

1. The signed GFE indicates a 5.85% interest rate but the amount of payment, etc. are way off from actual.

2. The only Application signed (on the closing date of 3/1/05) (1003) indicates a fixed-rate loan, not an ARM.

3. The rest of the paperwork I signed unfortunately, reflect an ARM

Are their any TILA/RESPA defenses here to foreclosure?

Thanks

[Dan Bailey]

Welcome to the forum vfr,
I'm sure Cat Moe or Andrew will be interested in this and be able to direct you as soon as they see your post.
Good luck!!

[Cat Damiano]

Hi vfr700,


Welcome to the forum and thank you for joining...............

We offer a loan document review from experts that know what they are looking for........
you can call and talk with them about your findings and see if can have the questions here answered...................



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