PREDATOR: Primequity, LLC

[gigi in fla]

Poppy:

I know square footage can be off somewhat, but 228 sq, ft.? I don't think so. Here is what happened: The appraisal was coming in too low, the letter from the broker to the State confirms that and she mentions the loan was "impossible" due to the "low" appraisal. Now, don't know if I mentioned this but she shared ooffice space with the appraiser. All three parties (broker, lender and appraiser) knew the home would not appraise for $200,000as indicated in her letter. So what did they do? They used the gross square footage (not what is under heat and air) to beef up the appraisal and then, unbelievably, they ignored a comp in my own subdivision because it sold for only $172,000. Then, they went over a mile a way and "found" a comp that sold for $205,000. If that is NOT fraud, I don't know what is. This explains the broker not answering the lawsuit; the appraiser calling me and threatening me and the lender doing the same.

As for the lender, they knew about the low appraisal per the broker's letter as their underwriter refused to accept the appraisal and they were reducing the value by $15,000. The loan went through when they switched to the ARM loan and at that point, most likely had the appraiser adjust the appraisal.

Thankfully, I don't see any judge or jury looking favorably on any of these parties especially now with sub-prime loans in the news almost daily. I am one of the folks who did NOT apply for this type of loan, I was victimized by the broker, lender and appraiser and hopefully, I can beat them up and get some money from them before they all are out of business.

Thanks again for your input. Would you like me to send my docs for you to look at?

Gigi

[Moe Bedard]

Good morning Gigi.

It really looks like you need a "real" document review and an attorney that know what they are doing. I think between Poppy and I, we have given you as much as we can give as far as advice and now either you need to take it to the next level.

The loan document review service is through Marshall and Poppy will review for him. Then you can see where to go form there based on a "professional full audit".

I say this with full confidence based on what you have mentioned in your posts and it would be hard to help any further without actually having the "physical" loan documents.

You understand, right?

[gigi in fla]

Do I contact Marshall or Poppy? Can you have one of them get in touch with me so I can send to appropriate parties? Bank Fraud Victim Center now wants to charge a ridiculous amount. I will pay whoever for an audit, just want it done by competent professionals, not scam artists.

Thank you and yes I totally understand!

[Moe Bedard]

GiGi,
You need to contact Marshall and here is the contact information for him:

FORENSIC LOAN DOCUMENT REVIEW FEE SCHEDULE
$500 for one loan
$700 for a combo first and second mortgage
Non-profits or legal aid law firms receive $250 discount on all services

Please call us at 310-860-4764 for a FREE consultation with attorney Marshall Rosenbach.

Good Luck with the Review!!!

[gigi in fla]

Thank you soooo much!! I will call them tomorrow and set it up to have this done ASAP.

[Moe Bedard]

Sounds Good.........
Please keep us posted on your progress....

[gigi in fla]

Will do.....have a Qualified Written Request the lender never responded to so lots going on. Will call Marshall's ofc. tomorrow to get things rolling. I know there are violations, I need someone to confirm and this is the best site anywhere for that.

Running to watch the Super Bowl -- Go Giants!! Will let you know what happens w/Marshall's ofc. and audit

[gigi in fla]

***:

I spoke to Mr. Rosenbach briefly earlier, he was in the middle of something and said he'd get back to me. I just left a voice message for him as he wrote me on here and said he wanted more details. Hopefully, I hear from him this afternoon.

If he is unable to do the audit, do you have anyone else you can refer?

Thank you,

Gigi

[Moe Bedard]

GiGi,
I don't see why he wouldn't be able to do the audit............he is helping several others here as well.
Let me know when you hear from him.......

[gigi in fla]

I spoke to him earlier, he is supposed to e-mail me with his info. so I can send him a check and the docs for the review. Haven't received the e-mail from him yet. Will keep you posted.

Thanks.

[humbleowner]

Was the loan rescinded since the title agent did not witness you sign the documents; You said that in Florida that means the mortgage was not valid.