PREDATOR: JASON PURIFIE @ Allied Financial

[6wolverines]

My letter totally rocks!!!! I'm too computer illiterate to show you what it looks like outside of retyping the entire thing here. I, of course, "stole" the good ideas of my friends Erika and Stephanie and used them to my advantage!!!! I also outlined the countless phone calls to Matthew Long, Resolution Team negotiator with First Franklin, that have NEVER been returned and enclosed a copy of his letter from yesterday that stated he has been "unable to reach me.....".

I further stated that I have been attempting to Modify our loan since my job loss in July, 2007 at which time I contacted FF and was told they could do nothing for me because we were not delinquent. Now that we ARE delinquent MATTHEW LONG has had my file collecting dust on his desk! I outlined my efforts to that end in the letter as well.

Finally, I indicated (like Stephanie!!) that I am documenting all that transpires on the "watchdog site.....loansafe.org"....... (thanks, Steph!!).

I then sent copies of my letter and Matthew Long's letter to:
Andrew Pollock...President of First Franklin
Lou Dobbs.....at CNN
Marcy Kaptur...My Congresswoman
Sherrod Brown....My Senator
Ted Strickland....My Governor
Carlton Finkbeiner....My Mayor
Marc Dann.....Ohio Attorney General
Jason Purifie.....Scumbag Mortgage Broker
The Fair Housing Center of Toledo
Senator Hillary Rodham Clinton
Senator Barack Obama
Former Senator John Edwards

Man....................I FEEL GOOD!!!!

Surely someone on the above list will have some interest in the screwing of a fellow American trying to do what's right!!!!!

Char

[Moe Bedard]

This is priceless Char. You rock.

This is exactly what this website has become, a lender/servicer watchdog type site. We are all helping one another battle in what is almost like a mini-war of sorts to save your homes.

You are leading the charge of homeowners Char and that's cool, really cool

Now send it to Matthew with all of the cc's reflected so he can get a clear picture of job stability at his present position. Find out who his supervisor is and send it to them as well.

[Andrew]

Hey send one to Dick Cheney I actually received a reply from him you can see it my success thread, lol!!!

[6wolverines]

Poppy.....Good tip about sending a cc: to Matthew Long. It could very well be with the apparent "implosion" of the subprime mortgage industry (hell...the whole housing market) old Matthew Long may be on the receiving end of some callous snot-nosed little $hit like him (he sounds like he maybe 20 on his voicemail!!) saying...."We have been unable to reach you, Mr. Long, regarding your delinquent mortgage....and because I left your completed, accurate and timely application on my desk for a month and never touched it, and never returned any of your phone calls, you are screwed!!!" Thank you and have a nice day!!!!

Again.....the word is KARMA!!!!!

Sorry 'bout your luck Mr. Long. Should've done the right thing and not been a creepy little LIAR!!!

Char

[6wolverines]

And thanks, Moe....for the good vibes!!! None of us could do what we are doing if we hadn't been up late one night 'cuz we couldn't sleep and were scared of what was next and hopped on the computer and typed in FORECLOSURE MORTGAGE HOMEOWNERS FORUM MODIFICATION ......and by God's good graces we ended up here!! You, my pal, are the champion of us regular folks and I THANK YOU!

Char

[elpjohnson]

Char, I am so proud of you!!!! You go girl! I have been so busy with my well situation (no water for going on 48 hours now) that I haven't been able to be online much today.....however, I saw this thread and was drawn to it. So sorry if I'm brief but I just wanted you to know that you are da bomb!!! Great job!

PS I sent my letter to Cheney as well (thanks to Andrew)

[spalishus]

NICDE!!!!!!!!!!!!!! im working on my today.. will try to post.

jpurifie YOU ARE BANNED!!!! EVICTED!!!!! EXILED!!!!!

Oh and to the banned party your command of the English Language is poor at best, please attend remedial courses, soon.

[6wolverines]

Thank you for banishing Mr. Purifie. Of course, I did receive the email notification that he responded to my post and his entire message was available for me to read. He obviously did not have the courage to contact me directly and thought he could make me look like a fool here.....Sorry, JP. These are my friends here and they know the truth about what has happened to us. I have been forthright from day one.....I have explained in detail how you inflated our income despite us providing adequate documentation at the time of application. My friends here know that your former employer is storing our records in his BASEMENT!! I, sir, am no scumbag. I could never look myself in the mirror again if I did to others what you have done. Now, tell me....how many closings have you had where the couple refinancing had their twins running around NETCO? Can't recall who I am? Just think about it for a moment. You had left the mortgage company within days of our closing and then before long the entire company was closed. Yep....that would qualify as a FLY BY NIGHT to me.

And you took as much from that closing as we did with the refinance.....except I imagine you are not on the verge of losing your house at this point. We are...so be proud, Mr. Purifie. You cashed in and we will be homeless!!! GOOD FOR YOU. I have one final thing to say....KARMA. An no matter where we end up....I'll be taking my GOOD VIBES WITH ME!!!

Char

You are banned again.....this time is is permanent. Do not return this is considered harassment

Oh, to the banned party, you still need grammar and spelling lessons...

[elpjohnson]

Go get em Poppy!!!! What a creep!

Nah, more like the North end of a horse going South.

[6wolverines]

Just a brief response to our friend who thought he could sneak back in under a new name after being banned.....Surely he will lurk around somehow.

YOU INFLATED MY HUSBAND'S INCOME ON OUR LOAN DOCUMENTS!!! It is that simple. I am not so naive as to blame you for increasing my husband's child support or outsourcing my job to India. What you ARE responsible for is the inaccurate information you used during our application......we did verify our income with you and provided the documentation as proof. Why you would inflate the income is beyond me. It was not accurate or true.

If your name needs to be removed from this forum it will be and our friends/moderators will see to that. However, I have not told a single LIE on this forum. I never accused you of doing anything you did not do. You inflated our income and took a BIG PILE OF MONEY at our closing. Why you keep asking me what we did with the refi money is a mystery being that it was over a year ago.

And.....I hold your former boss responsible for the IRRESPONSIBLE manner in which he is storing the documents from his former business. I have not pointed the finger at you in that regard. The fact that boxes of sensitive financial information is sitting in a basement is ludicrous.

This forum is not full of rejects from the Gong Show who don't know diddly about diddly. I do believe most can smell a rat when one's in the house, and they have not had that reaction to my presence here. I have nothing to gain by making up stories about our experience. You, however, are having a pretty severe reaction to my QWR and the fact that it was sent to SO MANY INFLUENTIAL AND POWERFUL PEOPLE.

I'm am done explaining myself to you. If Moe wants to give you the opportunity to rebut what's been said, that's okay with me. You need to take it up with him.

Char

[jpurifie]

Thanks Moe

First I would like to say to all of you who have heard (deleted by ***) side of this story is a bit untrue. I'm glad that Moe gives me the chance to rebuttal.

Where do I start. I have not been able to look at this file in over 2yrs because I'm not with Mortgage 4you anymore but I have done business the same since 1999,from memory this is what I remember from when (deleted by ***) came to me they were in a mortgage with an adjustable rate that was pretty high it was over 10% and getting ready to adjust to a higher rate, they had several mortgage lates and needed some help. They did not qualify for a stated loan because of their credit scores didn't allow it and they had to many lates. So they had to go full-doc. She states that I inflated her husbands income. On a full doc loan all funds are verified by the underwriter of the lender not the mortgage broker. In addition to this she and her husband signed a document called a 1003 that all info on the loan was accurate, if it wasn't accurate she and her husband could have corrected it at the time of the signing with me at my office, and again at the tittle company's office at the time of closing. which they did not. Since this was a refi with cash out in Ohio she had 3 days to go over the info and think about what they where doing before she got her money, and she didn't have any problems at the time so why now?

Also I have not been with that company since 10/06 I believe her loan was done in 8 or 9/ 06. Why is that important time frame given because of this. A direct quote from her QWR.

" I would like to bring to your attention the fact that my job as a Medical Transcriptionist was outsourced to India in march,2006 and again in July 2007. In July 2007 I contacted First Franklin and asked if we could negotiate for a better interest rate (currently 9.95%) thus reducing our monthly payments. I was told at the time that because we were not delinquent there was nothing that could be done for us. I stressed the fact that we would soon get into trouble and fall behind on the mortgage and I was told we could seek assistance then. Inevitably, we were late on the October and November payments."

Now I'm sorry but your were not steered into a bad loan but you lost your job, thus resulting in your tardiness in payments. All of which have nothing to do with me. Now if I buy a BMW 740il and a year later I lose my job, I can't say the car dealer steered me into a bad car. But here you are screaming foul.

Oh and that's not all First Franklin sent you a letter on 1-17-08 stating that they would like to work with you but have been unable to reach you so your account was turned back over and normal servicing of your loan would continue including collection activities, if applicable. WOW!!!!!!!!!!!!!

Maybe you don't have a dsl connection and you were on here trying to get people to feel sorry for you. Maybe one less drink, forget the 80's , leave the good vibes alone and wake up in 2008. Like the rest of us.

For the rest of you the #1 cause of Foreclosure is Job lost. one thing is for sure If you pay or make arrangements to pay it will stop Foreclosure.

and again I say I do not and can not get into this file to find out for sure this is from memory but one explanation for inflating income is IF it was a stated deal I'm willing to bet I could only use Johns credit so I would have added (deleted by ***) income to his to get the deal done after seeing what she made.

But since when you guy's came to me I did all I can do to help you you had no problems signing the forms that say you agree all info is accurate and truthful you did not rescind in 3 days you took the money at closing and had no trouble with that loan until you lost your job. something like a 1yr or so later. The company wasn't able to reach you to help you but all this time your on here bad mouthing me. Shame on (deleted by ***)

as for fees

I charged well under what I was able to charge. I was allowed to make 5% I charged 3.5% Processing didn't go to me neither does appraisal review. and again I am a Professional I get paid for the work I do. When you get sick and Go to the Dr. you pay for the visit you pay for the test you pay for the medicine. no different.

and one more thing as I said before this karma thing you speak of may becoming back on you now. I helped you out of your situation and you went and got into another one shame on you (deleted by ***)

I would like my name off of this site asap !!!!!!!!!!!!!

and to (deleted by ***) it's not fair to take one person's side and then try to hide what i had to say. I have integrity thats why I went to the top and made phone calls as soon as i saw this. I don't run from anything because I don't have to. I sleep so well at night because I don't take advantage of people but (deleted by ***) have taken advantage of all of you guys on here that need this site, I did not do them wrong they have done me wrong only a snake bites the helping hand think about that before you put some ones name out there without the whole story.

again

I would like my name off of this site asap !!!!!!!!!!!!!

[jpurifie]

I have tried to explain maybe it works maybe it wont I tried. The accuser's have my number call me at the office, but I am not a slug and i do good loans. I am one of the guys that honestly don't belong on here. This couple is taking advantage of this site some of you got got, this couple had trouble after a job lost, and was unavailable for the lender to work with them. How is that on me. I have no access to the info but they have there closing package, so they are the only ones that can prove it but will they since they're dogging me.

to my accusers

if you remember I was honest and straight forward with you and I did help you out of a worst situation at the time. I'm sorry that you lost your job and are in the place your at. But I am not responsible for that. So if in your pain you want to take shots at me thats fine. I have no more time to devote to this as I have all ready spent to much time on it. I wish you well and hope that things work out in your favor as far as your home is concerned I don't want to see anybody out of there home with children, so good luck and sorry life has made you so bitter that you are willing to discredit they only guy named that cared enough to help. I tried to help and I will continue to try and help others as I said I sleep well at night because of that fact. I don't do dirty deals now or then and I may not be able to help everyone but at least I try.

Good Luck

Jason Purifie

[JacMac]

Char, the original thread disappeared somewhere in cyberspace - I'm so sorry, I don't know what happened!!!

I copied this thread over here, because it reflects the same allegations against Mr. Purifie, and his response.

Sorry again, Char!

[JacMac]

This response was posted again by Mr. Purifie, but was lost with the missing thread:

"I just came back on to see if they had responded to anything and I see they have not as of yet. Jac Mac I'm requesting that you take this down as you have no way of knowing any of the accusations against me are true. I've done this couple no wrong and I have done you no wrong. what your situation was with your broker was is not the same as this, It's not fair for you to attack me like this as if I did something to you. I don't do bad deals and I am very well respected in my community. search your heart and do the right thing I did thats why I'm here. so again I just want my name off of here, I don't even care that you called me a predator with just hearing one side with no proof it doesn't matter. From experience I've learned that hurt people try to hurt people and it seems jacmac your pretty bitter about whatever happened to you. But it wasn't me that did this to you. and this last thing one thing to think about and consider. What if it is all untrue and I am the victim, of their
lies or mis informed or mis directed anger......"


Mr. Purifie, this is LoanSafe's policy with regard to your request that the thread designating you as a predator be removed from this site:

"Like Rip Off Report we take the same stance on rebuttals to claims and accusations made by users and in fact we encourage you to defend thses claims if you believe they are inaccurate.

We take very claim as being serious as well as every rebuttal. Please email Moe @ LoanSafe.org any rebuttal you may have to the claims or reports made on his website. We will post any rebuttals to the user created thread to give you a chance to have your voice be heard, but we will not remove any material that has been posted via user generated content.

Use the complaint as an opportunity to make things right with your client and ask that the client works with you to resolve and mediate the issues at hand. If a successful resolution is made, ask your client to update he claim or report to states that there has been a successful resolution to the matter.

If you think a claim or report is false and written with the intention to harm you or your business or you believe it is a competitor then please email me with "supporting" documentation to validate your claims and I will look into this to the best of my ability.

JacMac is a moderator and guide for this forum. You can also email her at JacMac @ LoanSafe.org if you have any issues, concerns or complaints."

You can read our full Privacy Policy and Legal Disclaimer Here"

You can also read Moe's entire post on this matter here, it was posted by Moe on 2/1/08 at 1:50 p.m.



If you would like this thread edited or removed it would be in your best interest to work with Char and her husband and reconcile, but based on what I perceive to be your victim stance and accusatory attitude, I am assuming you are not interested in doing that.

[jpurifie]

Whats up Jacmac

Had some time thought I'd pop in. I see your still on the defense against me,


"If you would like this thread edited or removed it would be in your best interest to work with Char and her husband and reconcile, but based on what I perceive to be your victim stance and accusatory attitude, I am assuming you are not interested in doing that."

Here's the thing Jac, I would have loved to help if they had just called me instead of this way. But as you know maybe you don't there is not a lender in the world that will touch this loan. Sub prime doesn't exist anymore. so unless they have A, or A- credit who's gonna take it, see more than 1x30 dead deal, FHA I doubt it, so you guys that are happy brokers are having it bad don't realize the true story is this. Sub prime helped more people that it hurt and everyone in a bad spot has the choice of this. Work with the lender your with to the best of your ability 1st, because if you have 30's a bank wont take it the lenders aren't there anymore so the people who like to blame others for their job lost which is the #1 cause of foreclosure should seek employment elsewhere quit crying and work it out.

my victim stance is some one called me a scumbag cause they're having trouble a 1yr after the deal after they lost a job. She admitted the lender couldn't help her at the time she called because she was not delinquent, hmm... Then the lender sent her a letter stating they have been trying to reach them to work it out but couldn't so now the ball is rolling again. This is free info ( the lenders dont want to take your house because they aren't selling them, the market is down to a trickle, they would rather work out with you a suitable payment arrangement but you have to be willing to at least answer the phone and not dodge them)

I'm not accusing anyone of anything just stating the facts.



and a lil FYI

I've made arrangements with my mortgage company too, more than once so think what you like about me but I'm just like you, I don't run from nothing I don't have to. as u can see.

[JacMac]

Mr. Purifie , I don't want to play.




The Blame Game:

The purpose of any game is first to benefit all those who have opted-in. Even though the game may seem dysfunctional from the outside, the players all get something from playing in it. (Attention, Sympathy, Sense Power, Social Capital).

Social capital is the balance of favors we owe one another. One way of gaining control over other people is to increase what they owe us. In dysfunctional games, this may be done by asserting or implying that they owe us one, even if this is not really true. In fact in many games, both people end up believing that they have gained social capital, which is a very good basis for further gaming and feuding.) There is thus an underlying ulterior purpose. The benefits of games are divided below into the broad purpose identity, control and avoidance, and then into sub-categories.
Purpose

Primary: Excuse, Displacement
Secondary: Social capital
Game play

A feels guilty or uncomfortable about something.
A finds a rationale why someone else is to blame.
A blames B.

Discussion

A gains several benefits from this. A is excused from what they have done (which means they can do it again). They can play 'Poor me'. A can also claim social capital as B now owes A something in return for B's apparent failure. (Forgiveness, an apology for example.)



B joins in because they can play 'Poor me' and also claim social capital. They can also play 'Your fault' in return.


This game is driven by A's need to explain away their wrongdoing.
A also gets to play persecutor, and get associated pleasant feelings of power.


Blame games include:

• Look what you made me do: A blames own (possibly engineered) failure on B's actions (or possibly mere presence).
• If it wasn't for you: A wants something but also does not want it (eg. Want to go to Hawaii, do not want cost and hassle). A does not do/get that thing and blames this on B's action/inaction.

So what?

Watch out for being blamed and also being drawn into the game. If you blame someone, be aware of the impact of potential revenge.

[jpurifie]

Jac Mac

your right again

now look at what is being said here,


A blames B.

like most on here, it's the brokers fault not mine I'm in this position

Purpose

Primary: Excuse, Displacement
Secondary: Social capital

A gains several benefits from this. A is excused from what they have done (which means they can do it again). They can play 'Poor me'. A can also claim social capital as B now owes A something in return for B's apparent failure. (Forgiveness, an apology for example.)

you are right again

Blame games include:

* Look what you made me do: A blames own (possibly engineered) failure on B's actions (or possibly mere presence).
* If it wasn't for you: A wants something but also does not want it (eg. Want to go to Hawaii, do not want cost and hassle). A does not do/get that thing and blames this on B's action/inaction.

now look around and see how many people here should take your own advice.

hmmmmmmmmm..........

kind of kettle to the pot aint it.

now really I didn't come to play, I don't even care if you post my name 1000 times anymore. I came to address my accuser, I've done that you guys can't judge me, I've done what Char asked I've explained all that she requested, and I gave info on not mine but there untruthful story. So I feel I did what was asked and now I'm being attacked for it. You seem very bitter I wasn't your LO and you still doggin me. But Char hasn't called me yet, and I haven't seen a post to say otherwise, she probably didn't think i had the moxy to show up and tell my side. She knows she lied on me What did I have to gain from entering this forum,you people hate brokers but here I am,trying to reason and help where I can cause I didn't get in this business to hurt people but help, and no Jac I'm not a pastor I'm a minister and right now I'm going to turn the other cheek...........

BYE-BYE

For someone who spends so much time defending themselves it appears to me that you have some serious issues with guilt. That is usually the case in these matters......

If you are truly a Minister, then you would not be behaving this way, you should be ashamed and quite frankly repentant.

[jpurifie]

your right

I'm sorry

but we get pissed like everyone else. I asked you to take me off of here as I said I did nothing wrong I have no Guilt what so ever, I came to address my accuser and was attacked by most of you. Leave me alone and remove me from here, I stated my side it wasn't good enough for some of you even thou I said she can call me and I'll see what I can do. isn't that the purpose of the letter. Now that I did what you people asked will you leave me alone and take me off. I did nothing wrong. Now is it wrong to keep assuming I'm wrong or for me to keep defending myself. I'll stand by my actions and I've been accountable to the accuser now what. Please do not think that Minster means punk and can be taken advantage of cause thats a twisted sense of the word. I came from David
But again yall keep calling me guilty but I aint heard from Char yet.

Call me at the office because of your false accusation's I will not call you and then next you be saying he's calling me at home. I will not try to reach you at all. I don't have time for this I just tried to show you guys that all brokers aren't bad, maybe that was my big mistake.

in closing I would like to thank MOE for giving me the chance to speak my side
for that I give you a big thumbs up. But this crowd is to blinded by anger to listen to reason. look over my words and you moderators look over what you hid from the rest of the group and see that I tried. I did poke back at times and I don't feel bad about that as I said Minister or not I'm human too and I have been falsely accused. again I might not be able to help everyone but at least I try. and dont forget I've made arrangements with my lender too, so we had more in common than you know.

Moe thanks for the shot I didn't do so well I guess, I'm not coming back in here. If you wont take me off at least leave my words up so people can see My side.

Thanks
Jason Purifie