Chase began servicing my loan in 2010. It was originally with Washington Mutual.. until they took the taxpayer's money, and went together with Chase. In Dec. 2004, I found out from a friend my home was listed in the paper for foreclosure. I had no idea what was going on, and had not had any contact with WaMu. I called and was informed that my now exwife had not been making payments. I agreed to a repayment plan of a lump sumin Dec. 2004, and then double payments beginning Jan. 2005. I sent all the payments on time, just as agreed, Jan. through July. I was asked in July 2005 to make a second double payment, and then one more in Aug. 2005, to pay fees, and then my loan would be current and removed from loss mitigation. I made the payments, and was told that the loan was again current, and I would begin sending my payments, at the original amount, to the normal WaMu payment center. My payments have always been on time since that time, and my loan has always been reported as current. During the ten year period I have had this loan, which was originally for $74,500, I have paid $100,000. I have asked numerous times for an adjustment to my interest rate, but was always denied. I am currently paying 11.5%! I began paying extra on the loan over a year ago to try to pay down the principal. I then noticed that instead of it going to principal, it was going to corporate advance. I called and questioned that, and was told that I still owed fees. I explained that those fees had been paid in full (5 years before Chase was in the picture), and requested a payment history. They sent me a payment history, showing no payments for 2004, 2005, and 2006. I then sent another request, and in it included my tax returns showing WaMu's tax form to me, showing I had indeed paid them those years. I then received a letter showing what I "would" have paid, but not an "actual" history. I then called again, last week, and explained the entire situation again. I went to another bank to apply for refinance, and was told my payoff, after sending over $100,000 on a $74,500 loan, was $74,000!!! Today, 7/28/2012, I received a letter as follow up to my call last week. It shows fees being assessed in 2004, but still no payment history. Nothing showing all the double payments, nothing showing the lump sum, nothing showing the four payments in July 2004, just saying that I agreed to a repayment and didn't follow through. This is complete FRAUD! I need help.