Escrow Accounts

[DIYWarrior]

Hello, first time poster, so I hope I got this in the right section.

I am a first time home owner with a FHA 30yr loan and I am sick of my mortgage company messing up my escrow account and having to call to get it corrected. From what I've read it seems like your LTV has to be around 75-80% before they will get rid of an escrow account. BUT what if I were to pay my county taxes out of pocket, and provided proof of payment? Would they stop withholding for that year? Surely they cant continue to keep taking your money for something that is already paid....

Thanks!

[Erik Sandstrom]

I wouldnt be surprised if they continued to collect the escrow and the overage would be sent back to you in a check...hopefully not at the end of the year!