90%+ Cash Out Refi

[primus]

Hello,

I'm looking for some advice as to how I can get the majority of my equity out of my house and keep my payments the same or lower.

I'm a year into a 20 yr fixed at 4.5%.
My appraisal is about 295,000 and my principal is 210,000
Property taxes are $4700
Income $70,000
Credit score 800

I am looking for a lender who will do 90% or more cash out refi for a 30 yr fixed. I realize I'll be paying a ton more interest and be paying PMI.

I'll be in the house for a long time, and mostly want the money as a safety net and for repairs.

Thank you.

[Erik Sandstrom]

VA does cash out up to 95% with no mortgage insurance....but I'm assuming you're not qualified for a VA loan?

I can go up to 85% cash out, what state are you in? If you're in CA I can provide you with a rate quote and you can decide what direction you want to take. If you're not in CA I can put you in touch with someone that can provide you with the same excellent service as myself.