I'm looking for some advice as to how I can get the majority of my equity out of my house and keep my payments the same or lower.
I'm a year into a 20 yr fixed at 4.5%.
My appraisal is about 295,000 and my principal is 210,000
Property taxes are $4700
Credit score 800
I am looking for a lender who will do 90% or more cash out refi for a 30 yr fixed. I realize I'll be paying a ton more interest and be paying PMI.
I'll be in the house for a long time, and mostly want the money as a safety net and for repairs.