Qwr Sent out and Answered.... sort of - Loan Modification Forum

Cwilson · 12-03-2008, 11:13 PM

Legal Question everyone. I sent out a QWR, based on some of the sample in the forum. I asked for all of the usual and got most of it sent to me. The only other thing I asked IndyMac for was the investor or current note holder. In the return letter I was told " this information is not relevant to the current servicing of the loan" and " repeated requests for this information will not be answered" . They provided a number to call for more info, when I called I was told it is not something i can know

!

Has anybody else asked for, or recieved this information? and would it help to send modification package to these people when found?

Thanks for all of the help!

Moe Bedard · 12-04-2008, 12:10 AM

They are not at liberty to tell you this information...........they have a servicing and pooling agreement with the investors on the loans, and the investors do not work directly with customers................that is what they hire the servicer for.

occasionally a rep will tell............but they would be in violation of these agreements............

Cwilson · 12-19-2008, 04:19 PM

Hello everybody,
I was hung up on again today! All i asked was who would foreclose on me if i got behind. It seems she has the response in the file, because she said the exact same thing as above. Do i just wait to see the name on the lis pendens? i believe my loan has been sold a half dozen times and no body knows who holds the note, only what percentage of my payment each month they get.
Maybe

Cwilson · 12-19-2008, 04:21 PM

Maybe i need another letter, Maybe a QWR is not the only thing to send? Guesss it will be a long night on the Board.

"Peace And Luve"

Moe Bedard · 12-20-2008, 02:56 AM

It would be on a foreclosure notice..............
Is there a particular reason that you are wanting to know this information for?

shakazulu12 · 12-31-2008, 04:36 PM

TILA 1641 (f)(2)

.........Upon written request by the obligor, the servicer shall provide the obligor, to the best knowledge of the servicer, with the name, address, and telephone number of the owner of the obligation or the master servicer of the obligation..........

They always seem to provide this information as soon as this request is made in writing

UniqueSituation · 01-02-2009, 06:58 AM

Thanks shakazulu12! Good information.

12-03-2008, 11:13 PM	#1 (permalink)
Cwilson Junior Member Join Date: Nov 2008 Posts: 3	Qwr Sent out and Answered.... sort of Legal Question everyone. I sent out a QWR, based on some of the sample in the forum. I asked for all of the usual and got most of it sent to me. The only other thing I asked IndyMac for was the investor or current note holder. In the return letter I was told " this information is not relevant to the current servicing of the loan" and " repeated requests for this information will not be answered" . They provided a number to call for more info, when I called I was told it is not something i can know! Has anybody else asked for, or recieved this information? and would it help to send modification package to these people when found? Thanks for all of the help!

12-04-2008, 12:10 AM	#2 (permalink)
Moe Bedard Founder Join Date: Aug 2007 Location: Southern California Posts: 16,685	Re: Qwr Sent out and Answered.... sort of They are not at liberty to tell you this information...........they have a servicing and pooling agreement with the investors on the loans, and the investors do not work directly with customers................that is what they hire the servicer for. occasionally a rep will tell............but they would be in violation of these agreements............ __________________ Moe Bedard Founder LoanSafe.org "America's #1 Home Loan Forum" LoanWorkout.org "America's # Loan Modification Blog" Get My FREE Loan Modification E-Book \| Please donate to LoanSafe.org \| Loan Modification Training For Attorneys \| Rate Your Mortgage Servicer The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Here.

12-19-2008, 04:19 PM	#3 (permalink)
Cwilson Junior Member Join Date: Nov 2008 Posts: 3	Re: Qwr Sent out and Answered.... sort of Hello everybody, I was hung up on again today! All i asked was who would foreclose on me if i got behind. It seems she has the response in the file, because she said the exact same thing as above. Do i just wait to see the name on the lis pendens? i believe my loan has been sold a half dozen times and no body knows who holds the note, only what percentage of my payment each month they get. Maybe

12-19-2008, 04:21 PM	#4 (permalink)
Cwilson Junior Member Join Date: Nov 2008 Posts: 3	Re: Qwr Sent out and Answered.... sort of Maybe i need another letter, Maybe a QWR is not the only thing to send? Guesss it will be a long night on the Board. "Peace And Luve"

12-20-2008, 02:56 AM	#5 (permalink)
Moe Bedard Founder Join Date: Aug 2007 Location: Southern California Posts: 16,685	Re: Qwr Sent out and Answered.... sort of It would be on a foreclosure notice.............. Is there a particular reason that you are wanting to know this information for? __________________ Moe Bedard Founder LoanSafe.org "America's #1 Home Loan Forum" LoanWorkout.org "America's # Loan Modification Blog" Get My FREE Loan Modification E-Book \| Please donate to LoanSafe.org \| Loan Modification Training For Attorneys \| Rate Your Mortgage Servicer The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Here.

12-31-2008, 04:36 PM	#6 (permalink)
shakazulu12 Junior Member Join Date: Aug 2008 Posts: 4	Re: Qwr Sent out and Answered.... sort of TILA 1641 (f)(2) .........Upon written request by the obligor, the servicer shall provide the obligor, to the best knowledge of the servicer, with the name, address, and telephone number of the owner of the obligation or the master servicer of the obligation.......... They always seem to provide this information as soon as this request is made in writing

01-02-2009, 06:58 AM	#7 (permalink)
UniqueSituation Senior Member Join Date: Aug 2008 Posts: 52	Re: Qwr Sent out and Answered.... sort of Thanks shakazulu12! Good information.

Thread Tools
Show Printable Version Email this Page
Display Modes
Linear Mode Switch to Hybrid Mode Switch to Threaded Mode