Predatory Lending Practices and the laws that protect consumers is written and discussed quite thoroughly in the "stickies" above. Become familiar with those threads because there is some very helpful info there.
There is another fairly broad area of the mortgage process that is getting a lot of scrutiny lately. That is the loan origination process during which time the lender/broker verbally "told" you or "promised" you or "explained" to you, about your loan.
They may have even sent you emails or faxes with diagrams, spreadsheets, handwritten notes or letters. They wrote letters telling you interest rates, payments or fees.
I
f you honestly believe in your heart and mind, that you were purposely deceived or mislead during the loan process, you may have been a victim of
Deceptive Business Practices. This is a broad subject, but it certainly has its place in predatory lending.
If you think you were deceived and have any paperwork you were given in addition to the legal loan documents, you may want to have an attorney review everything. While there might not actually be serious violations to RESPA or TILA, all the paperwork considered as a whole may give you or your attorney grounds for legal remedies.
Here is what the Fair Trade Commission writes about mortgages, predatory lending and Deceptive Business Practices:
Mortgage Payments Sending You Reeling? Here’s What to Do 
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