Hi, I need some help with a possible IN HOUSE loan Modification, Can anyone let me know the process? I already have a loan modification through HAMP. I have a 2 % fixed interest on a 65,000.00 loan and hit real bad hard times. I went into a repayment aggreement and missed one scheduled payment. I am in forclosure status, I have been told to fax in documents and I'm concerned that it will be a long time before I get an answer. Any suggestions on how to speed up process or what will happen if I'm approved. They are tacking on an additional 9500.00 to the principal.