Got denied on the phone today for the Hamp program said exessive forbearance
I am almost 60 days late on the first and not paid the second since Dec
in hopes the company would modify my loans I kept first current now American Home mortgage is saying no to the modification on the phone for reason being excessive forbearance?
I am discharged Chapter 7 as of Dec 09 and the mortgage company didnt ask us to reaffirm so the debt is not liable to me as it sits...
I want to keep the house and get current but need a better payment due to a drop in business my two loans are right at $2800 a month I can afford $2100