Continue making payments???

[lostnworried]

I got confirmation that my loan modification has been assigned to a negotiator and she responded to my email stating that it will take her up to 30 days to review my documents to see if I am approved. My question is that we are already 2 months behind on payments due to my husband being unemployed. Do they stop foreclosure proceedings while your loan modification is being reviewed? Should we continue to try and make payments while we are waiting for approval? My concern is that we are already behind and I know for sure we cannot get our loan current due to current financial situation. Will that affect the approval for our modification? Do anyone know what the foreclosure timeline is in the State of Washington? Customer Service has told me different answers - from 2 months to 5 months. Does anyone know for sure? Any response would be greatly appreciated.

[Evan Bedard]

Hi lostnworried welcome and thank you for joining.

I got confirmation that my loan modification has been assigned to a negotiator and she responded to my email stating that it will take her up to 30 days to review my documents to see if I am approved. My question is that we are already 2 months behind on payments due to my husband being unemployed. Do they stop foreclosure proceedings while your loan modification is being reviewed? Should we continue to try and make payments while we are waiting for approval? My concern is that we are already behind and I know for sure we cannot get our loan current due to current financial situation. Will that affect the approval for our modification? Do anyone know what the foreclosure timeline is in the State of Washington? Customer Service has told me different answers - from 2 months to 5 months. Does anyone know for sure? Any response would be greatly appreciated.

Sometimes they will postpone foreclosure while your case is under review, but not always. You need to ask your negotiator if they placed the foreclosure proceedings on hold.

From what I have read it seems you should have at least four months before foreclosure.

[lilvin30]

Do anyone know what the foreclosure timeline is in the State of Washington? what about in ohio im starting

[we're_still_reviewing]

Here is a list of timelines.

Scroll down to find the state you are in. Click on your state to get additional information.

Foreclosure Laws and Procedures By State

[Evan Bedard]

Thank you very much we're still reviewing for sharing this info