I thought NACA was there to help homeowners who are struggling to keep their homes from foreclosure from Banks like Bank of America. We called today and was told by BOA that they have their own NACA department. So is Naca BEING FUNDED BY BOA? BOA turned down our 2nd loan review for a modification and NACA is resubmitting the information...i am so confused. Bank of America calls daily asking the same question"Can you verify the address and if we are still living here". They said since we are behind they intend on calling daily.