After attending the Make a Dream Tour back in Sept in LA, NACA has been helpful to me.
Made first trial payment with IndyMac on 9/27/09..Attended Make a Dream Tour on 9/25/09. NACA indicated that my lender will not reduce my payment since I am currently on their trial payment. NACA was right. I did get to talk to my lender and indicated that I could not afford to make the trial payment. It still too high. The rep. indicated that the trial payment base on my income. They did indicated that my loan will get permanent modify. Leaving the event feeling a little hopeful.
Today...My second trial payment is due in a couple of days. I was about to make the payment. When I got home, received a FedEx with another trial payment with lower amount. The letter indicated that after they meet with me back in LA, they have offer a new trial payment plan. I do not need to send in my second trial payment. I just make the new trial payment starting in Dec. No Nov. trial payment for me..At least, I can save for one month.