My Ch 7 bankruptcy was discharged 2 years ago. I've been staying and paying ever since because it's cheaper than renting. Now Chase has just sold my loan to Residential Credit Services. They are harassing us with phone calls 5 times a day to get a payment. The phone calls start on the 1st of the month when we are still in our grace period and continue until we pay. They want a post dated check by phone or they will continue to harass. I thought they weren't allowed to try to collect on discharged debt. Any suggestions?