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Forum: Making Home Affordable

In March 2009, the Obama Administration published detailed program guidelines for the Making Home Affordable (MHA) Program. Many mortgage servicers have begun loan modifications under the plan. But it looks like many homeowners may not be getting the help the they were promised and some are simply getting rail roaded. This forum is designed to discuss these issues with the MHA ands share with others your experience. This forum provides general guidelines and overview documents available to homeowners as well as an open discussion area to ask other homeowners about the loan modification process.

  1. Sticky Thread Sticky: NPV Calculator Making Home Affordable

    Started by Cat Damiano, 05-24-2011
    • Replies: 8
    • Views: 6,173
    03-13-2012 Go to last post
  2. Sticky Thread Sticky: Making Home Affordable Hardship Affidavit

    Started by Moe Bedard, 09-08-2009
    • Replies: 4
    • Views: 16,613
    07-22-2011 Go to last post
  3. Sticky Thread Sticky: Net Present Value

    Started by Moe Bedard, 09-08-2009
    2 Pages
    1 2
    • Replies: 47
    • Views: 9,991
    07-13-2011 Go to last post
  4. Sticky Thread Sticky: Lenders Participating in Making Home Affordable

    Started by Moe Bedard, 09-08-2009
    3 Pages
    1 2 3
    • Replies: 59
    • Views: 19,272
    05-03-2011 Go to last post
  5. Sticky Thread Sticky: MHA Frequently Asked Questions

    Started by Moe Bedard, 09-08-2009
    2 Pages
    1 2
    • Replies: 33
    • Views: 10,990
    03-14-2011 Go to last post
  6. Sticky Thread Sticky: Those Who Have Made a 4TH Trial Pmt.

    Started by grullagirl, 08-29-2009
    5 Pages
    1 2 3 ... 5
    • Replies: 107
    • Views: 12,410
    12-27-2010 Go to last post
  7. Sticky Thread Sticky: Income Verification Information

    Started by Moe Bedard, 09-08-2009
    • Replies: 21
    • Views: 7,076
    12-10-2010 Go to last post
  8. Sticky Thread Sticky: Second Lien Modification Program - Supplemental Directive 09-01

    Started by Moe Bedard, 09-08-2009
    5 Pages
    1 2 3 ... 5
    • Replies: 102
    • Views: 16,987
    07-27-2010 Go to last post
    • Replies: 17
    • Views: 8,155
    05-23-2010 Go to last post
    • Replies: 1
    • Views: 9,868
    01-10-2010 Go to last post
    • Replies: 3
    • Views: 7,046
    09-17-2009 Go to last post
    • Replies: 18
    • Views: 759
    2 Days Ago Go to last post
    • Replies: 11
    • Views: 792
    4 Days Ago Go to last post
    • Replies: 17
    • Views: 2,012
    5 Days Ago Go to last post
  1. The never ending story

    Started by Garry, 10-05-2010
    3 Pages
    1 2 3
    • Replies: 63
    • Views: 5,021
    5 Days Ago Go to last post
  2. approved for trial payments

    Started by rolex629, 4 Weeks Ago
    • Replies: 5
    • Views: 484
    1 Week Ago Go to last post
    • Replies: 8
    • Views: 343
    1 Week Ago Go to last post
  3. Pnc bank executive contacts

    Started by MALIZNA, 05-04-2010
    • Replies: 10
    • Views: 2,678
    1 Week Ago Go to last post
  4. HARP 2 Eligibility in Question

    Started by photonone, 02-16-2012
    • Replies: 3
    • Views: 1,715
    1 Week Ago Go to last post
  5. Question Home equity line of credit /chase

    Started by lbr2773, 3 Weeks Ago
    • Replies: 3
    • Views: 709
    2 Weeks Ago Go to last post
  6. HAMP BACK END DTI - B of A

    Started by mztabu, 2 Weeks Ago
    backend dti, bank of america, hamp
    • Replies: 2
    • Views: 355
    2 Weeks Ago Go to last post
    • Replies: 4
    • Views: 559
    2 Weeks Ago Go to last post
  7. Question about Hamp mod please.

    Started by LynnAnn, 4 Weeks Ago
    • Replies: 1
    • Views: 352
    4 Weeks Ago Go to last post
  8. More Republican moves to end HAMP

    Started by davephx, 4 Weeks Ago
    • Replies: 1
    • Views: 424
    4 Weeks Ago Go to last post
    • Replies: 16
    • Views: 1,610
    4 Weeks Ago Go to last post
    • Replies: 7
    • Views: 780
    04-10-2012 Go to last post
    • Replies: 0
    • Views: 508
    04-10-2012 Go to last post
    • Replies: 7
    • Views: 520
    04-05-2012 Go to last post
    • Replies: 7
    • Views: 654
    03-29-2012 Go to last post
    • Replies: 5
    • Views: 635
    03-26-2012 Go to last post
    • Replies: 10
    • Views: 2,386
    03-23-2012 Go to last post
  9. Help/Advice with BOA HAMP

    Started by Skyegazer, 09-14-2011
    • Replies: 11
    • Views: 1,970
    03-14-2012 Go to last post
  10. Recorded HAMP Mod

    Started by motorcitymadness, 03-13-2012
    • Replies: 1
    • Views: 483
    03-13-2012 Go to last post
  11. Experience with Loan Care?

    Started by tcalvert, 01-28-2010
    2 Pages
    1 2
    • Replies: 36
    • Views: 5,991
    03-12-2012 Go to last post
    • Replies: 5
    • Views: 749
    02-24-2012 Go to last post
    • Replies: 16
    • Views: 3,196
    02-13-2012 Go to last post
  12. Bankrupty after HAMP Modification

    Started by jfmiller, 02-09-2012
    • Replies: 3
    • Views: 751
    02-13-2012 Go to last post
    • Replies: 11
    • Views: 3,172
    02-11-2012 Go to last post
  13. Spouse NOT on loan

    Started by Skyfly, 02-10-2012
    modification documentation, qualify for a modification
    • Replies: 3
    • Views: 757
    02-10-2012 Go to last post
    • Replies: 3
    • Views: 2,853
    02-08-2012 Go to last post
    • Replies: 3
    • Views: 867
    02-07-2012 Go to last post
  14. IndyMac/One west QA

    Started by HIGHGROOVE, 11-02-2011
    • Replies: 3
    • Views: 1,055
    02-06-2012 Go to last post
  15. My latest BOA HAMP problem

    Started by JREASK, 12-05-2011
    • Replies: 11
    • Views: 1,375
    02-01-2012 Go to last post
    • Replies: 8
    • Views: 1,756
    01-31-2012 Go to last post
    • Replies: 12
    • Views: 1,484
    01-28-2012 Go to last post
    • Replies: 2
    • Views: 1,472
    01-28-2012 Go to last post
  16. BofA modification a mess

    Started by macbook1, 12-08-2011
    • Replies: 3
    • Views: 961
    01-27-2012 Go to last post
    • Replies: 1
    • Views: 639
    01-24-2012 Go to last post
  17. PNC/HAMP

    Started by home crisis, 01-13-2012
    • Replies: 0
    • Views: 594
    01-13-2012 Go to last post
  18. FHA Short Refinance Option

    Started by miafinz13, 07-20-2011
    fha short wells wachovia
    • Replies: 5
    • Views: 2,254
    01-01-2012 Go to last post
  19. Question Denied for hamp judgments on title?

    Started by FED UP, 12-13-2009
    2 Pages
    1 2
    denied, hamp, judgment lien
    • Replies: 26
    • Views: 3,054
    12-30-2011 Go to last post
    • Replies: 15
    • Views: 1,690
    12-29-2011 Go to last post
    • Replies: 2
    • Views: 1,230
    12-15-2011 Go to last post
    • Replies: 13
    • Views: 1,712
    12-13-2011 Go to last post
    • Replies: 1
    • Views: 1,093
    12-09-2011 Go to last post
    • Replies: 3
    • Views: 740
    12-08-2011 Go to last post
    • Replies: 5
    • Views: 1,240
    12-05-2011 Go to last post
  20. GMAC 2mp question

    Started by lovemyhome, 11-30-2011
    • Replies: 1
    • Views: 711
    11-30-2011 Go to last post
  21. Denied for Hamp

    Started by ShouldIDoIt, 11-29-2011
    • Replies: 6
    • Views: 1,082
    11-29-2011 Go to last post
    • Replies: 0
    • Views: 925
    11-21-2011 Go to last post
  22. HAMP modification and PMI

    Started by Trexlex, 06-04-2011
    breach of contract, federal law violation, hamp, pmi
    • Replies: 6
    • Views: 2,483
    11-18-2011 Go to last post
  23. Average wait time for decision???

    Started by liz1221, 08-08-2011
    • Replies: 12
    • Views: 1,840
    11-09-2011 Go to last post
  24. HAMP Solution Center???

    Started by iowagirl, 11-07-2011
    • Replies: 4
    • Views: 1,322
    11-07-2011 Go to last post
    • Replies: 1
    • Views: 1,185
    11-04-2011 Go to last post
  25. HAMP mod vs. NON-HAMP mod

    Started by pollyanna, 11-01-2011
    • Replies: 0
    • Views: 1,055
    11-01-2011 Go to last post
  26. Hardship Letter critique

    Started by femtech, 10-31-2011
    • Replies: 1
    • Views: 1,384
    10-31-2011 Go to last post
    • Replies: 7
    • Views: 1,391
    10-26-2011 Go to last post
  27. Aurora HAMP Success

    Started by casey123e, 10-17-2011
    arizona, aurora, hamp, home affordable
    • Replies: 1
    • Views: 1,050
    10-17-2011 Go to last post
    • Replies: 1
    • Views: 1,520
    10-15-2011 Go to last post
  28. BOA Modification Question

    Started by cflguy, 10-13-2011
    • Replies: 1
    • Views: 1,153
    10-14-2011 Go to last post
    • Replies: 12
    • Views: 1,484
    10-12-2011 Go to last post
  29. Aurora Loan has done me dirty

    Started by amethystfan, 04-02-2011
    • Replies: 3
    • Views: 1,864
    10-10-2011 Go to last post
    • Replies: 1
    • Views: 1,296
    09-28-2011 Go to last post
  30. Document requests

    Started by Heatski77, 09-21-2011
    • Replies: 0
    • Views: 941
    09-21-2011 Go to last post
  31. AHM Fraud

    Started by lindatoto, 09-21-2011
    • Replies: 0
    • Views: 942
    09-21-2011 Go to last post
    • Replies: 1
    • Views: 1,366
    09-19-2011 Go to last post
    • Replies: 7
    • Views: 1,448
    09-09-2011 Go to last post
  32. First hamp "pra" new 4.0 real reduction-cali510

    Started by cali510, 04-27-2011
    3 Pages
    1 2 3
    • Replies: 68
    • Views: 5,760
    09-07-2011 Go to last post
    • Replies: 4
    • Views: 1,527
    09-06-2011 Go to last post
  33. HARP Questions

    Started by bmccarron, 09-04-2011
    • Replies: 8
    • Views: 1,451
    09-06-2011 Go to last post
    • Replies: 0
    • Views: 1,304
    08-25-2011 Go to last post
  34. BofA 2MP Questions

    Started by stressedpreggo, 06-01-2011
    • Replies: 7
    • Views: 1,866
    08-19-2011 Go to last post
  35. Help! IndyMac won't modify my loan

    Started by c2d1700, 08-29-2010
    • Replies: 5
    • Views: 2,435
    08-18-2011 Go to last post
    • Replies: 1
    • Views: 1,301
    08-17-2011 Go to last post
    • Replies: 4
    • Views: 1,402
    08-15-2011 Go to last post
    • Replies: 1
    • Views: 1,516
    08-10-2011 Go to last post
    • Replies: 1
    • Views: 1,349
    08-09-2011 Go to last post
  36. My situation

    Started by ShouldIDoIt, 07-31-2011
    • Replies: 3
    • Views: 1,266
    08-07-2011 Go to last post
    • Replies: 4
    • Views: 1,415
    08-05-2011 Go to last post
    • Replies: 1
    • Views: 1,331
    08-05-2011 Go to last post
    • Replies: 2
    • Views: 1,248
    08-04-2011 Go to last post
    • Replies: 0
    • Views: 1,247
    08-04-2011 Go to last post
    • Replies: 2
    • Views: 2,026
    08-03-2011 Go to last post
    • Replies: 9
    • Views: 1,882
    07-29-2011 Go to last post
    • Replies: 10
    • Views: 1,650
    07-28-2011 Go to last post
  37. 3rd month Trail Payment Late?

    Started by rtd22, 07-28-2011
    • Replies: 2
    • Views: 1,244
    07-28-2011 Go to last post
    • Replies: 15
    • Views: 1,648
    07-27-2011 Go to last post
    • Replies: 1
    • Views: 1,295
    07-26-2011 Go to last post
    • Replies: 1
    • Views: 2,103
    07-23-2011 Go to last post
  38. Modification FINAL good advice.

    Started by Fighting33, 07-14-2011
    • Replies: 5
    • Views: 1,840
    07-23-2011 Go to last post
    • Replies: 6
    • Views: 1,882
    07-22-2011 Go to last post
    • Replies: 4
    • Views: 1,609
    07-20-2011 Go to last post
    • Replies: 16
    • Views: 17,004
    07-17-2011 Go to last post
  39. 3rd Loan Modification Completed

    Started by nitag, 07-12-2011
    • Replies: 2
    • Views: 1,421
    07-12-2011 Go to last post
  40. Hardest Hit Fund Principal Reduction for CA

    Started by NorthBay, 09-06-2010
    2 Pages
    1 2
    • Replies: 35
    • Views: 8,951
    07-07-2011 Go to last post
    • Replies: 5
    • Views: 1,622
    07-02-2011 Go to last post
  41. Note on door-good or bad?

    Started by HampHoper, 06-22-2011
    • Replies: 5
    • Views: 1,995
    06-23-2011 Go to last post
  42. HMAP/BOA - I Need some insight

    Started by stevelouis, 06-16-2011
    • Replies: 1
    • Views: 1,584
    06-17-2011 Go to last post
  43. BofA abuses HAMP using escrow?

    Started by dummba, 05-04-2011
    • Replies: 7
    • Views: 2,465
    06-16-2011 Go to last post
    • Replies: 2
    • Views: 2,178
    06-16-2011 Go to last post

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