1. 11-01-2012
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Forum: Making Home Affordable

In March 2009, the Obama Administration published detailed program guidelines for the Making Home Affordable (MHA) Program. Many mortgage servicers have begun loan modifications under the plan. But it looks like many homeowners may not be getting the help the they were promised and some are simply getting rail roaded. This forum is designed to discuss these issues with the MHA ands share with others your experience. This forum provides general guidelines and overview documents available to homeowners as well as an open discussion area to ask other homeowners about the loan modification process.

  1. Sticky Thread Sticky: Hamp Tier 2

    Started by Cat Damiano, 06-11-2012 07:58 AM
    • Replies: 45
    • Views: 11,512
    01-17-2013, 03:14 PM Go to last post
  2. Sticky Thread Sticky: NPV Calculator Making Home Affordable

    Started by Cat Damiano, 05-24-2011 02:11 PM
    • Replies: 8
    • Views: 14,748
    03-13-2012, 06:49 PM Go to last post
  3. Sticky Thread Sticky: Making Home Affordable Hardship Affidavit

    Started by Maurice Bedard, 09-08-2009 02:49 PM
    • Replies: 4
    • Views: 20,662
    07-22-2011, 10:50 AM Go to last post
  4. Sticky Thread Sticky: Net Present Value

    Started by Maurice Bedard, 09-08-2009 03:52 PM
    • Replies: 47
    • Views: 12,205
    07-13-2011, 03:22 PM Go to last post
  5. Sticky Thread Sticky: Lenders Participating in Making Home Affordable

    Started by Maurice Bedard, 09-08-2009 03:00 PM
    • Replies: 59
    • Views: 30,048
    05-03-2011, 10:55 AM Go to last post
  6. Sticky Thread Sticky: MHA Frequently Asked Questions

    Started by Maurice Bedard, 09-08-2009 04:32 PM
    • Replies: 33
    • Views: 13,001
    03-14-2011, 10:52 PM Go to last post
  7. Sticky Thread Sticky: Those Who Have Made a 4TH Trial Pmt.

    Started by grullagirl, 08-29-2009 08:35 AM
    • Replies: 107
    • Views: 14,828
    12-27-2010, 02:24 PM Go to last post
  8. Sticky Thread Sticky: Income Verification Information

    Started by Maurice Bedard, 09-08-2009 04:16 PM
    • Replies: 21
    • Views: 8,657
    12-10-2010, 04:25 AM Go to last post
    • Replies: 102
    • Views: 19,987
    07-27-2010, 03:20 PM Go to last post
  9. Sticky Thread Sticky: Must foreclosure be suspended during the Trial Period?

    Started by Maurice Bedard, 09-08-2009 04:22 PM
    • Replies: 17
    • Views: 10,187
    05-23-2010, 03:11 PM Go to last post
  10. Sticky Thread Sticky: Why must the borrower submit an IRS Form 4506-T?

    Started by Maurice Bedard, 09-08-2009 03:59 PM
    • Replies: 1
    • Views: 12,823
    01-10-2010, 07:44 AM Go to last post
    • Replies: 3
    • Views: 11,426
    09-17-2009, 08:38 AM Go to last post
  1. New member applying for OCWEN HAMP

    Started by Ocelot, 04-24-2013 11:44 AM
    • Replies: 10
    • Views: 503
    Today, 01:10 PM Go to last post
    • Replies: 17
    • Views: 2,412
    Today, 09:53 AM Go to last post
  2. fannie mae/seterus mod

    Started by justink, 02-27-2013 05:15 AM
    • Replies: 8
    • Views: 1,051
    Yesterday, 11:12 AM Go to last post
    • Replies: 1
    • Views: 270
    Yesterday, 10:01 AM Go to last post
    • Replies: 19
    • Views: 5,508
    05-08-2013, 11:32 AM Go to last post
  3. NPV - Loan already has a previous modification

    Started by herschen, 03-10-2013 03:03 PM
    • Replies: 3
    • Views: 549
    05-03-2013, 09:00 AM Go to last post
  4. Late Payment AFTER Modification

    Started by Happy HAMPER, 06-20-2012 11:42 AM
    • Replies: 5
    • Views: 2,715
    04-25-2013, 09:17 AM Go to last post
  5. Does Other Property Count As Income?

    Started by Locowalker, 04-17-2013 10:15 AM
    • Replies: 1
    • Views: 423
    04-17-2013, 10:29 AM Go to last post
  6. Trouble Understanding OCWEN HAMP Mod.

    Started by Locowalker, 04-03-2013 08:44 AM
    • Replies: 3
    • Views: 613
    04-05-2013, 07:35 AM Go to last post
    • Replies: 1
    • Views: 457
    03-26-2013, 03:10 PM Go to last post
  7. FHA HAMP advice

    Started by abitpugish, 03-20-2013 08:42 AM
    • Replies: 4
    • Views: 511
    03-24-2013, 10:54 AM Go to last post
  8. Complaints re: HAMP violations-where to send

    Started by KimberlyS, 03-17-2013 09:45 AM
    • Replies: 11
    • Views: 565
    03-17-2013, 12:47 PM Go to last post
    • Replies: 1
    • Views: 568
    03-11-2013, 12:01 AM Go to last post
    • Replies: 5
    • Views: 510
    02-26-2013, 12:20 PM Go to last post
  9. FHA Short Refinance Option

    Started by miafinz13, 07-20-2011 06:28 AM
    fha short wells wachovia
    • Replies: 9
    • Views: 4,506
    02-11-2013, 10:40 AM Go to last post
    • Replies: 31
    • Views: 2,637
    02-03-2013, 03:07 PM Go to last post
    • Replies: 8
    • Views: 1,364
    01-22-2013, 05:04 PM Go to last post
  10. Incentive Payment!

    Started by goodlife4524, 06-30-2010 10:21 PM
    • Replies: 9
    • Views: 2,370
    01-06-2013, 01:19 PM Go to last post
  11. HAMP actual pays first $1000 dollars on loan

    Started by mattfree99, 03-29-2011 02:45 PM
    • Replies: 7
    • Views: 2,008
    01-06-2013, 12:40 PM Go to last post
  12. Wells Fargo HAMP Application Denied. What do I do?

    Started by gb_mh, 12-27-2012 01:55 PM
    • Replies: 7
    • Views: 1,710
    01-03-2013, 12:30 AM Go to last post
  13. Moved: HAMP TIRE #2 will i quailify?

    Started by jondo, 12-23-2012 07:55 AM
    •  
    •  
  14. Moved: interest rates for loan modification

    Started by JenLF, 12-13-2012 09:46 AM
    •  
    •  
  15. Denied For HAMP

    Started by Dastylou, 12-10-2012 05:45 PM
    • Replies: 0
    • Views: 865
    12-10-2012, 05:45 PM Go to last post
  16. Making Homes Affordable & HSBC ?

    Started by chewey, 10-22-2012 10:59 PM
    • Replies: 8
    • Views: 1,459
    11-30-2012, 10:00 AM Go to last post
    • Replies: 3
    • Views: 733
    11-28-2012, 04:07 PM Go to last post
    • Replies: 10
    • Views: 2,422
    11-11-2012, 10:30 AM Go to last post
    • Replies: 4
    • Views: 857
    11-02-2012, 08:06 PM Go to last post
    • Replies: 3
    • Views: 737
    10-30-2012, 09:50 AM Go to last post
    • Replies: 1
    • Views: 1,189
    10-29-2012, 03:27 PM Go to last post
    • Replies: 1
    • Views: 1,023
    10-14-2012, 11:44 AM Go to last post
    • Replies: 2
    • Views: 923
    09-28-2012, 10:55 AM Go to last post
  17. Question Youwalkaway.com

    Started by quebal, 01-29-2010 08:58 AM
    • Replies: 10
    • Views: 6,508
    09-28-2012, 10:37 AM Go to last post
    • Replies: 3
    • Views: 1,031
    09-19-2012, 09:47 AM Go to last post
  18. I Think This Could Be A Success Story???

    Started by socal909, 08-24-2012 12:26 PM
    • Replies: 19
    • Views: 1,799
    09-11-2012, 12:33 PM Go to last post
  19. Rules for Non HAMP Fannie Mae Modification

    Started by ironwoman, 04-26-2012 12:46 PM
    bank of america mha, bank of america mortgage, fannie mae loan modification
    • Replies: 16
    • Views: 9,534
    09-10-2012, 01:50 PM Go to last post
    • Replies: 6
    • Views: 974
    09-08-2012, 05:26 AM Go to last post
    • Replies: 3
    • Views: 1,552
    09-04-2012, 11:08 AM Go to last post
    • Replies: 23
    • Views: 6,361
    08-17-2012, 09:10 AM Go to last post
  20. Charge offs and debt to income ratio

    Started by what?, 06-19-2012 05:43 PM
    • Replies: 6
    • Views: 1,694
    08-03-2012, 10:59 AM Go to last post
  21. HAMP Mod Docs not on County Recorder Website

    Started by casey123e, 07-27-2012 08:45 AM
    county recorder, hamp
    • Replies: 2
    • Views: 1,187
    07-27-2012, 10:04 AM Go to last post
  22. Income tax refund, does this count as income?

    Started by alisoncg, 07-19-2012 08:34 AM
    • Replies: 3
    • Views: 1,829
    07-19-2012, 07:26 PM Go to last post
  23. Already have HAMP but income has been reduced

    Started by alisoncg, 07-16-2012 12:45 PM
    • Replies: 3
    • Views: 1,273
    07-17-2012, 03:07 PM Go to last post
  24. Approved for HAMP - Reduced Term?

    Started by PennysBoat, 04-06-2012 08:57 AM
    • Replies: 10
    • Views: 2,490
    07-16-2012, 10:48 AM Go to last post
  25. Experience with Loan Care?

    Started by tcalvert, 01-28-2010 03:35 PM
    • Replies: 37
    • Views: 9,979
    07-16-2012, 10:10 AM Go to last post
  26. Moved: HARP 2 Eligibility in Question

    Started by photonone, 02-16-2012 01:28 PM
    •  
    •  
    • Replies: 0
    • Views: 1,159
    07-07-2012, 12:05 PM Go to last post
  27. Question Denied by PNC

    Started by pamelajac, 07-01-2012 11:12 AM
    hamp for rental properties., summer rental on primary residence. hamp for vacant properties
    • Replies: 2
    • Views: 1,396
    07-01-2012, 01:58 PM Go to last post
    • Replies: 20
    • Views: 3,064
    06-27-2012, 10:41 PM Go to last post
  28. Denied hamp need to explore alternatives

    Started by 12Chas, 06-20-2012 08:49 PM
    • Replies: 5
    • Views: 1,796
    06-24-2012, 09:27 PM Go to last post
    • Replies: 6
    • Views: 3,414
    06-15-2012, 08:51 AM Go to last post
  29. WellsFargo HAMP Trial Update

    Started by bigshan1, 05-22-2012 10:37 AM
    • Replies: 3
    • Views: 1,779
    06-05-2012, 06:46 PM Go to last post
    • Replies: 3
    • Views: 1,894
    06-05-2012, 07:06 AM Go to last post
    • Replies: 3
    • Views: 1,552
    06-01-2012, 03:11 PM Go to last post
  30. GMAC 2nd Mortgage and 2MP Program - Question

    Started by jolenetravis, 05-16-2011 04:12 PM
    2mp, gmac, hamp
    • Replies: 19
    • Views: 5,764
    05-31-2012, 01:14 PM Go to last post
  31. AHMSI Modification

    Started by broke09, 05-29-2012 02:51 PM
    • Replies: 2
    • Views: 1,488
    05-29-2012, 07:52 PM Go to last post
  32. Hardest Hit Fund Principal Reduction for CA

    Started by NorthBay, 09-06-2010 08:46 AM
    • Replies: 36
    • Views: 16,792
    05-22-2012, 07:39 AM Go to last post
  33. The never ending story

    Started by Garry, 10-05-2010 11:35 PM
    • Replies: 63
    • Views: 6,708
    05-15-2012, 07:53 PM Go to last post
  34. approved for trial payments

    Started by rolex629, 04-21-2012 09:40 AM
    • Replies: 5
    • Views: 1,598
    05-11-2012, 03:37 PM Go to last post
    • Replies: 8
    • Views: 1,735
    05-11-2012, 08:54 AM Go to last post
  35. Pnc bank executive contacts

    Started by MALIZNA, 05-04-2010 09:21 PM
    • Replies: 10
    • Views: 5,546
    05-11-2012, 08:19 AM Go to last post
  36. Question Home equity line of credit /chase

    Started by lbr2773, 04-28-2012 03:45 AM
    • Replies: 3
    • Views: 2,273
    05-04-2012, 07:37 AM Go to last post
  37. HAMP BACK END DTI - B of A

    Started by mztabu, 04-30-2012 06:02 PM
    backend dti, bank of america, hamp
    • Replies: 2
    • Views: 1,473
    05-01-2012, 09:11 AM Go to last post
  38. Angry Report: Treasury Snubs Struggling Homeowners

    Started by GreenRose, 04-13-2012 07:58 PM
    • Replies: 4
    • Views: 2,835
    05-01-2012, 01:07 AM Go to last post
  39. More Republican moves to end HAMP

    Started by davephx, 04-19-2012 04:03 AM
    • Replies: 1
    • Views: 1,454
    04-19-2012, 08:38 AM Go to last post
    • Replies: 7
    • Views: 1,915
    04-05-2012, 07:17 AM Go to last post
    • Replies: 7
    • Views: 1,887
    03-29-2012, 02:01 PM Go to last post
    • Replies: 5
    • Views: 1,700
    03-26-2012, 12:29 PM Go to last post
  40. Wrongful foreclosure in michigan

    Started by DHubie4, 08-25-2010 07:21 PM
    • Replies: 10
    • Views: 3,760
    03-23-2012, 08:27 AM Go to last post
  41. Help/Advice with BOA HAMP

    Started by Skyegazer, 09-14-2011 06:52 PM
    • Replies: 11
    • Views: 3,292
    03-14-2012, 12:24 PM Go to last post
  42. Recorded HAMP Mod

    Started by motorcitymadness, 03-13-2012 09:14 AM
    • Replies: 1
    • Views: 1,468
    03-13-2012, 09:16 AM Go to last post
  43. No end in site with BoA HAMP! Advice needed.

    Started by The_Gray_Earl, 02-23-2012 06:00 PM
    • Replies: 5
    • Views: 1,771
    02-24-2012, 08:29 PM Go to last post
    • Replies: 16
    • Views: 5,823
    02-13-2012, 12:56 PM Go to last post
  44. Bankrupty after HAMP Modification

    Started by jfmiller, 02-09-2012 08:06 AM
    • Replies: 3
    • Views: 2,290
    02-13-2012, 10:04 AM Go to last post
  45. Bank of America HAMP modification approved

    Started by johns99, 12-17-2010 08:37 AM
    • Replies: 11
    • Views: 5,027
    02-11-2012, 05:57 AM Go to last post
  46. Spouse NOT on loan

    Started by Skyfly, 02-10-2012 11:17 AM
    modification documentation, qualify for a modification
    • Replies: 3
    • Views: 2,060
    02-10-2012, 02:24 PM Go to last post
    • Replies: 3
    • Views: 7,837
    02-08-2012, 12:29 PM Go to last post
    • Replies: 3
    • Views: 1,781
    02-07-2012, 10:13 PM Go to last post
  47. IndyMac/One west QA

    Started by HIGHGROOVE, 11-02-2011 06:12 PM
    • Replies: 3
    • Views: 1,955
    02-06-2012, 10:01 AM Go to last post
  48. My latest BOA HAMP problem

    Started by JREASK, 12-05-2011 06:33 PM
    • Replies: 11
    • Views: 2,611
    02-01-2012, 01:10 PM Go to last post
    • Replies: 8
    • Views: 2,716
    01-31-2012, 11:58 PM Go to last post
    • Replies: 12
    • Views: 2,407
    01-28-2012, 08:06 PM Go to last post
  49. BofA Stopped Paying my Property Taxes

    Started by freedomwon, 08-10-2011 04:12 PM
    • Replies: 2
    • Views: 2,442
    01-28-2012, 02:50 PM Go to last post
  50. BofA modification a mess

    Started by macbook1, 12-08-2011 05:03 PM
    • Replies: 3
    • Views: 1,835
    01-27-2012, 12:03 PM Go to last post
    • Replies: 1
    • Views: 1,583
    01-24-2012, 01:00 PM Go to last post
  51. PNC/HAMP

    Started by home crisis, 01-13-2012 08:30 PM
    • Replies: 0
    • Views: 1,494
    01-13-2012, 08:30 PM Go to last post
  52. Question Denied for hamp judgments on title?

    Started by FED UP, 12-13-2009 05:59 PM
    denied, hamp, judgment lien
    • Replies: 26
    • Views: 5,267
    12-30-2011, 05:10 PM Go to last post
  53. Angry FHA HAMP TRIAL 5 MONTHS & 1 payment returned?

    Started by sony1, 11-19-2011 05:17 PM
    • Replies: 15
    • Views: 3,610
    12-29-2011, 07:29 AM Go to last post
  54. Question Payment due date after final mod approved?

    Started by sony1, 12-14-2011 11:54 PM
    • Replies: 2
    • Views: 2,750
    12-15-2011, 05:42 PM Go to last post
  55. What are Chase practices after HAMP approval?

    Started by stevei01, 09-22-2011 11:32 AM
    • Replies: 13
    • Views: 3,191
    12-13-2011, 08:46 AM Go to last post
  56. Final FHA HAMP mod received today! FINALLY

    Started by sony1, 12-09-2011 01:30 PM
    • Replies: 1
    • Views: 1,995
    12-09-2011, 10:53 PM Go to last post
    • Replies: 3
    • Views: 1,599
    12-08-2011, 02:04 PM Go to last post
    • Replies: 5
    • Views: 2,493
    12-05-2011, 05:08 PM Go to last post
  57. GMAC 2mp question

    Started by lovemyhome, 11-30-2011 01:24 PM
    • Replies: 1
    • Views: 1,614
    11-30-2011, 01:47 PM Go to last post
  58. Denied for Hamp

    Started by ShouldIDoIt, 11-29-2011 08:44 AM
    • Replies: 6
    • Views: 2,065
    11-29-2011, 12:59 PM Go to last post
  59. HAFA with second mortgage civil suit

    Started by airahcaz, 11-21-2011 04:11 PM
    • Replies: 0
    • Views: 1,797
    11-21-2011, 04:11 PM Go to last post
  60. HAMP modification and PMI

    Started by Trexlex, 06-04-2011 11:34 AM
    breach of contract, federal law violation, hamp, pmi
    • Replies: 6
    • Views: 4,507
    11-18-2011, 05:04 PM Go to last post
  61. Average wait time for decision???

    Started by liz1221, 08-08-2011 08:11 AM
    • Replies: 12
    • Views: 3,112
    11-09-2011, 06:20 AM Go to last post
  62. HAMP Solution Center???

    Started by iowagirl, 11-07-2011 08:28 AM
    • Replies: 4
    • Views: 3,212
    11-07-2011, 09:13 AM Go to last post
    • Replies: 1
    • Views: 2,106
    11-04-2011, 10:40 AM Go to last post
  63. HAMP mod vs. NON-HAMP mod

    Started by pollyanna, 11-01-2011 09:50 AM
    • Replies: 0
    • Views: 2,322
    11-01-2011, 09:50 AM Go to last post

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