Getting Lenders to furnish information.

[acesfull]

Hi All

Are the servicing companies required to furnish Us with the name of the lending Bank?

Are the servicing companies required to Sent Us a copy of the Original Note?

If we send them a written request for both?

I would like to know this information.

Thoughts please.

Take care and thanks in advance.

Acesfull

[Evan Bedard]

Your servicer should disclose this information but many times they will give borrowers a hard time when they request this. Also a qualified written request should work to obtain your note and also find out about your investor. You can see if Fannie or Freddie owns your loan here:





Does Fannie Mae Own Your Mortgage? Loan Lookup Tool

https://ww3.freddiemac.com/corporate/

[kakdbass]

Hi All

Are the servicing companies required to furnish Us with the name of the lending Bank?

Are the servicing companies required to Sent Us a copy of the Original Note?

If we send them a written request for both?

I would like to know this information.

Thoughts please.

Take care and thanks in advance.

Acesfull

I am originally with Countrywide, now Bank of America. I was able to pull up my original loan docs that I signed back in 2006 on BofA's website. Can't remember exactly how I got to it on the site, but if you're with BofA I will look more into it and get back with you!

[gz9gjg]

When you do your mod paperwork, it will most likely come from, and be due back to, the actual lender, not the servicer.

[acesfull]

Hi All

Evan, thank you for the info. According to the websites you listed, Neither Fanny or Fredy or whatever ownes my loan. Oh well I will try again to get AHMSI, my servicer to furnish me with this information.

I wonder what the big secret is all about?

I don't want to wait until I am served with court papers for forclosure before I get to know this information.
We can't start to fight until we know our opponent.
Thanks to all in advance.
Acesfull

[acesfull]

When you do your mod paperwork, it will most likely come from, and be due back to, the actual lender, not the servicer.

Not true, on my last mod 2 years ago. I only dealt with the servicer AHMSI. May of changed since then? Thank you for your reply.
Acesfull

[acesfull]

Hi All

Another problem seems to be getting my request into the correct department.

Who should I sent my request to? Legal department, lost mitigations, etc

I don't have the money to hire an attorney to do something, that I feel we as loansafe members could learn to do for ourselves.

We need more knowledge to fight the fight.

Thanks in advance.

acesfull

[CA_NA]

My mortgage is with Wells Fargo and ASC is the servicer. I called ASC and told them that I have the right to know who the investor on my loan is. They indicated that they can tell me but via a letter. They did send me the letter. Hope this helps.