Any success stories on getting a modification with Wells Fargo?

[cfraz]

I submitted my request for a modification with Wells Fargo back in March. After being fed misinformation and feeling like a dog chasing my tail, I just found out (end of June) that my request was denied.

First I was told that my debt to income ratio was too high, and that I needed to budget back some expenses, so I did. Now, they are saying that I have enough to pay my mortgage. Are you kidding me?!! My mortgage takes up 48% of my gross, 60% of my take home!!!!

I put a call into a Supervisor in their escalations dept. who, get this, actually called me back! She was very nice and even told me to fax my package back in to her and she'd see to it that it was given priority (otherwise, I would have been sent to the "back of the line").

I meet all the criteria that the Affordability and Stability Plan states and was even told by a HUD counselor that I should be given a modification.

Why is this sooooooo difficult!

[faith]

Hello, welcome to this forum!

Here's the link about success stories re: Wells Fargo


Success Stories - Homeowners Who Fought Back & Won - Loan Modification Forum - LoanSafe.org


Hope you find it very helpful.


God bless and take care

[cfraz]

Thanks Faith,

Am I able to get advice from this site?

[faith]

Originally Posted by cfraz

Thanks Faith,

Am I able to get advice from this site?

Cfraz,
The link I've mentioned are the success stories for all the lenders, but I've copied the link for successful stories of homeowners with Wells Fargo as their lenders. You will get all the informations and what to do in dealing with Wells Fargo, and you will see that this forum really help struggling homeowners.

Thank God for this forum.


http://www.loansafe.org/forum/success-stories-homeowners-who-fought-back-won/10921-modification-5-1-arm-wells-fargo-success.html

http://www.loansafe.org/forum/success-stories-homeowners-who-fought-back-won/2536-wells-fargo-loan-mod-success-took-8mos.html


http://www.loansafe.org/forum/success-stories-homeowners-who-fought-back-won/7925-wells-fargo-success.html


http://www.loansafe.org/forum/success-stories-homeowners-who-fought-back-won/7049-wells-fargo-modification-success.html

Take care.