1. 11-01-2012
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    15,795

Forum: Loan Modification

Learn everything you need to know about loan modifications. Can't refinance? Are you in a ARM mortgage that's adjusted or about to? Late on your mortgage? Then this section for you!

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  1. Sticky Thread Sticky: Tips to Avoid Loan Modification Scams

    Started by Evan Bedard, 03-25-2013 05:10 PM
    avoid mortgage fraud, foreclosure prevention scams, mortgage fraud, mortgage modification fraud, mortgage modification scams
    • Replies: 1
    • Views: 646
    04-24-2013, 08:31 AM Go to last post
  2. Sticky Thread Sticky: Many Here Can Relate

    Started by Cat Damiano, 12-19-2011 12:01 PM
    • Replies: 10
    • Views: 2,849
    04-21-2013, 10:42 AM Go to last post
    • Replies: 25
    • Views: 6,149
    03-01-2013, 09:32 AM Go to last post
  3. Sticky Thread Sticky: HAMP Guidelines

    Started by Maurice Bedard, 02-14-2011 09:33 AM
    hamp, hamp forms, hamp loan modification, home affordabel modification program guidelines
    • Replies: 66
    • Views: 15,992
    09-03-2012, 09:01 AM Go to last post
    • Replies: 33
    • Views: 7,596
    08-25-2012, 09:03 AM Go to last post
  4. Sticky Thread Sticky: HAMPster question

    Started by cgpjs, 07-11-2011 10:17 PM
    • Replies: 27
    • Views: 5,694
    07-09-2012, 02:01 PM Go to last post
    • Replies: 3
    • Views: 2,254
    06-14-2012, 06:45 PM Go to last post
    • Replies: 0
    • Views: 1,600
    06-11-2012, 07:42 AM Go to last post
  5. Exclamation Sticky Thread Sticky: Hope Now

    Started by Maurice Bedard, 12-15-2007 04:40 PM
    • Replies: 27
    • Views: 19,409
    05-21-2012, 05:47 AM Go to last post
    • Replies: 52
    • Views: 23,206
    10-04-2011, 05:52 PM Go to last post
  6. Exclamation Sticky Thread Sticky: Examples of a Hardship Letter

    Started by Maurice Bedard, 09-19-2007 03:35 PM
    • Replies: 223
    • Views: 1,663,673
    12-25-2010, 10:02 AM Go to last post
    • Replies: 11
    • Views: 8,971
    10-24-2011, 12:02 PM Go to last post
  1. Indymac - 2nd mortgage settlement declined

    Started by ChrissyF1214, 02-08-2010 06:20 PM
    • Replies: 16
    • Views: 3,040
    10-24-2011, 11:31 AM Go to last post
  2. How long is the loan modification process

    Started by midnight765, 08-25-2011 07:31 AM
    • Replies: 16
    • Views: 1,958
    10-24-2011, 10:13 AM Go to last post
  3. Denied mod due to type of job

    Started by HH4ME, 10-23-2011 06:44 PM
    • Replies: 5
    • Views: 1,143
    10-24-2011, 08:44 AM Go to last post
  4. Dan Rather On HAMP FRAUD BY BANKS - OUTSTANDING

    Started by davephx, 10-22-2011 08:43 PM
    • Replies: 3
    • Views: 1,671
    10-23-2011, 08:34 PM Go to last post
    • Replies: 5
    • Views: 1,000
    10-23-2011, 11:23 AM Go to last post
  5. Help with BofA loan Mod

    Started by mleemell, 10-20-2011 05:38 PM
    • Replies: 9
    • Views: 1,155
    10-23-2011, 10:54 AM Go to last post
  6. Early IndyMac HAMP Approval

    Started by JohnZ50, 10-19-2011 11:47 AM
    • Replies: 4
    • Views: 1,105
    10-21-2011, 11:27 AM Go to last post
  7. Another Bad BofA permanent mod offer, what now?

    Started by BofA_hater, 10-20-2011 07:40 PM
    • Replies: 2
    • Views: 849
    10-20-2011, 08:23 PM Go to last post
  8. GMAC Loan Modification

    Started by Thomv, 10-20-2011 05:18 PM
    • Replies: 1
    • Views: 1,196
    10-20-2011, 05:42 PM Go to last post
  9. Wachovia (World) Pick a Pay Jumbo/MAP2R Questions

    Started by verm1234, 01-30-2011 08:11 PM
    • Replies: 2
    • Views: 1,935
    10-20-2011, 01:45 PM Go to last post
  10. Bachmann to protect "Moms" and kill HAMP

    Started by davephx, 10-19-2011 09:09 PM
    • Replies: 0
    • Views: 582
    10-19-2011, 09:09 PM Go to last post
  11. What happens if

    Started by ertorres528, 10-12-2011 10:00 PM
    • Replies: 3
    • Views: 753
    10-19-2011, 07:59 PM Go to last post
  12. Ocwen is acquiring Litton Loan. good or bad?

    Started by steelehop, 06-21-2011 12:14 PM
    • Replies: 19
    • Views: 7,019
    10-19-2011, 01:43 PM Go to last post
  13. Ocwen Proposed Modification Agreement Received

    Started by tmiller, 10-19-2011 05:46 AM
    modification
    • Replies: 3
    • Views: 1,888
    10-19-2011, 12:52 PM Go to last post
  14. Cain on Mortgage modifications

    Started by davephx, 10-19-2011 05:35 AM
    • Replies: 0
    • Views: 617
    10-19-2011, 05:35 AM Go to last post
    • Replies: 4
    • Views: 1,117
    10-17-2011, 10:12 PM Go to last post
  15. Settle or bk?

    Started by Eagle777, 10-17-2011 02:24 PM
    • Replies: 2
    • Views: 666
    10-17-2011, 04:06 PM Go to last post
    • Replies: 11
    • Views: 1,333
    10-17-2011, 12:08 AM Go to last post
    • Replies: 1
    • Views: 969
    10-16-2011, 12:04 PM Go to last post
    • Replies: 0
    • Views: 1,179
    10-15-2011, 03:17 AM Go to last post
    • Replies: 1
    • Views: 1,142
    10-15-2011, 01:31 AM Go to last post
  16. For the experts do I have a chance?

    Started by west2500, 10-13-2011 11:04 AM
    • Replies: 1
    • Views: 564
    10-15-2011, 01:27 AM Go to last post
    • Replies: 2
    • Views: 1,151
    10-15-2011, 12:50 AM Go to last post
    • Replies: 3
    • Views: 1,648
    10-14-2011, 12:29 PM Go to last post
    • Replies: 0
    • Views: 593
    10-14-2011, 08:16 AM Go to last post
  17. Loan Mod - Strategic Foreclosure ?

    Started by Diggero, 10-12-2011 03:46 PM
    • Replies: 0
    • Views: 728
    10-12-2011, 03:46 PM Go to last post
  18. Loan mod and multiple banks

    Started by ryran874, 10-12-2011 12:40 PM
    • Replies: 0
    • Views: 555
    10-12-2011, 12:40 PM Go to last post
    • Replies: 3
    • Views: 1,267
    10-11-2011, 10:40 PM Go to last post
  19. FHA Mortgage Services by B of A

    Started by BPMOU, 08-23-2011 10:07 PM
    • Replies: 9
    • Views: 1,102
    10-11-2011, 11:28 AM Go to last post
  20. Should I even bother?

    Started by outsicktoday, 10-10-2011 10:49 AM
    • Replies: 11
    • Views: 650
    10-10-2011, 04:07 PM Go to last post
    • Replies: 2
    • Views: 761
    10-10-2011, 04:00 PM Go to last post
  21. Pooling and Servicing Agreements aka PSA

    Started by confusingNJ, 06-15-2011 06:39 AM
    • Replies: 5
    • Views: 1,919
    10-09-2011, 08:21 PM Go to last post
  22. DENIED for Hamp! Wachovia

    Started by tmm09, 02-28-2010 05:26 PM
    • Replies: 15
    • Views: 1,607
    10-09-2011, 07:27 PM Go to last post
  23. just got my mod how did i do

    Started by I AM NOT A FELON, 10-09-2011 04:45 PM
    • Replies: 5
    • Views: 813
    10-09-2011, 06:38 PM Go to last post
  24. Unsure about modification

    Started by fjustusmj, 10-09-2011 04:17 PM
    • Replies: 7
    • Views: 836
    10-09-2011, 05:34 PM Go to last post
  25. Exclamation Modification Questions

    Started by Mountainsong, 10-08-2011 02:54 PM
    • Replies: 7
    • Views: 883
    10-09-2011, 08:23 AM Go to last post
    • Replies: 1
    • Views: 708
    10-07-2011, 08:57 AM Go to last post
    • Replies: 4
    • Views: 1,124
    10-05-2011, 09:53 PM Go to last post
    • Replies: 27
    • Views: 3,900
    10-05-2011, 02:08 PM Go to last post
  26. Unhappy Investor's guidelines regarding Bankruptcy

    Started by Green22, 10-05-2011 08:26 AM
    • Replies: 1
    • Views: 736
    10-05-2011, 11:30 AM Go to last post
    • Replies: 6
    • Views: 1,371
    10-05-2011, 10:18 AM Go to last post
  27. Where to begin on a Loan Modification?

    Started by lajohns1, 10-04-2011 01:44 PM
    loan modification, wells fargo
    • Replies: 1
    • Views: 702
    10-04-2011, 01:50 PM Go to last post
    • Replies: 12
    • Views: 2,419
    10-04-2011, 09:28 AM Go to last post
  28. Debt to Income ratio for loan modification

    Started by Billd, 11-05-2008 03:44 PM
    • Replies: 35
    • Views: 28,752
    10-03-2011, 08:52 PM Go to last post
    • Replies: 2
    • Views: 1,498
    10-03-2011, 08:38 PM Go to last post
  29. chase is scaring me!

    Started by mrsseuss, 10-01-2011 10:19 PM
    chase, foreclosure, help trying to modify, in house modification, modification denied
    • Replies: 7
    • Views: 809
    10-03-2011, 02:21 PM Go to last post
  30. first payment of permanent loan

    Started by catdog, 10-03-2011 01:39 PM
    • Replies: 1
    • Views: 869
    10-03-2011, 01:55 PM Go to last post
    • Replies: 8
    • Views: 1,096
    10-02-2011, 09:03 AM Go to last post
  31. No interest reduction-no extdending terms

    Started by nacho1mom, 09-30-2011 05:01 PM
    principal forbearance loan mod
    • Replies: 1
    • Views: 729
    10-01-2011, 11:57 AM Go to last post
  32. Mortgage Modification Hell

    Started by FLUSA, 10-01-2011 08:23 AM
    chase mortage, modification
    • Replies: 5
    • Views: 1,047
    10-01-2011, 09:50 AM Go to last post
    • Replies: 5
    • Views: 1,239
    09-30-2011, 01:53 PM Go to last post
  33. Very strange situation! HELP!

    Started by Michelle2, 09-08-2011 05:36 PM
    • Replies: 2
    • Views: 972
    09-30-2011, 01:52 PM Go to last post
    • Replies: 4
    • Views: 1,697
    09-30-2011, 01:50 PM Go to last post
  34. Do I qualify for HAMP and other questions

    Started by Charles03, 09-17-2011 12:59 PM
    hamp
    • Replies: 2
    • Views: 1,177
    09-30-2011, 01:44 PM Go to last post
    • Replies: 5
    • Views: 1,149
    09-30-2011, 01:42 PM Go to last post
  35. No Workout for me

    Started by Charsha, 09-20-2011 11:50 AM
    bofa loan modification
    • Replies: 2
    • Views: 714
    09-30-2011, 01:22 PM Go to last post
    • Replies: 4
    • Views: 1,193
    09-30-2011, 12:47 PM Go to last post
    • Replies: 5
    • Views: 802
    09-30-2011, 12:29 PM Go to last post
    • Replies: 5
    • Views: 4,560
    09-29-2011, 01:27 PM Go to last post
  36. What if denied in-house?

    Started by myplace, 08-17-2011 11:10 AM
    • Replies: 9
    • Views: 1,004
    09-29-2011, 09:47 AM Go to last post
  37. Ocwen Loan Modification - To good to be true?

    Started by Brenic, 09-14-2011 01:33 PM
    • Replies: 11
    • Views: 1,944
    09-29-2011, 09:35 AM Go to last post
  38. Question on Brokers Price opinion

    Started by myplace, 09-29-2011 08:21 AM
    • Replies: 1
    • Views: 594
    09-29-2011, 09:33 AM Go to last post
  39. Approved for a trail mod w/ GMAC

    Started by amyinflorida, 09-24-2011 02:35 PM
    • Replies: 5
    • Views: 840
    09-29-2011, 08:52 AM Go to last post
  40. contacting the loan negotiator

    Started by midnight765, 09-27-2011 03:00 PM
    • Replies: 2
    • Views: 707
    09-29-2011, 06:34 AM Go to last post
    • Replies: 4
    • Views: 766
    09-28-2011, 09:56 AM Go to last post
    • Replies: 11
    • Views: 1,157
    09-28-2011, 09:31 AM Go to last post
    • Replies: 5
    • Views: 993
    09-28-2011, 08:49 AM Go to last post
    • Replies: 9
    • Views: 1,466
    09-28-2011, 12:04 AM Go to last post
  41. am I not qualified for the HAMP loan mod ????

    Started by LOOKING, 09-21-2011 08:49 AM
    • Replies: 9
    • Views: 1,442
    09-27-2011, 03:23 PM Go to last post
    • Replies: 1
    • Views: 809
    09-27-2011, 10:07 AM Go to last post
  42. After 1 year 3 months my loan modified

    Started by Vipchat2004, 09-18-2011 05:28 AM
    • Replies: 11
    • Views: 1,122
    09-27-2011, 09:22 AM Go to last post
  43. 2nd mortgage loan modification

    Started by want2mp, 09-22-2011 09:35 PM
    • Replies: 3
    • Views: 1,030
    09-27-2011, 08:21 AM Go to last post
  44. Denied for Excessive Credit Card Debt?

    Started by rmtobler, 09-20-2011 11:38 AM
    • Replies: 5
    • Views: 1,102
    09-27-2011, 05:06 AM Go to last post
  45. Accept Loan Modification?

    Started by airahcaz, 12-16-2010 07:49 PM
    • Replies: 5
    • Views: 1,087
    09-27-2011, 05:03 AM Go to last post
  46. Anyone had a Company direct mail them

    Started by abrill, 09-27-2011 03:00 AM
    bank of america, modification
    • Replies: 1
    • Views: 664
    09-27-2011, 04:46 AM Go to last post
    • Replies: 0
    • Views: 563
    09-26-2011, 01:38 PM Go to last post
    • Replies: 2
    • Views: 836
    09-25-2011, 08:10 AM Go to last post
    • Replies: 1
    • Views: 993
    09-24-2011, 08:01 PM Go to last post
    • Replies: 5
    • Views: 1,404
    09-24-2011, 06:56 PM Go to last post
    • Replies: 3
    • Views: 870
    09-24-2011, 11:42 AM Go to last post
  47. Second Loan Modification

    Started by cg834, 09-21-2011 04:45 PM
    • Replies: 3
    • Views: 790
    09-22-2011, 03:47 PM Go to last post
  48. IBM LBPS final mod updates?

    Started by rcamiller, 01-19-2011 09:07 AM
    • Replies: 8
    • Views: 1,583
    09-22-2011, 10:17 AM Go to last post
  49. Bank of America FNMA Loan Modification

    Started by Safari, 07-03-2011 08:06 PM
    • Replies: 7
    • Views: 2,265
    09-21-2011, 01:17 PM Go to last post
    • Replies: 6
    • Views: 1,107
    09-21-2011, 12:33 PM Go to last post
  50. Ocwen Mod Sent in a Letter

    Started by gdt623, 03-28-2008 05:07 PM
    • Replies: 6
    • Views: 1,259
    09-20-2011, 01:05 PM Go to last post
  51. Indymac Makes Offer - Advice?

    Started by FeelingFree, 08-11-2011 02:56 PM
    • Replies: 8
    • Views: 791
    09-20-2011, 10:43 AM Go to last post
  52. loan modification and pension income

    Started by antjlw, 09-19-2011 06:06 PM
    pension
    • Replies: 1
    • Views: 902
    09-19-2011, 10:38 PM Go to last post
  53. Exclamation bad interest only chase loan situation need help!

    Started by jack4419, 09-18-2011 03:08 PM
    • Replies: 3
    • Views: 1,144
    09-19-2011, 08:07 PM Go to last post
    • Replies: 11
    • Views: 7,619
    09-19-2011, 06:04 PM Go to last post
    • Replies: 3
    • Views: 13,690
    09-19-2011, 02:49 PM Go to last post
  54. Hamp permanent mod with PRA..

    Started by longslim, 09-16-2011 02:23 AM
    • Replies: 9
    • Views: 1,804
    09-19-2011, 01:59 PM Go to last post
  55. Unhappy Horrible BOA Modification Offer - Now What?

    Started by hellokitty4me, 03-11-2011 07:49 PM
    • Replies: 22
    • Views: 1,488
    09-19-2011, 11:37 AM Go to last post
  56. Loan Modification on a Rental?

    Started by mandm, 09-19-2011 10:58 AM
    interest rate reduction, modification, rental
    • Replies: 1
    • Views: 986
    09-19-2011, 11:13 AM Go to last post
  57. Contribution payment to get a Mod?

    Started by taylor44, 09-17-2011 06:00 PM
    • Replies: 1
    • Views: 866
    09-18-2011, 10:22 AM Go to last post
  58. Home to auction while making trail payments??

    Started by itsmle, 09-14-2011 06:28 PM
    • Replies: 3
    • Views: 1,114
    09-16-2011, 09:26 AM Go to last post
  59. MHA/Hamp loan mod

    Started by cali92262, 08-31-2011 02:32 PM
    • Replies: 9
    • Views: 1,135
    09-16-2011, 08:39 AM Go to last post
    • Replies: 7
    • Views: 1,159
    09-15-2011, 10:38 PM Go to last post
    • Replies: 3
    • Views: 1,353
    09-15-2011, 06:19 PM Go to last post
  60. What can I do/expect? HELP!

    Started by sdsumann, 09-14-2011 06:34 PM
    • Replies: 1
    • Views: 737
    09-15-2011, 09:04 AM Go to last post

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