1. 11-01-2012
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    14,057

Forum: Loan Modification

Learn everything you need to know about loan modifications. Can't refinance? Are you in a ARM mortgage that's adjusted or about to? Late on your mortgage? Then this section for you!

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  1. Sticky Thread Sticky: Tips to Avoid Loan Modification Scams

    Started by Evan Bedard, 03-25-2013 05:10 PM
    avoid mortgage fraud, foreclosure prevention scams, mortgage fraud, mortgage modification fraud, mortgage modification scams
    • Replies: 1
    • Views: 520
    04-24-2013, 08:31 AM Go to last post
  2. Sticky Thread Sticky: Many Here Can Relate

    Started by Cat Damiano, 12-19-2011 12:01 PM
    • Replies: 10
    • Views: 2,759
    04-21-2013, 10:42 AM Go to last post
    • Replies: 25
    • Views: 5,963
    03-01-2013, 09:32 AM Go to last post
  3. Sticky Thread Sticky: HAMP Guidelines

    Started by Maurice Bedard, 02-14-2011 09:33 AM
    hamp, hamp forms, hamp loan modification, home affordabel modification program guidelines
    • Replies: 66
    • Views: 15,743
    09-03-2012, 09:01 AM Go to last post
    • Replies: 33
    • Views: 7,444
    08-25-2012, 09:03 AM Go to last post
  4. Sticky Thread Sticky: HAMPster question

    Started by cgpjs, 07-11-2011 10:17 PM
    • Replies: 27
    • Views: 5,617
    07-09-2012, 02:01 PM Go to last post
    • Replies: 3
    • Views: 2,163
    06-14-2012, 06:45 PM Go to last post
    • Replies: 0
    • Views: 1,548
    06-11-2012, 07:42 AM Go to last post
  5. Exclamation Sticky Thread Sticky: Hope Now

    Started by Maurice Bedard, 12-15-2007 04:40 PM
    • Replies: 27
    • Views: 19,337
    05-21-2012, 05:47 AM Go to last post
    • Replies: 52
    • Views: 23,036
    10-04-2011, 05:52 PM Go to last post
  6. Exclamation Sticky Thread Sticky: Examples of a Hardship Letter

    Started by Maurice Bedard, 09-19-2007 03:35 PM
    • Replies: 223
    • Views: 1,634,403
    12-25-2010, 10:02 AM Go to last post
  1. Please review and comment... Hardship Affadavit

    Started by CoffeeMan, 11-23-2009 12:53 PM
    • Replies: 8
    • Views: 1,059
    11-24-2009, 01:52 PM Go to last post
  2. Question ??? About Special Forebearance- US Bank

    Started by tamshiding, 11-24-2009 08:36 AM
    • Replies: 2
    • Views: 708
    11-24-2009, 01:42 PM Go to last post
  3. Angry No affordable mod, no more payments

    Started by quebal, 10-14-2009 05:30 AM
    • Replies: 22
    • Views: 1,126
    11-24-2009, 01:40 PM Go to last post
  4. MGC Mortgage modification advice?

    Started by William Payne, 11-24-2009 12:36 PM
    • Replies: 0
    • Views: 2,516
    11-24-2009, 12:36 PM Go to last post
  5. HAMP Denied - What next?

    Started by Jridley, 11-23-2009 07:05 PM
    • Replies: 6
    • Views: 1,782
    11-24-2009, 10:14 AM Go to last post
  6. Exclamation HAMP, income-change during trial and the NPV-test..

    Started by MyHAMP, 11-10-2009 02:10 PM
    • Replies: 9
    • Views: 2,583
    11-24-2009, 07:23 AM Go to last post
  7. How far behind are you?

    Started by ABC123, 11-03-2009 09:40 AM
    • Replies: 43
    • Views: 2,613
    11-24-2009, 04:25 AM Go to last post
    • Replies: 3
    • Views: 2,082
    11-23-2009, 10:52 PM Go to last post
    • Replies: 13
    • Views: 1,500
    11-23-2009, 02:15 PM Go to last post
  8. No CCard Payment assumed for Mod

    Started by moretrouble, 11-22-2009 10:57 PM
    • Replies: 4
    • Views: 736
    11-23-2009, 09:02 AM Go to last post
    • Replies: 2
    • Views: 1,522
    11-23-2009, 06:03 AM Go to last post
  9. WF mod, have deficit at the end of month

    Started by jramberg, 11-21-2009 12:26 PM
    • Replies: 9
    • Views: 896
    11-22-2009, 11:11 PM Go to last post
  10. Thumbs up has anyone permanently modified mort?

    Started by veghalen, 11-17-2009 11:00 AM
    hamp modification completed!
    • Replies: 17
    • Views: 1,517
    11-22-2009, 09:56 PM Go to last post
    • Replies: 8
    • Views: 2,271
    11-22-2009, 01:17 PM Go to last post
  11. Got Loan Mod offer from WF today

    Started by Aiden, 11-17-2009 09:10 PM
    • Replies: 5
    • Views: 812
    11-21-2009, 08:55 PM Go to last post
  12. PRESS: Lack of Loan Modifications Astonishing\

    Started by davephx, 11-21-2009 07:15 PM
    • Replies: 1
    • Views: 936
    11-21-2009, 07:18 PM Go to last post
    • Replies: 14
    • Views: 1,380
    11-21-2009, 08:41 AM Go to last post
  13. How Banks View Loan Modifications

    Started by otrora, 11-20-2009 09:32 AM
    • Replies: 6
    • Views: 1,179
    11-21-2009, 05:15 AM Go to last post
  14. hardship letter

    Started by rcn68, 11-20-2009 02:02 PM
    • Replies: 4
    • Views: 1,407
    11-20-2009, 07:40 PM Go to last post
  15. Question Balloon payment due in March-what to do?

    Started by DLynn, 11-20-2009 05:51 PM
    • Replies: 0
    • Views: 876
    11-20-2009, 05:51 PM Go to last post
  16. Bank Of America loan modification ?

    Started by ed6676, 11-18-2009 01:18 PM
    • Replies: 14
    • Views: 3,845
    11-20-2009, 03:49 PM Go to last post
    • Replies: 1
    • Views: 824
    11-20-2009, 03:28 PM Go to last post
  17. Unhappy NPV test vs. doing the right thing

    Started by northcoastgirl, 11-20-2009 09:21 AM
    • Replies: 7
    • Views: 885
    11-20-2009, 03:01 PM Go to last post
  18. B of A hast told me NOT to pay for 3 months??

    Started by guajome125, 11-19-2009 07:23 PM
    • Replies: 8
    • Views: 760
    11-20-2009, 11:17 AM Go to last post
  19. Aurora Loan - OMG Is this really success??

    Started by Hopefull2009, 03-01-2009 10:39 AM
    • Replies: 158
    • Views: 8,672
    11-20-2009, 04:53 AM Go to last post
  20. Obama Comments on Mortgage Modifications

    Started by davephx, 11-20-2009 01:09 AM
    • Replies: 0
    • Views: 890
    11-20-2009, 01:09 AM Go to last post
    • Replies: 4
    • Views: 863
    11-19-2009, 09:27 PM Go to last post
  21. confused

    Started by ill1965, 11-19-2009 07:16 PM
    • Replies: 1
    • Views: 499
    11-19-2009, 07:36 PM Go to last post
  22. Income falsely reported on signed loan docs

    Started by angiescholten, 11-19-2009 10:29 AM
    inflated income on loan documents, loan fraud
    • Replies: 10
    • Views: 910
    11-19-2009, 06:27 PM Go to last post
  23. Starting BOA Mod - Best Course?

    Started by busterthedog, 11-18-2009 02:17 PM
    • Replies: 6
    • Views: 761
    11-19-2009, 04:09 PM Go to last post
  24. Question EMC - I'm ready to fight back! What can I do?

    Started by khmeran, 11-18-2009 12:09 PM
    emc, interest only, legal, modification
    • Replies: 3
    • Views: 761
    11-19-2009, 03:18 PM Go to last post
  25. Chase modification offer, is this good

    Started by antomax, 11-19-2009 10:07 AM
    • Replies: 6
    • Views: 869
    11-19-2009, 01:27 PM Go to last post
  26. Sticky idea- successful loan mods

    Started by Emmo1, 11-19-2009 11:37 AM
    • Replies: 1
    • Views: 592
    11-19-2009, 11:55 AM Go to last post
  27. WELLSFARGO****S.COM good information

    Started by seadoo44, 11-19-2009 10:12 AM
    • Replies: 1
    • Views: 967
    11-19-2009, 11:49 AM Go to last post
  28. And they are surprised at this????

    Started by axle99, 11-19-2009 10:05 AM
    • Replies: 2
    • Views: 544
    11-19-2009, 10:58 AM Go to last post
  29. U.S. Bank Mod Details - Baloon payment?

    Started by lil_Leege, 11-19-2009 10:17 AM
    • Replies: 1
    • Views: 797
    11-19-2009, 10:30 AM Go to last post
  30. Wells Fargo Trial Hamp?

    Started by scoot, 11-19-2009 09:55 AM
    • Replies: 1
    • Views: 1,063
    11-19-2009, 10:16 AM Go to last post
  31. Wells Fargo HAMP Destroying Credit BEWARE!

    Started by seadoo44, 11-18-2009 12:08 PM
    • Replies: 11
    • Views: 1,251
    11-19-2009, 09:55 AM Go to last post
    • Replies: 1
    • Views: 593
    11-19-2009, 09:42 AM Go to last post
  32. TV add Loan Modifacation

    Started by SillyWorld, 11-19-2009 09:28 AM
    • Replies: 1
    • Views: 2,035
    11-19-2009, 09:40 AM Go to last post
  33. OMG! U.S. Bank trial mod packet!!!!!!

    Started by ABC123, 11-19-2009 08:31 AM
    • Replies: 4
    • Views: 976
    11-19-2009, 09:25 AM Go to last post
  34. Aurora success finally?? Could it be??

    Started by Hopefull2009, 11-13-2009 08:33 AM
    • Replies: 9
    • Views: 739
    11-19-2009, 08:42 AM Go to last post
  35. One-Liner Excuses from your Bank…..

    Started by Fedup, 11-18-2009 12:42 AM
    • Replies: 12
    • Views: 1,081
    11-19-2009, 08:33 AM Go to last post
  36. Unhappy Need Moe's opinion on this!!!!

    Started by Mtobar, 11-18-2009 06:31 AM
    • Replies: 1
    • Views: 446
    11-19-2009, 07:52 AM Go to last post
  37. Ocwen Braqs How Great Its Doing

    Started by davephx, 11-19-2009 01:38 AM
    • Replies: 1
    • Views: 638
    11-19-2009, 06:53 AM Go to last post
  38. Naca/WF solution..Are you kidding me!!!

    Started by Fiveo, 11-18-2009 10:12 PM
    • Replies: 2
    • Views: 690
    11-19-2009, 04:52 AM Go to last post
  39. Office of Financial Institutions

    Started by davephx, 11-19-2009 02:29 AM
    • Replies: 1
    • Views: 551
    11-19-2009, 03:24 AM Go to last post
  40. This is kind of a "duh" moment but ...

    Started by lemaudit, 11-12-2009 08:14 AM
    • Replies: 42
    • Views: 1,735
    11-19-2009, 03:21 AM Go to last post
  41. has chase ever asked for...

    Started by wonderland, 11-18-2009 04:38 PM
    • Replies: 3
    • Views: 684
    11-18-2009, 09:06 PM Go to last post
  42. Wells Fargo HAMP - Contribution Payment?

    Started by waitingpatiently, 11-16-2009 05:20 PM
    • Replies: 8
    • Views: 1,578
    11-18-2009, 08:09 PM Go to last post
    • Replies: 9
    • Views: 2,202
    11-18-2009, 07:22 PM Go to last post
  43. Loan Modification

    Started by electric2009, 11-18-2009 03:22 PM
    • Replies: 3
    • Views: 764
    11-18-2009, 05:29 PM Go to last post
  44. Can NACA stop an imminent foreclosure?

    Started by taz007, 11-15-2009 03:48 PM
    • Replies: 13
    • Views: 4,385
    11-18-2009, 03:03 PM Go to last post
  45. HELP!! Unsolicited offer for mod!!!

    Started by northcoastgirl, 11-18-2009 08:15 AM
    • Replies: 6
    • Views: 870
    11-18-2009, 12:30 PM Go to last post
  46. Got Loan Mod offer from WF today

    Started by Aiden, 11-17-2009 09:28 PM
    • Replies: 4
    • Views: 739
    11-18-2009, 11:30 AM Go to last post
    • Replies: 3
    • Views: 607
    11-18-2009, 10:01 AM Go to last post
  47. loan counselor?

    Started by wayward1, 11-17-2009 07:37 PM
    • Replies: 2
    • Views: 583
    11-17-2009, 09:28 PM Go to last post
  48. Moe and davephx, re:news articles/relaeses

    Started by Fedup, 11-17-2009 02:17 AM
    • Replies: 1
    • Views: 687
    11-17-2009, 07:29 PM Go to last post
  49. Advice

    Started by Emmo1, 11-16-2009 07:06 PM
    • Replies: 12
    • Views: 740
    11-17-2009, 07:14 PM Go to last post
  50. bofa mod

    Started by veghalen, 11-16-2009 02:19 PM
    b of a, unemployment
    • Replies: 9
    • Views: 1,160
    11-17-2009, 05:51 PM Go to last post
    • Replies: 5
    • Views: 1,044
    11-17-2009, 05:35 PM Go to last post
  51. What would you do?

    Started by jmpdev2020, 11-17-2009 02:26 PM
    • Replies: 1
    • Views: 897
    11-17-2009, 02:59 PM Go to last post
  52. BOA trial mod but will net send packet,HELP!!

    Started by Kimber5501, 11-16-2009 02:57 PM
    boa, mha, modification
    • Replies: 2
    • Views: 1,424
    11-17-2009, 02:23 PM Go to last post
    • Replies: 0
    • Views: 502
    11-17-2009, 10:45 AM Go to last post
    • Replies: 0
    • Views: 476
    11-17-2009, 10:06 AM Go to last post
  53. Principal Balance Reduction/HFC

    Started by rnopro1, 11-17-2009 05:31 AM
    • Replies: 2
    • Views: 1,529
    11-17-2009, 09:39 AM Go to last post
    • Replies: 1
    • Views: 537
    11-17-2009, 09:12 AM Go to last post
  54. Who Owns VA Loans?

    Started by shaele, 11-17-2009 05:33 AM
    • Replies: 0
    • Views: 954
    11-17-2009, 05:33 AM Go to last post
    • Replies: 2
    • Views: 694
    11-17-2009, 03:13 AM Go to last post
  55. Minnesota judge decides hamp lawsuit

    Started by davephx, 11-12-2009 01:20 AM
    • Replies: 4
    • Views: 2,070
    11-17-2009, 12:52 AM Go to last post
    • Replies: 0
    • Views: 1,037
    11-16-2009, 11:57 PM Go to last post
  56. For homeowners, promised help rarely arrives

    Started by davephx, 11-16-2009 11:43 PM
    • Replies: 0
    • Views: 1,208
    11-16-2009, 11:43 PM Go to last post
  57. Self-Employed P&L's

    Started by heidi79, 11-16-2009 03:05 PM
    • Replies: 22
    • Views: 3,115
    11-16-2009, 09:20 PM Go to last post
  58. Success with GMAC (freddiemac)

    Started by ~Jess~, 11-16-2009 05:28 PM
    • Replies: 3
    • Views: 969
    11-16-2009, 07:31 PM Go to last post
    • Replies: 7
    • Views: 995
    11-16-2009, 03:35 PM Go to last post
  59. Question How Much Surplus Income Should You Have?

    Started by jedimaster, 01-14-2008 03:33 PM
    • Replies: 4
    • Views: 2,652
    11-16-2009, 03:28 PM Go to last post
  60. Is an explanation of job gaps necessary for an MHA?

    Started by beeber, 11-15-2009 08:02 PM
    • Replies: 2
    • Views: 658
    11-16-2009, 01:57 PM Go to last post
  61. Upcoming Hardship. What to do?

    Started by WAA7AA, 11-16-2009 12:35 PM
    • Replies: 1
    • Views: 656
    11-16-2009, 12:47 PM Go to last post
  62. Question regarding Surplus Income

    Started by StressFULL, 05-05-2008 01:37 PM
    • Replies: 10
    • Views: 3,192
    11-16-2009, 09:36 AM Go to last post
  63. Saving Homes With Mandatory Mediation

    Started by davephx, 11-12-2009 02:51 AM
    • Replies: 17
    • Views: 940
    11-16-2009, 08:00 AM Go to last post
  64. Contacted HUD to see if they can help.

    Started by ABC123, 11-12-2009 01:13 PM
    • Replies: 7
    • Views: 685
    11-16-2009, 07:40 AM Go to last post
    • Replies: 12
    • Views: 1,136
    11-16-2009, 04:39 AM Go to last post
    • Replies: 11
    • Views: 1,801
    11-15-2009, 10:28 PM Go to last post
  65. WF/Wachovia

    Started by Lajazz947, 11-15-2009 10:09 PM
    • Replies: 0
    • Views: 580
    11-15-2009, 10:09 PM Go to last post
    • Replies: 5
    • Views: 1,139
    11-15-2009, 09:40 PM Go to last post
  66. just filed ch 13, wf loan, need help

    Started by jennmac, 11-12-2009 08:34 AM
    • Replies: 2
    • Views: 700
    11-15-2009, 06:13 PM Go to last post
    • Replies: 0
    • Views: 881
    11-15-2009, 05:14 PM Go to last post
  67. Marital Separation and Loan Modification Paperwork

    Started by shaele, 11-13-2009 03:50 PM
    separation and loan modification
    • Replies: 5
    • Views: 2,632
    11-15-2009, 03:57 PM Go to last post
    • Replies: 5
    • Views: 2,125
    11-15-2009, 01:19 PM Go to last post
  68. Home equity loan detachment - another option.

    Started by gmorgan, 11-12-2009 08:03 AM
    • Replies: 8
    • Views: 1,251
    11-15-2009, 10:25 AM Go to last post
  69. Special forebearance agrreement

    Started by Newbie09, 11-09-2009 07:14 AM
    • Replies: 6
    • Views: 868
    11-15-2009, 09:11 AM Go to last post
  70. Loansafe.org fan page on Facebook?

    Started by Littlelost, 11-15-2009 02:32 AM
    • Replies: 0
    • Views: 488
    11-15-2009, 02:32 AM Go to last post
    • Replies: 4
    • Views: 764
    11-14-2009, 06:50 PM Go to last post
  71. It's Been A LONG YEAR & I think we are DONE :)

    Started by Amy3265, 11-14-2009 02:23 PM
    • Replies: 4
    • Views: 590
    11-14-2009, 04:41 PM Go to last post
  72. Question SUNTRUST not being Fair

    Started by teddy, 10-17-2009 10:03 PM
    • Replies: 5
    • Views: 1,216
    11-14-2009, 11:28 AM Go to last post
  73. New guidelines for HAMP

    Started by Illinois Tinner, 11-03-2009 03:38 PM
    • Replies: 15
    • Views: 3,845
    11-14-2009, 04:18 AM Go to last post
    • Replies: 11
    • Views: 1,348
    11-14-2009, 04:03 AM Go to last post
    • Replies: 0
    • Views: 718
    11-14-2009, 12:57 AM Go to last post
  74. Loan Modification with Chevy Chase Bank

    Started by dariensmith, 10-24-2009 11:02 AM
    • Replies: 2
    • Views: 2,232
    11-13-2009, 09:11 PM Go to last post
  75. BofA - Loan Mod

    Started by Pamistrying, 11-13-2009 04:51 PM
    • Replies: 2
    • Views: 1,034
    11-13-2009, 07:03 PM Go to last post

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