1. 11-01-2012
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    14,146

Forum: Loan Modification

Learn everything you need to know about loan modifications. Can't refinance? Are you in a ARM mortgage that's adjusted or about to? Late on your mortgage? Then this section for you!

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  1. Sticky Thread Sticky: Tips to Avoid Loan Modification Scams

    Started by Evan Bedard, 03-25-2013 05:10 PM
    avoid mortgage fraud, foreclosure prevention scams, mortgage fraud, mortgage modification fraud, mortgage modification scams
    • Replies: 1
    • Views: 527
    04-24-2013, 08:31 AM Go to last post
  2. Sticky Thread Sticky: Many Here Can Relate

    Started by Cat Damiano, 12-19-2011 12:01 PM
    • Replies: 10
    • Views: 2,760
    04-21-2013, 10:42 AM Go to last post
    • Replies: 25
    • Views: 5,972
    03-01-2013, 09:32 AM Go to last post
  3. Sticky Thread Sticky: HAMP Guidelines

    Started by Maurice Bedard, 02-14-2011 09:33 AM
    hamp, hamp forms, hamp loan modification, home affordabel modification program guidelines
    • Replies: 66
    • Views: 15,747
    09-03-2012, 09:01 AM Go to last post
    • Replies: 33
    • Views: 7,449
    08-25-2012, 09:03 AM Go to last post
  4. Sticky Thread Sticky: HAMPster question

    Started by cgpjs, 07-11-2011 10:17 PM
    • Replies: 27
    • Views: 5,618
    07-09-2012, 02:01 PM Go to last post
    • Replies: 3
    • Views: 2,166
    06-14-2012, 06:45 PM Go to last post
    • Replies: 0
    • Views: 1,549
    06-11-2012, 07:42 AM Go to last post
  5. Exclamation Sticky Thread Sticky: Hope Now

    Started by Maurice Bedard, 12-15-2007 04:40 PM
    • Replies: 27
    • Views: 19,340
    05-21-2012, 05:47 AM Go to last post
    • Replies: 52
    • Views: 23,041
    10-04-2011, 05:52 PM Go to last post
  6. Exclamation Sticky Thread Sticky: Examples of a Hardship Letter

    Started by Maurice Bedard, 09-19-2007 03:35 PM
    • Replies: 223
    • Views: 1,636,129
    12-25-2010, 10:02 AM Go to last post
  1. HOMEQ Servicer- Any feedback please

    Started by kjenkins7, 11-04-2009 09:36 AM
    • Replies: 2
    • Views: 719
    12-16-2009, 05:25 AM Go to last post
  2. Foreclose Prices on the Rise

    Started by davephx, 12-16-2009 03:32 AM
    • Replies: 0
    • Views: 574
    12-16-2009, 03:32 AM Go to last post
  3. Question Contacts at First Franklin ?

    Started by gimmeabreak, 02-07-2008 11:54 AM
    • Replies: 6
    • Views: 5,562
    12-15-2009, 11:52 PM Go to last post
  4. Few dumb HAMP questions

    Started by scoot, 12-15-2009 05:00 PM
    • Replies: 1
    • Views: 587
    12-15-2009, 05:38 PM Go to last post
  5. I'm on unemployment, what if I get a job?

    Started by 4myfamily, 12-15-2009 05:01 PM
    • Replies: 1
    • Views: 590
    12-15-2009, 05:33 PM Go to last post
  6. Indymac Loan Modification for Real?

    Started by hardworkingman, 01-06-2009 08:22 PM
    • Replies: 7
    • Views: 2,748
    12-15-2009, 04:43 PM Go to last post
  7. For those who may get denied

    Started by joerusso85, 12-10-2009 10:08 AM
    • Replies: 17
    • Views: 1,247
    12-15-2009, 02:50 PM Go to last post
    • Replies: 3
    • Views: 1,048
    12-15-2009, 01:19 PM Go to last post
  8. Citimortgage Process

    Started by 4myfamily, 12-15-2009 09:58 AM
    citi, citi mortgage loan modification, process
    • Replies: 5
    • Views: 2,741
    12-15-2009, 11:57 AM Go to last post
  9. Help

    Started by Kris515, 12-14-2009 04:31 PM
    • Replies: 3
    • Views: 531
    12-15-2009, 10:40 AM Go to last post
  10. Re: Wells Final 600 more than trial - UPDATE

    Started by Faith09, 12-11-2009 07:11 AM
    • Replies: 4
    • Views: 641
    12-15-2009, 09:18 AM Go to last post
  11. Credit Report

    Started by coolfriend786, 12-14-2009 08:11 AM
    • Replies: 3
    • Views: 718
    12-15-2009, 08:39 AM Go to last post
  12. GMAC since April 2009

    Started by ItWillWork, 12-14-2009 01:48 PM
    • Replies: 2
    • Views: 671
    12-14-2009, 09:33 PM Go to last post
  13. Construction to Perm loan with Indymac

    Started by flsurfergrl, 03-20-2009 05:45 AM
    • Replies: 3
    • Views: 953
    12-14-2009, 05:03 PM Go to last post
  14. Question We need some serious HELP! (Long Post)

    Started by ozzy866, 12-11-2009 02:14 PM
    • Replies: 6
    • Views: 655
    12-14-2009, 03:16 PM Go to last post
    • Replies: 2
    • Views: 746
    12-14-2009, 09:37 AM Go to last post
  15. Gmac success !!!

    Started by ALBMH, 12-11-2009 09:27 AM
    • Replies: 3
    • Views: 702
    12-14-2009, 09:14 AM Go to last post
  16. Yes, Regulators Can Stop Foreclosures

    Started by davephx, 12-13-2009 06:07 PM
    • Replies: 7
    • Views: 1,007
    12-14-2009, 08:57 AM Go to last post
    • Replies: 3
    • Views: 1,053
    12-14-2009, 08:37 AM Go to last post
  17. Cool Loan mod if we are separated?

    Started by paradiddle, 12-13-2009 09:15 PM
    • Replies: 1
    • Views: 1,029
    12-14-2009, 06:50 AM Go to last post
  18. Income change while on trial modification?

    Started by Kmd76, 12-13-2009 04:50 PM
    • Replies: 1
    • Views: 833
    12-13-2009, 06:18 PM Go to last post
  19. In house mod

    Started by cy4450, 12-05-2009 08:05 AM
    • Replies: 15
    • Views: 1,091
    12-13-2009, 04:44 PM Go to last post
  20. Angry Denied By WAMU/CHASE BANK

    Started by JLSHouston, 12-06-2009 08:00 PM
    • Replies: 9
    • Views: 2,772
    12-13-2009, 03:56 PM Go to last post
  21. wells fargo extorting money with forebence.

    Started by pepele, 12-13-2009 03:35 PM
    • Replies: 1
    • Views: 794
    12-13-2009, 03:43 PM Go to last post
    • Replies: 2
    • Views: 1,554
    12-13-2009, 12:30 PM Go to last post
    • Replies: 6
    • Views: 833
    12-12-2009, 03:01 PM Go to last post
  22. NPV calculation site I found, looks interesting

    Started by dukemar, 12-12-2009 06:34 AM
    • Replies: 1
    • Views: 617
    12-12-2009, 10:44 AM Go to last post
  23. Mortgage Bankers fighting hard against Cram-Down

    Started by davephx, 12-11-2009 09:12 PM
    • Replies: 2
    • Views: 749
    12-12-2009, 07:55 AM Go to last post
  24. Question missing post

    Started by ozzy866, 12-11-2009 04:46 PM
    • Replies: 2
    • Views: 527
    12-11-2009, 05:28 PM Go to last post
  25. Question BOA/Countrywide/FHA questions

    Started by ozzy866, 12-11-2009 05:13 PM
    • Replies: 0
    • Views: 630
    12-11-2009, 05:13 PM Go to last post
  26. November stats

    Started by orange911, 12-11-2009 02:49 PM
    • Replies: 0
    • Views: 472
    12-11-2009, 02:49 PM Go to last post
  27. Application reviewed

    Started by stagefoursurvivor, 12-11-2009 12:44 PM
    • Replies: 2
    • Views: 637
    12-11-2009, 02:30 PM Go to last post
  28. Deinied HAMP, Lender says to change jobs

    Started by kodiakcody, 12-10-2009 08:56 AM
    • Replies: 7
    • Views: 818
    12-11-2009, 01:41 PM Go to last post
  29. Is BOA Doing HAMP???

    Started by rjc0704, 12-03-2009 01:44 PM
    • Replies: 14
    • Views: 1,426
    12-11-2009, 11:06 AM Go to last post
  30. Gmac success !!!

    Started by ALBMH, 12-11-2009 09:31 AM
    • Replies: 1
    • Views: 717
    12-11-2009, 09:42 AM Go to last post
  31. Do student loans count as income?

    Started by Memphis, 12-11-2009 07:00 AM
    • Replies: 0
    • Views: 3,371
    12-11-2009, 07:00 AM Go to last post
    • Replies: 7
    • Views: 658
    12-11-2009, 01:53 AM Go to last post
  32. Saxon and CNN reports "Mortgage Outrage"12/10/09

    Started by davephx, 12-11-2009 01:51 AM
    • Replies: 0
    • Views: 635
    12-11-2009, 01:51 AM Go to last post
  33. Desperate in CA

    Started by dougg33, 12-09-2009 10:36 PM
    bedard, chase, mod, p&l, wamu
    • Replies: 9
    • Views: 822
    12-11-2009, 12:28 AM Go to last post
  34. Unbelievable mess over 4506-T Tax Transcript Form

    Started by davephx, 12-07-2009 06:37 PM
    • Replies: 7
    • Views: 3,555
    12-10-2009, 11:44 PM Go to last post
  35. During loan mod request got foreclosure note

    Started by Laneman, 12-10-2009 10:35 PM
    • Replies: 1
    • Views: 702
    12-10-2009, 11:06 PM Go to last post
  36. Need advice on 2nd and other

    Started by 1v6pony, 11-17-2009 06:25 PM
    • Replies: 5
    • Views: 764
    12-10-2009, 10:16 PM Go to last post
    • Replies: 1
    • Views: 764
    12-10-2009, 09:05 PM Go to last post
  37. EMC trial payments questions

    Started by cy4450, 12-10-2009 05:11 PM
    • Replies: 7
    • Views: 706
    12-10-2009, 08:22 PM Go to last post
  38. Thumbs up 1.26% trial adjustments made permanent

    Started by BrokeBorrower, 12-05-2009 06:21 PM
    • Replies: 31
    • Views: 1,807
    12-10-2009, 04:09 PM Go to last post
    • Replies: 0
    • Views: 378
    12-10-2009, 02:07 PM Go to last post
    • Replies: 7
    • Views: 817
    12-10-2009, 01:40 PM Go to last post
  39. Can loans be modified more than once?

    Started by aruna, 12-10-2009 12:03 PM
    • Replies: 1
    • Views: 1,776
    12-10-2009, 12:33 PM Go to last post
    • Replies: 0
    • Views: 467
    12-10-2009, 06:17 AM Go to last post
    • Replies: 3
    • Views: 1,464
    12-09-2009, 10:49 PM Go to last post
    • Replies: 4
    • Views: 583
    12-09-2009, 09:30 PM Go to last post
    • Replies: 7
    • Views: 669
    12-09-2009, 08:43 PM Go to last post
  40. Unhappy In Chapter 13 and falling behind on 1st...

    Started by LosingFast, 11-16-2009 06:55 PM
    • Replies: 1
    • Views: 716
    12-09-2009, 01:41 PM Go to last post
  41. CHASE/WaMu: got my modifcation denied again

    Started by ARCH415, 12-02-2009 12:23 PM
    chase, denied, modification, occupancy, wamu
    • Replies: 13
    • Views: 1,993
    12-09-2009, 01:40 PM Go to last post
  42. BofA/FHA Frustrations - Any Thoughts?

    Started by bbwbw80, 11-04-2009 09:43 AM
    • Replies: 27
    • Views: 2,154
    12-09-2009, 01:12 PM Go to last post
  43. PHH Servicer - HAMP denied second time =>

    Started by EastCoaster, 09-18-2009 01:55 PM
    • Replies: 5
    • Views: 2,071
    12-09-2009, 12:15 PM Go to last post
  44. What to expect?

    Started by Emmo1, 12-09-2009 09:01 AM
    • Replies: 1
    • Views: 581
    12-09-2009, 09:17 AM Go to last post
    • Replies: 2
    • Views: 2,615
    12-09-2009, 06:48 AM Go to last post
    • Replies: 1
    • Views: 891
    12-08-2009, 09:58 PM Go to last post
  45. HAMP Denied! Stupid Reason

    Started by kodiakcody, 12-08-2009 07:21 PM
    • Replies: 4
    • Views: 1,281
    12-08-2009, 08:42 PM Go to last post
  46. Is this possible?

    Started by Angel.R, 12-08-2009 06:12 PM
    • Replies: 8
    • Views: 671
    12-08-2009, 08:20 PM Go to last post
    • Replies: 6
    • Views: 1,950
    12-08-2009, 07:51 PM Go to last post
  47. When is a HAMP Modification *Really* Permanent?

    Started by marielle, 12-08-2009 03:47 PM
    • Replies: 3
    • Views: 1,273
    12-08-2009, 06:53 PM Go to last post
  48. Question Help Chase just denied a loan mod

    Started by dreamin, 12-08-2009 05:04 PM
    • Replies: 3
    • Views: 621
    12-08-2009, 06:39 PM Go to last post
    • Replies: 7
    • Views: 1,483
    12-08-2009, 06:25 PM Go to last post
  49. More truth about loan modifiactions

    Started by Slim Shavings, 12-08-2009 06:16 PM
    • Replies: 0
    • Views: 600
    12-08-2009, 06:16 PM Go to last post
  50. Indymac Mortgage Modification

    Started by angel83, 07-12-2008 09:15 PM
    • Replies: 55
    • Views: 4,864
    12-08-2009, 05:20 PM Go to last post
    • Replies: 2
    • Views: 531
    12-08-2009, 03:53 PM Go to last post
    • Replies: 44
    • Views: 4,965
    12-08-2009, 03:17 PM Go to last post
    • Replies: 0
    • Views: 1,527
    12-08-2009, 02:13 PM Go to last post
    • Replies: 2
    • Views: 492
    12-08-2009, 01:39 PM Go to last post
    • Replies: 12
    • Views: 663
    12-08-2009, 12:37 PM Go to last post
  51. HELP! Loan Mod Rejected by Central Mortgage

    Started by Mkwok_003, 12-08-2009 12:29 PM
    central mortgage company
    • Replies: 0
    • Views: 932
    12-08-2009, 12:29 PM Go to last post
  52. Wells Fargo: Pursuit of Loan Modification

    Started by JoshWess, 12-08-2009 09:50 AM
    • Replies: 5
    • Views: 781
    12-08-2009, 11:58 AM Go to last post
    • Replies: 2
    • Views: 1,201
    12-08-2009, 11:21 AM Go to last post
    • Replies: 1
    • Views: 3,333
    12-08-2009, 09:10 AM Go to last post
  53. Signed, notarized & returned - what's next?

    Started by Liza09, 11-17-2009 10:05 PM
    • Replies: 4
    • Views: 1,354
    12-07-2009, 08:25 PM Go to last post
    • Replies: 0
    • Views: 972
    12-07-2009, 07:03 PM Go to last post
  54. Smile Bank of America - PRIVATE FORUM

    Started by ozzy866, 12-06-2009 05:32 PM
    • Replies: 3
    • Views: 1,140
    12-07-2009, 05:54 PM Go to last post
    • Replies: 3
    • Views: 679
    12-07-2009, 05:28 PM Go to last post
  55. Wells Fargo Modification

    Started by LOVEDOGS09, 12-07-2009 02:40 PM
    • Replies: 3
    • Views: 833
    12-07-2009, 05:10 PM Go to last post
  56. Rental Property Modification

    Started by lhecht, 12-07-2009 02:01 PM
    • Replies: 1
    • Views: 1,058
    12-07-2009, 03:29 PM Go to last post
  57. anyone ever applied for a second modification

    Started by antomax, 12-01-2009 08:38 PM
    • Replies: 25
    • Views: 1,308
    12-07-2009, 03:08 PM Go to last post
  58. Owner HAMP Proposal?

    Started by stagefoursurvivor, 12-05-2009 04:27 PM
    • Replies: 6
    • Views: 729
    12-07-2009, 02:08 PM Go to last post
  59. HAMP Trial Plan is now extended to 5 months

    Started by twinsfan, 12-07-2009 10:35 AM
    • Replies: 5
    • Views: 1,459
    12-07-2009, 01:43 PM Go to last post
  60. Denied for Insufficient Income....

    Started by MALIZNA, 12-04-2009 08:54 PM
    • Replies: 9
    • Views: 1,161
    12-07-2009, 01:07 PM Go to last post
  61. Perm Modification from OCWEN

    Started by kczoe, 12-07-2009 12:34 PM
    • Replies: 1
    • Views: 727
    12-07-2009, 12:52 PM Go to last post
  62. Does this mean I won't qualify for hamp

    Started by dukemar, 12-03-2009 12:08 PM
    • Replies: 19
    • Views: 1,354
    12-07-2009, 12:40 PM Go to last post
  63. Confused if need to attend NACA event

    Started by goldgem, 12-06-2009 06:34 PM
    • Replies: 8
    • Views: 812
    12-07-2009, 11:44 AM Go to last post
    • Replies: 1
    • Views: 603
    12-07-2009, 08:00 AM Go to last post
  64. My story

    Started by devsrule, 11-04-2009 11:22 AM
    • Replies: 9
    • Views: 925
    12-07-2009, 06:56 AM Go to last post
  65. Indymac update!!!

    Started by herewegoagain, 11-30-2009 09:05 AM
    • Replies: 22
    • Views: 1,565
    12-06-2009, 08:17 PM Go to last post
  66. Loan Modification while Starting a Business

    Started by TagaPasig, 12-02-2009 05:47 PM
    • Replies: 13
    • Views: 880
    12-06-2009, 07:17 PM Go to last post
  67. Income change well into trial period

    Started by Pwwroten, 12-06-2009 05:20 PM
    • Replies: 1
    • Views: 627
    12-06-2009, 06:03 PM Go to last post
  68. wells fargo loan mod nightmare

    Started by mvbmontana, 02-23-2009 08:15 AM
    loan mod, special forbearnce, wells fargo
    • Replies: 2
    • Views: 1,309
    12-06-2009, 02:42 PM Go to last post
  69. Wells Fargo Modification denied

    Started by brapier, 10-17-2009 11:50 AM
    • Replies: 16
    • Views: 2,041
    12-06-2009, 09:35 AM Go to last post
  70. Stop Paying Your Mortgage Now

    Started by Pants, 12-02-2009 09:22 PM
    • Replies: 6
    • Views: 958
    12-06-2009, 03:09 AM Go to last post
  71. BOA Agree's to freeze interest Rate on my loan

    Started by SillyWorld, 12-05-2009 06:03 PM
    • Replies: 2
    • Views: 809
    12-05-2009, 07:28 PM Go to last post
    • Replies: 0
    • Views: 1,247
    12-05-2009, 07:11 PM Go to last post
  72. Recorded phone conversations

    Started by BrokeBorrower, 12-05-2009 04:24 AM
    • Replies: 5
    • Views: 856
    12-05-2009, 07:10 PM Go to last post

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