Old 02-23-2009, 09:15 AM   #1 (permalink)
Junior Member
  
 
mvbmontana's Avatar
 
Join Date: Feb 2009
Posts: 1
Nominated 0 Times in 0 Posts
TOTW/F/M Award(s): 0
mvbmontana is on a distinguished road
wells fargo loan mod nightmare

sent in payment late in june . not a va loan and don't know if it is fannie or freddie.used 2-3 usps priority. posted 14 days later as usps lost it but my postmaster found it in LA, even though i live in montana. in meantime called wells to keep in touch with them. they offered a loan mod or special forbearance and i went with it. made my 3 payments to ft mill sc in sep,oct,nov.
waited to get new payment for dec. they told me all along balloon payment in dec would get rolled back in if i was timely, which i was. never happend.
fast forward to feb 23. i have gotten everything from........
1.we can't find it
2.it's in review
3.send no money
3a. send money in
4.sorry to hear about your troubles have you tried to apply for a special forbearance loan mod
5.your behind on your payments
6. call center people and senior level people in maryland and sc getting "disconnected:
7. we will foreclose in jun if you don't pay
8. fax in financials in jan to finish my loan mod info only to get a letter saying thanks for info we will look into a loan mod/special forbearance (even though this paperwork was for the old one)
9. we have expedited it
10. talking to executive number now in iowa on feb 20 and feb 23 and they swear they are on it and someone will call today.
in a nutshell, i did what they said, 3 months of payments on time so they could make the 4th payment amount and date and get it to me, that is about 56 days late. and now they say i am late!
kafka could not have done better.


mvbmontana is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote Share with Facebook
Old 02-23-2009, 12:36 PM   #2 (permalink)
Senior Member
  
 
newbaby08's Avatar
 
Join Date: Dec 2008
Posts: 63
Nominated 0 Times in 0 Posts
TOTW/F/M Award(s): 0
newbaby08 is on a distinguished road
Re: wells fargo loan mod nightmare

Now i am concerned.

I have made my 1st of 3 payments which i was told the same thing it will be rolled into my loan (final balloon) and then they will give me a perm mod.
Is this there procedure.... I am scared now.

All that pres is talking about where do we go from here are we getting ripped off by wells.
newbaby08 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote Share with Facebook
Reply

Tags
loan mod, special forbearnce, wells fargo

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Trackbacks are On
Pingbacks are On
Refbacks are On



All times are GMT -7. The time now is 09:08 AM.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2009, Jelsoft Enterprises Ltd.
SEO by vBSEO 3.2.0
Copyright 2009 LoanSafe.org and MoeSeo Inc. All Rights Reserved. Home Loan, Loan Modification & Foreclosure Help Forum - LoanSafe.org

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100