My mortgage is currently 3 months late. I've made some calls about refinancing, but cant due to the late pays. I've contacted a couple loan modification busniness's. It will cost between 2 and 3 grand to go through them.
The mortgage co. is Lending Tree
Home is worth about $129,000
$116,000 still owed
Property is in Missouri
There is only one mortgage on this property which was created for this property.
Can loan mod be done on my own, without paying a loan mod company?
Does loan mod have any effect on a credit report?
Any other info on this subject would be much apreciated. Thanks!