Old 01-26-2009, 10:51 AM   #1 (permalink)
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Dueling federal programs H4H vs. SMP
Hi all:

It seems that the two federal loan modification programs available to day (FHA's Hope for Homeowners (H4H) and Fannie/Freddie's Streamline Modification Program (SMP)) are similar in scope. SMP requires a 3 month delinquency while H4H only requires 1 month delinquency. Has anyone seen any lenders vying for the SMP program rather than the H4H program or vice versa.


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