After about 2 1/2 years of applying for assistance... we final received approval for a trial period to start 4/1. We were not qualified for HAMP but assume this is an inhouse mod. Our loan is owned by Freddie. Hope we can finally get back on track!
Has anyone ever dealt with Cenlar and specifically a loan mod?
What should I expect after the last trial payment?
I was thinking we should make our payment by phone... even though there is a fee I want to make sure there are no questions that they did not receive our payment and screw up the process.
Any feedback or advice would be much appreciated!