We had our loan transferred from Litton to Ocwen in Sept. We were behind but working with Litton. When I called Ocwen after the transfer I was told to be patient and wait because everything was a mess with loans just being transferred over. I was told that for two months until November when I was put into foreclosure. I contact Ocwen again and was told to apply for HAMP which I did on Nov 23 and again on Dec 9 because I filled out the paperwork wrong. As of yet I have not received in writting a denial but was told by agent my HAMP request was denied, she didn't know why, but they were working on an in-house modification. I was told to be patient they were working on it. I received a letter from the lawyer yesterday stating my house is up for sale 1/3. I live in Texas and evidently they have a very short turn around. How long did it take to get your modification from Ocwen? They keep telling me to wait because it is under review but if I keep waiting it will be sold. Their Ombudsman is not helping either. I'm worried with the holidays it is going to be even more challenging than usual to get this done. I'm trying to figure whether to wait and see or just walk out or see if I can borrow the money some home to reinstate the loan. Thank you for your replies!