I was denied HAMP. these were the input values
- Loan Balance= $284,026.34
- Past Due=$28,709
- Gross Income=$5291
- Mortgage Payment=$1828
- Home Value=$348,000
- Investor=Service Bank of America, Investor Bank of New York
When I ran the NPV calculator in March I passed but now when I run the calculator it states I may not pass.
Do I need more income?
Thank you very much for your help.